Payment 1 Financial in Waco, Texas

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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Payment 1 Financial photo

Overall rating for Payment 1 Financial

4.9
★★★★★
Based on 110 reviews on Google

Opening hours for Payment 1 Financial

Monday: 9:00 AM – 6:00 PM
Tuesday: 9:00 AM – 6:00 PM
Wednesday: 9:00 AM – 6:00 PM
Thursday: 9:00 AM – 6:00 PM
Friday: 9:00 AM – 6:00 PM
Saturday: 9:00 AM – 1:00 PM
Sunday: Closed

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NOTICE: We are NOT sponsored by or affiliated with Payment 1 Financial in any way. By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Easy Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

If you are looking for reliable financial services like payday loans in Waco, Texas, Payment 1 Financial can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.

Payment 1 Financial is a direct lender with easy approval for everyone. Even if you have bad credit, Payment 1 Financial can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 1014 N Valley Mills Dr D, Waco, TX 76710, USA and apply for a quick loan via a short 5-minute application.

Having an overall rating of 4.9, Payment 1 Financial is loved (or hated) by 110 users, who got their emergency loans same day (or next day) after submitting an application.

Disclaimer: We do not represent Payment 1 Financial and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.

Payment 1 Financial contact info

Name: Payment 1 Financial
Address: 1014 N Valley Mills Dr D, Waco, TX 76710, USA
Phone: (254) 751-1761
Website: https://payment1financial.com/

Payment 1 Financial offices locations on the map

Payment 1 Financial rates and requirements for payday loans

MIN Loan Amount $100
MAX Loan Amount $5000
MIN. Loan Term 7 days
MAX. Loan Term 60 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

User Rating

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Payment 1 Financial's Reviews

Lori Battless profile picture
Lori Battles
★★★★★

I love the staff here!!! They are ALWAYS so SWEET!!!...It is so nice to know that you can give them a call and they greet you with such happiness over the phone and they really show that they care EVERY single time. I have never experienced this kind of customer service anywhere!!!...If you are needing a loan, make sure this is the place you go!!! They will take care of YOU!!!...

Cheryl Maupins profile picture
Cheryl Maupin
★★★★★

These ladies are AWESOME. I never had a loan before and was very nervous. They explained how it works in details that I understood made me feel comfortable and got me the money I needed. Yolanda and Berenice are AMAZING. Go see them

ROSALINDA PEREZs profile picture
ROSALINDA PEREZ
★★★★★

My oldest was finishing school and at the time decided to use our title to help her out. We chose Title Loan company and never seen our balance go down 4 months went by and I meet a local representative at Payment 1 Financial explained that if we didn’t pay more than the $400 we just kept getting an extension for another month therefore we were just throwing money away. Lucky for us they Payment 1 Financial bought the loan out and without a doubt sleep at ease knowing that the monthly payment is putting a dent on the balance. It is better to have a long term in payments then feel Choked up every month on a high payment. The balance reflects the monthly payments and since then have referred my friends and colleagues. The staff goes out there way to make you feel comfortable and the process is fast and easy.

pixl gamers profile picture
pixl gamer
★★★★★

Mrs.Yolanda, is such a sweet woman and always answers all my questions with patience and very good customer service. She makes me feel important and not embarrassed about being there. Yolanda and Bernice are simply AMAZING!!! THANK Y0U LADIES FOR ALL YOUR HELP! -Ms.Anderson:)

Jaslynn Allens profile picture
Jaslynn Allen
★★★★★

I’ve done business with financial one and they are the kindest people.. never rude.. very compassionate! If you ever need help check them out.. ✅