Payday Loans in Wichita Falls

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Wichita Falls, Texas?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan in Texas if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Wichita Falls, Texas?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Wichita Falls, Texas?

The maximum amount of money you can get on a payday loan in Wichita Falls, Texas is $2500 but not limited for other types of loans, and the maximum term is 180 days. The finance charge fees and/or interest rates (APR) if specified can go up to $10 + $4/month for each $100 (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $2500 but not limited for other types of loans
Minimum Loan Term 7 days
Minimum Loan Term 180 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Wichita Falls, Texas?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Wichita Falls, Texas with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Wichita Falls, Texas with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Wichita Falls, Texas near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Wichita Falls, Texas:

World Finance Payday Loans Picture

World Finance

5
★★★★★
Based on 4 Google reviews
Name: World Finance
Address: 3401 Kemp Blvd Ste N, Wichita Falls, TX 76308, USA
Phone: (940) 692-0801
Website: https://loansbyworld.com/
Texan Credit Corporation Payday Loans Picture

Texan Credit Corporation

5
★★★★★
Based on 1 Google reviews
Name: Texan Credit Corporation
Address: 2708 Southwest Pkwy Ste 124, Wichita Falls, TX 76308, USA
Phone: (940) 692-0600
Website: https://texancredit.com/
TitleMax Title Loans Payday Loans Picture

TitleMax Title Loans

5
★★★★★
Based on 335 Google reviews
Name: TitleMax Title Loans
Address: 2823 Southwest Pkwy, Wichita Falls, TX 76308, USA
Phone: (940) 692-0625
Website: https://titlemax.com/store/wichita-falls-tx-title-loans/
ACE Cash Express Payday Loans Picture

ACE Cash Express

5
★★★★★
Based on 4 Google reviews
Name: ACE Cash Express
Address: 3624 Old Jacksboro Hwy 104, Wichita Falls, TX 76302, USA
Phone: (940) 766-4800
Website: https://acecashexpress.com/locations/texas/wichita-falls/1912
World Finance Payday Loans Picture

World Finance

5
★★★★★
Based on 1 Google reviews
Name: World Finance
Address: 928 Indiana Ave, Wichita Falls, TX 76301, USA
Phone: (940) 766-2533
Website: https://loansbyworld.com/
Western Finance Payday Loans Picture

Western Finance

5
★★★★★
Based on 84 Google reviews
Name: Western Finance
Address: 1800 Kemp Blvd, Wichita Falls, TX 76309, USA
Phone: (940) 723-9393
Website: https://westernshamrock.com/locations/texas/western-finance-wichita-falls-tx/
Service Loan Co Payday Loans Picture

Service Loan Co

5
★★★★★
Based on 1 Google reviews
Name: Service Loan Co
Address: 2910 Kemp Blvd Ste 110, Wichita Falls, TX 76308, USA
Phone: (940) 723-2972
Website: https://serviceloansouth.com/
American Thrift Payday Loans Picture

American Thrift

5
★★★★★
Based on 2 Google reviews
Name: American Thrift
Address: 715 10th St, Wichita Falls, TX 76301, USA
Phone: (940) 766-3392
Website: https://No website
Auto Cash Money Center Payday Loans Picture

Auto Cash Money Center

5
★★★★★
Based on 1 Google reviews
Name: Auto Cash Money Center
Address: 2720 Old Iowa Park Rd, Wichita Falls, TX 76306, USA
Phone: (940) 723-7554
Website: https://autocashmoneycenter.com/
Shamrock Finance Payday Loans Picture

Shamrock Finance

4.9
★★★★★
Based on 55 Google reviews
Name: Shamrock Finance
Address: 3626 Jacksboro Hwy Ste. 103, Wichita Falls, TX 76302, USA
Phone: (940) 766-3112
Website: https://westernshamrock.com/locations/texas/shamrock-finance-wichita-falls-tx/
Check `n Go Payday Loans Picture

Check `n Go

4.9
★★★★★
Based on 68 Google reviews
Name: Check `n Go
Address: 2314 Airport Dr Suite 300, Wichita Falls, TX 76306, USA
Phone: (940) 851-0366
Website: https://locations.checkngo.com/texas/wichita-falls/2314-airport-drive
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 150 Google reviews
Name: Advance America
Address: 2710 Central E Fwy Ste. 130, Wichita Falls, TX 76306, USA
Phone: (940) 855-4827
Website: https://advanceamerica.net/store-locations/texas/2710-central-freeway-ste-130-wichita-falls-76306
Check `n Go Payday Loans Picture

Check `n Go

4.9
★★★★★
Based on 133 Google reviews
Name: Check `n Go
Address: 4214 Kemp Blvd, Wichita Falls, TX 76308, USA
Phone: (940) 689-0815
Website: https://locations.checkngo.com/texas/wichita-falls/4214-kemp-blvd-
Loanstar Title Loans Payday Loans Picture

Loanstar Title Loans

4.9
★★★★★
Based on 138 Google reviews
Name: Loanstar Title Loans
Address: 3310 Kemp Blvd, Wichita Falls, TX 76308, USA
Phone: (940) 692-0367
Website: https://loanstartitleloans.net/
Regional Finance Payday Loans Picture

Regional Finance

4.7
★★★★★
Based on 3 Google reviews
Name: Regional Finance
Address: 2708 Southwest Pkwy Suite 114, Wichita Falls, TX 76308, USA
Phone: (940) 285-6171
Website: https://branches.regionalfinance.com/tx/wichita-falls/2708-southwest-pkwy.html
Sun Loan Company Payday Loans Picture

Sun Loan Company

4.6
★★★★★
Based on 16 Google reviews
Name: Sun Loan Company
Address: 2913 Bob Street, Wichita Falls, TX 76308, USA
Phone: (940) 322-1771
Website: https://sunloan.com/locations/sun-loan-company-wichita-falls-texas-53/
CashMax Title & Loan Payday Loans Picture

CashMax Title & Loan

4.6
★★★★★
Based on 14 Google reviews
Name: CashMax Title & Loan
Address: 3117 Kemp Blvd, Wichita Falls, TX 76308, USA
Phone: (940) 257-6102
Website: https://cashmaxtexas.com/
Texas Car Title & Payday Loan Services, Inc. Payday Loans Picture

Texas Car Title & Payday Loan Services, Inc.

4.5
★★★★★
Based on 5 Google reviews
Name: Texas Car Title & Payday Loan Services, Inc.
Address: 3608 Kell W Blvd, Wichita Falls, TX 76309, USA
Phone: (940) 691-0758
Website: https://No website
Cash Store Payday Loans Picture

Cash Store

4.2
★★★★★
Based on 6 Google reviews
Name: Cash Store
Address: 3900 Sheppard Access Rd, Wichita Falls, TX 76306, USA
Phone: (940) 855-3314
Website: https://cashstore.com/local/payday-loans-wichita-falls-tx
Security Finance Payday Loans Picture

Security Finance

4.2
★★★★★
Based on 5 Google reviews
Name: Security Finance
Address: 2910 Kemp Blvd 107, Wichita Falls, TX 76308, USA
Phone: (940) 761-1007
Website: https://security-finance.com/locations/wichita-falls-tx-0798/
ACE Cash Express Payday Loans Picture

ACE Cash Express

4
★★★★★
Based on 10 Google reviews
Name: ACE Cash Express
Address: 3605 Kemp Blvd, Wichita Falls, TX 76308, USA
Phone: (940) 692-6264
Website: https://acecashexpress.com/locations/texas/wichita-falls/1927
First Cash Pawn Payday Loans Picture

First Cash Pawn

3.8
★★★★★
Based on 13 Google reviews
Name: First Cash Pawn
Address: 4521 Kemp Blvd, Wichita Falls, TX 76308, USA
Phone: (940) 692-0209
Website: https://firstcash.com/
OneMain Financial Payday Loans Picture

OneMain Financial

3.8
★★★★★
Based on 4 Google reviews
Name: OneMain Financial
Address: 4214 Kell W Blvd 107, Wichita Falls, TX 76309, USA
Phone: (940) 696-1945
Website: https://onemainfinancial.com/branches/TX/Wichita-Falls/76309/4211
Cash Store Payday Loans Picture

Cash Store

3
★★★★★
Based on 5 Google reviews
Name: Cash Store
Address: 1506 Southwest Pkwy, Wichita Falls, TX 76302, USA
Phone: (940) 766-0572
Website: https://cashstore.com/local/payday-loans-wichita-falls-tx
Continental Loans Payday Loans Picture

Continental Loans

0
★★★★★
Based on 0 Google reviews
Name: Continental Loans
Address: 2910 Kemp Blvd, Wichita Falls, TX 76308, USA
Phone: (940) 762-1106
Website: https://installmentloans.space/
Cash & Go Payday Loans Picture

Cash & Go

0
★★★★★
Based on 0 Google reviews
Name: Cash & Go
Address: 5376 Kell W Blvd, Wichita Falls, TX 76310, USA
Phone: (940) 692-3007
Website: https://No website
Midwest Finance Payday Loans Picture

Midwest Finance

0
★★★★★
Based on 0 Google reviews
Name: Midwest Finance
Address: 3401 Kemp Blvd, Wichita Falls, TX 76308, USA
Phone: (940) 234-0440
Website: https://loan4u.club/
Toledo Finance Payday Loans Picture

Toledo Finance

0
★★★★★
Based on 0 Google reviews
Name: Toledo Finance
Address: 3411 Kemp Blvd A, Wichita Falls, TX 76308, USA
Phone: (940) 696-8868
Website: https://toledocorp.com/