Payday Loans in Garland

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Garland, Texas?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for cash advance in Texas if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Garland, Texas?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Garland, Texas?

The maximum amount of money you can get on a payday loan in Garland, Texas is $2500 but not limited for other types of loans, and the maximum term is 180 days. The finance charge fees and/or interest rates (APR) if specified can go up to $10 + $4/month for each $100 (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $2500 but not limited for other types of loans
Minimum Loan Term 7 days
Minimum Loan Term 180 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Garland, Texas?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Garland, Texas with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Garland, Texas with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Garland, Texas near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Garland, Texas:

Quick Wealth Title Loan Financial Payday Loans Picture

Quick Wealth Title Loan Financial

5
★★★★★
Based on 16 Google reviews
Name: Quick Wealth Title Loan Financial
Address: 717 Main St, Garland, TX 75040, USA
Phone: (469) 306-2702
Website: https://quickwealthfinancial.com/
Check Into Cash Payday Loans Picture

Check Into Cash

5
★★★★★
Based on 2 Google reviews
Name: Check Into Cash
Address: 985 W Centerville Rd Suite 4, Garland, TX 75041, USA
Phone: (844) 335-5099
Website: https://checkintocash.com/texas/garland
Check `n Go Payday Loans Picture

Check `n Go

4.9
★★★★★
Based on 112 Google reviews
Name: Check `n Go
Address: 5335 Broadway Blvd Ste 203, Garland, TX 75043, USA
Phone: (972) 240-6400
Website: https://locations.checkngo.com/texas/garland/5335-broadway-blvd-
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 58 Google reviews
Name: Advance America
Address: 447 N Garland Ave, Garland, TX 75040, USA
Phone: (972) 494-2705
Website: https://advanceamerica.net/store-locations/texas/447-n-garland-ave-garland-75040
Regional Finance Payday Loans Picture

Regional Finance

4.8
★★★★★
Based on 64 Google reviews
Name: Regional Finance
Address: 3465 W Walnut St Suite 107, Garland, TX 75042, USA
Phone: (214) 556-1213
Website: https://branches.regionalfinance.com/tx/garland/3465-w--walnut-street.html
Check N Title Loans Payday Loans Picture

Check N Title Loans

4.5
★★★★★
Based on 39 Google reviews
Name: Check N Title Loans
Address: 3425 Forest Ln STE. C, Garland, TX 75042, USA
Phone: (972) 487-0304
Website: https://checkntitle.com/
Justice Finance Payday Loans Picture

Justice Finance

4.3
★★★★★
Based on 18 Google reviews
Name: Justice Finance
Address: 149 W Kingsley Rd Ste 210, Garland, TX 75041, USA
Phone: (972) 271-2678
Website: https://jfcloans.com/
Cash Store Payday Loans Picture

Cash Store

4.3
★★★★★
Based on 8 Google reviews
Name: Cash Store
Address: 5345 N Garland Ave Ste 380, Garland, TX 75040, USA
Phone: (214) 703-9508
Website: https://cashstore.com/local/payday-loans-garland-tx
OneMain Financial Payday Loans Picture

OneMain Financial

4.3
★★★★★
Based on 25 Google reviews
Name: OneMain Financial
Address: 1029 Northwest Hwy, Garland, TX 75041, USA
Phone: (972) 682-0011
Website: https://onemainfinancial.com/branches/TX/Garland/75041/1593
Speedy Cash Payday Loans Picture

Speedy Cash

4.1
★★★★★
Based on 113 Google reviews
Name: Speedy Cash
Address: 3422 W Walnut St, Garland, TX 75042, USA
Phone: (972) 276-4400
Website: https://speedycash.com/find-a-store/texas/garland/walnut-and-jupiter/
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.1
★★★★★
Based on 18 Google reviews
Name: ACE Cash Express
Address: 5606 Broadway Blvd, Garland, TX 75043, USA
Phone: (972) 240-1366
Website: https://acecashexpress.com/locations/texas/garland/1306
Regional Finance Payday Loans Picture

Regional Finance

3.8
★★★★★
Based on 12 Google reviews
Name: Regional Finance
Address: 3115 S 1st St Suite 300, Garland, TX 75041, USA
Phone: (972) 278-3283
Website: https://branches.regionalfinance.com/tx/garland/3115-south-1st.html
Gold Star Finance Payday Loans Picture

Gold Star Finance

3.4
★★★★★
Based on 7 Google reviews
Name: Gold Star Finance
Address: 107 S 1st St B, Garland, TX 75040, USA
Phone: (469) 814-9341
Website: https://goldstarfinancetexas.com/
CashMax Title & Loan Payday Loans Picture

CashMax Title & Loan

3.1
★★★★★
Based on 9 Google reviews
Name: CashMax Title & Loan
Address: 3354 Broadway Blvd, Garland, TX 75043, USA
Phone: (972) 412-5699
Website: https://cashmaxtexas.com/
Cash Store Payday Loans Picture

Cash Store

3.1
★★★★★
Based on 9 Google reviews
Name: Cash Store
Address: 5949 Broadway Blvd Ste 140, Garland, TX 75043, USA
Phone: (972) 303-1313
Website: https://cashstore.com/local/payday-loans-garland-tx
World Acceptance Payday Loans Picture

World Acceptance

2
★★★★★
Based on 2 Google reviews
Name: World Acceptance
Address: 520 N Jupiter Rd, Garland, TX 75042, USA
Phone: (972) 276-1012
Website: https://easyloans.pw/
PLS Insurance Payday Loans Picture

PLS Insurance

0
★★★★★
Based on 0 Google reviews
Name: PLS Insurance
Address: 780 E Centerville Rd 200, Garland, TX 75041, USA
Phone: (214) 703-1940
Website: https://pls247.com/TX/index.html