Payday Loans in Temple

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Temple, Texas?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Temple, Texas?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Temple, Texas?

The maximum amount of money you can get on a payday loan in Temple, Texas is $2500 but not limited for other types of loans, and the maximum term is 180 days. The finance charge fees and/or interest rates (APR) if specified can go up to $10 + $4/month for each $100 (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $2500 but not limited for other types of loans
Minimum Loan Term 7 days
Minimum Loan Term 180 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Temple, Texas?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Temple, Texas with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Temple, Texas with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Temple, Texas:

World Finance Payday Loans Picture

World Finance

5
★★★★★
Based on 5 Google reviews
Address: 221 W Adams Ave, Temple, TX 76501, USA
Phone: (254) 771-2901
Website: https://loansbyworld.com/
First State Bank Central Texas Payday Loans Picture

First State Bank Central Texas

5
★★★★★
Based on 2 Google reviews
Address: 402 N Main St, Temple, TX 76501, USA
Phone: (254) 771-5880
Website: https://fsbcentex.com/
Covington Credit Payday Loans Picture

Covington Credit

5
★★★★★
Based on 1 Google reviews
Address: 2 S 1st St, Temple, TX 76501, USA
Phone: (254) 778-0048
Website: https://mymoneytogo.com/texas-loan-office-locations/personal-loans-temple
Western Finance Payday Loans Picture

Western Finance

5
★★★★★
Based on 261 Google reviews
Address: 8 E Central Ave, Temple, TX 76501, USA
Phone: (254) 771-3255
Website: https://westernshamrock.com/locations/texas/western-finance-temple-tx/
Bell Finance Co Payday Loans Picture

Bell Finance Co

5
★★★★★
Based on 3 Google reviews
Address: 1102 W Adams Ave C, Temple, TX 76504, USA
Phone: (254) 773-2333
Website: https://No website
Atlas Credit Co., Inc. Payday Loans Picture

Atlas Credit Co., Inc.

5
★★★★★
Based on 24 Google reviews
Address: 1408 S 31st St, Temple, TX 76504, USA
Phone: (254) 742-0155
Website: https://atlascredit.com/
Service Loans and Tax Services Payday Loans Picture

Service Loans and Tax Services

5
★★★★★
Based on 5 Google reviews
Address: 215 W Adams Ave, Temple, TX 76501, USA
Phone: (254) 778-0070
Website: https://serviceloansouth.com/
Payment 1 Financial Payday Loans Picture

Payment 1 Financial

4.9
★★★★★
Based on 127 Google reviews
Address: 1229 S 31st St, Temple, TX 76504, USA
Phone: (254) 771-9952
Website: https://payment1financial.com/
LoanStar Title Loans Payday Loans Picture

LoanStar Title Loans

4.9
★★★★★
Based on 23 Google reviews
Address: 3511 TX-53, Temple, TX 76501, USA
Phone: (254) 598-7630
Website: https://loanstartitleloans.net/Home
TitleMax Title Loans Payday Loans Picture

TitleMax Title Loans

4.9
★★★★★
Based on 239 Google reviews
Address: 2715 Thornton Ln, Temple, TX 76502, USA
Phone: (254) 774-6944
Website: https://titlemax.com/store/temple-tx-title-loans/
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 114 Google reviews
Address: 2910 S 31st St, Temple, TX 76502, USA
Phone: (254) 774-9143
Website: https://advanceamerica.net/store-locations/texas/2910-s-31st-st-temple-76502
Check `n Go Payday Loans Picture

Check `n Go

4.8
★★★★★
Based on 92 Google reviews
Address: 1616A SW H K Dodgen Loop, Temple, TX 76504, USA
Phone: (254) 899-1161
Website: https://locations.checkngo.com/texas/temple/1616a-sw-h-k-dodgen-loop
Loanstar Title Loans Payday Loans Picture

Loanstar Title Loans

4.8
★★★★★
Based on 21 Google reviews
Address: 1303 W Adams Ave, Temple, TX 76501, USA
Phone: (254) 742-0278
Website: https://loanstartitleloans.net/
Easyfinancial Services Payday Loans Picture

Easyfinancial Services

4.4
★★★★★
Based on 7 Google reviews
Address: 5213, 1014 S 31st St, Temple, TX 76504, USA
Phone: (254) 598-3011
Website: https://easyfinancial.us/
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.1
★★★★★
Based on 36 Google reviews
Address: 1416 S 31st St, Temple, TX 76504, USA
Phone: (254) 791-9100
Website: https://acecashexpress.com/locations/texas/temple/1520
World Finance Payday Loans Picture

World Finance

4
★★★★★
Based on 4 Google reviews
Address: 1610 S 31st St Ste 104, Temple, TX 76504, USA
Phone: (254) 778-5264
Website: https://loansbyworld.com/
Preferred Personal Loans Payday Loans Picture

Preferred Personal Loans

4
★★★★★
Based on 8 Google reviews
Address: 11 E Avenue B, Temple, TX 76501, USA
Phone: (254) 771-5200
Website: https://No website
EZMoney Payday Loans Picture

EZMoney

4
★★★★★
Based on 1 Google reviews
Address: 1205 W Adams Ave, Temple, TX 76501, USA
Phone: (254) 263-1371
Website: https://ezmoney.com/
Excel Finance Payday Loans Picture

Excel Finance

3.7
★★★★★
Based on 39 Google reviews
Address: 4311 S 31st St 110, Temple, TX 76502, USA
Phone: (254) 774-9087
Website: https://excelfinco.com/temple-tx/
Sun Loan Company Payday Loans Picture

Sun Loan Company

3.7
★★★★★
Based on 19 Google reviews
Address: 916 S 31st St ste a, Temple, TX 76504, USA
Phone: (254) 770-1116
Website: https://sunloan.com/locations/sun-loan-company-temple-texas-12/
Toledo Finance Corporation Payday Loans Picture

Toledo Finance Corporation

3.7
★★★★★
Based on 6 Google reviews
Address: 1408 S 31st St suite a, Temple, TX 76504, USA
Phone: (254) 778-4777
Website: https://toledocorp.com/
OneMain Financial Payday Loans Picture

OneMain Financial

3.2
★★★★★
Based on 9 Google reviews
Address: 3809 S General Bruce Dr 102, Temple, TX 76502, USA
Phone: (254) 791-2240
Website: https://onemainfinancial.com/branches/TX/Temple/76502/4137
First Cash Pawn Payday Loans Picture

First Cash Pawn

3.1
★★★★★
Based on 29 Google reviews
Address: 3002 SW H K Dodgen Loop, Temple, TX 76504, USA
Phone: (254) 774-6858
Website: https://firstcash.com/
Regional Finance Payday Loans Picture

Regional Finance

2
★★★★★
Based on 4 Google reviews
Address: 2314 C, W Adams Ave, Temple, TX 76504, USA
Phone: (254) 771-4145
Website: https://branches.regionalfinance.com/tx/temple/2314-c-west-adams-avenue.html
Worth Finance Payday Loans Picture

Worth Finance

1
★★★★★
Based on 2 Google reviews
Address: 108 N 27th St, Temple, TX 76504, USA
Phone: (254) 778-0189
Website: https://myworthloans.com/
First Cash Advance Payday Loans Picture

First Cash Advance

1
★★★★★
Based on 2 Google reviews
Address: 110 N 27th St, Temple, TX 76504, USA
Phone: (254) 771-1210
Website: https://firstcash.com/
Security Finance Payday Loans Picture

Security Finance

0
★★★★★
Based on 0 Google reviews
Address: 2 S Main St, Temple, TX 76501, USA
Phone: (254) 778-3678
Website: https://security-finance.com/locations/temple-tx-0175/
Family Loans of Temple Payday Loans Picture

Family Loans of Temple

0
★★★★★
Based on 0 Google reviews
Address: 10 E Avenue A, Temple, TX 76501, USA
Phone: (254) 778-5241
Website: https://firstchoicepaydayloans.com/
The Money Station Payday Loans Picture

The Money Station

0
★★★★★
Based on 0 Google reviews
Address: 1229 S 31st St, Temple, TX 76504, USA
Phone: (254) 935-2226
Website: https://No website