Payday Loans in El Paso

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  • Loans up to $5000
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  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in El Paso, Texas?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a quick loan in Texas if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in El Paso, Texas?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in El Paso, Texas?

The maximum amount of money you can get on a payday loan in El Paso, Texas is $2500 but not limited for other types of loans, and the maximum term is 180 days. The finance charge fees and/or interest rates (APR) if specified can go up to $10 + $4/month for each $100 (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $2500 but not limited for other types of loans
Minimum Loan Term 7 days
Minimum Loan Term 180 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in El Paso, Texas?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in El Paso, Texas with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in El Paso, Texas with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in El Paso, Texas near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in El Paso, Texas:

TitleMax Title Loans Payday Loans Picture

TitleMax Title Loans

5
★★★★★
Based on 183 Google reviews
Name: TitleMax Title Loans
Address: 5104 Montana Ave, El Paso, TX 79903, USA
Phone: (915) 881-8920
Website: https://titlemax.com/store/el-paso-montana-tx-7-2-title-loans/
Check `n Go Payday Loans Picture

Check `n Go

5
★★★★★
Based on 135 Google reviews
Name: Check `n Go
Address: 1491 Lee Trevino Dr Ste F, El Paso, TX 79936, USA
Phone: (915) 592-5677
Website: https://locations.checkngo.com/texas/el-paso/1491-n-lee-trevino
Money Loans Payday Loans Picture

Money Loans

5
★★★★★
Based on 2 Google reviews
Name: Money Loans
Address: 3500 George Dieter Dr Suite G, El Paso, TX 79936, USA
Phone: (915) 307-6782
Website: https://moneyloanselpaso.com/
Drive-In Loans Payday Loans Picture

Drive-In Loans

5
★★★★★
Based on 1 Google reviews
Name: Drive-In Loans
Address: 320 S Stanton St, El Paso, TX 79901, USA
Phone: (915) 544-7420
Website: https://eaglefinanceloans.com/
Check `n Go Payday Loans Picture

Check `n Go

5
★★★★★
Based on 90 Google reviews
Name: Check `n Go
Address: 500 N Zaragoza Rd Ste W, El Paso, TX 79907, USA
Phone: (915) 859-6204
Website: https://locations.checkngo.com/texas/el-paso/500-n-zaragoza
DTA Loans Payday Loans Picture

DTA Loans

5
★★★★★
Based on 3 Google reviews
Name: DTA Loans
Address: 500 N Zaragoza Rd C, El Paso, TX 79907, USA
Phone: (915) 859-4199
Website: https://dtaloans.com/
Check `n Go Payday Loans Picture

Check `n Go

5
★★★★★
Based on 117 Google reviews
Name: Check `n Go
Address: 6560 Montana, Ste D, El Paso, TX 79925, USA
Phone: (915) 775-0318
Website: https://locations.checkngo.com/texas/el-paso/6560-montana
Check `n Go Payday Loans Picture

Check `n Go

5
★★★★★
Based on 43 Google reviews
Name: Check `n Go
Address: 121 N Kenazo Ave Suite 103, El Paso, TX 79928, USA
Phone: (915) 852-4661
Website: https://locations.checkngo.com/texas/el-paso/121-n--kenazo
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 233 Google reviews
Name: Advance America
Address: 8900 Viscount Blvd Ste AO, El Paso, TX 79925, USA
Phone: (915) 591-7726
Website: https://advanceamerica.net/store-locations/texas/8900-viscount-blvd-ste-ao-el-paso-79925
Check `n Go Payday Loans Picture

Check `n Go

5
★★★★★
Based on 144 Google reviews
Name: Check `n Go
Address: 9040 Dyer St Suite 103, El Paso, TX 79904, USA
Phone: (915) 751-7511
Website: https://locations.checkngo.com/texas/el-paso/9040-dyer-st
Chelmont Finance Co Payday Loans Picture

Chelmont Finance Co

5
★★★★★
Based on 2 Google reviews
Name: Chelmont Finance Co
Address: 4911 Montana Ave, El Paso, TX 79903, USA
Phone: (915) 562-2662
Website: https://No website
Payday Loans El Paso, TX & Installment Loans Payday Loans Picture

Payday Loans El Paso, TX & Installment Loans

5
★★★★★
Based on 1 Google reviews
Name: Payday Loans El Paso, TX & Installment Loans
Address: 2217 N Piedras St, El Paso, TX 79930, USA
Phone: (915) 975-9062
Website: https://cashloansnearby.com/texas/el-paso/
Five Points Signature Loans Payday Loans Picture

Five Points Signature Loans

5
★★★★★
Based on 1 Google reviews
Name: Five Points Signature Loans
Address: 2927 Pershing Dr, El Paso, TX 79903, USA
Phone: (915) 565-6000
Website: https://loan4u.club/
TitleMax Title Loans Payday Loans Picture

TitleMax Title Loans

4.9
★★★★★
Based on 201 Google reviews
Name: TitleMax Title Loans
Address: 9501 Dyer St, El Paso, TX 79924, USA
Phone: (915) 759-0510
Website: https://titlemax.com/store/el-paso-dyer-st-tx-15-title-loans/
Western-Shamrock Finance Payday Loans Picture

Western-Shamrock Finance

4.9
★★★★★
Based on 187 Google reviews
Name: Western-Shamrock Finance
Address: 201 S Americas Ave 103, El Paso, TX 79907, USA
Phone: (915) 790-1496
Website: https://westernshamrock.com/locations/texas/tes-western-shamrock-finance-el-paso-tx/
Cash Store Payday Loans Picture

Cash Store

4.9
★★★★★
Based on 48 Google reviews
Name: Cash Store
Address: 10705 Gateway Blvd W Ste 103, El Paso, TX 79935, USA
Phone: (915) 591-9890
Website: https://cashstore.com/local/payday-loans-el-paso-tx
Check `n Go Payday Loans Picture

Check `n Go

4.9
★★★★★
Based on 58 Google reviews
Name: Check `n Go
Address: 1831 N Zaragoza Rd Ste 117, El Paso, TX 79936, USA
Phone: (915) 857-3199
Website: https://locations.checkngo.com/texas/el-paso/1831-n-zaragosa
Loanstar Title Loans Payday Loans Picture

Loanstar Title Loans

4.9
★★★★★
Based on 28 Google reviews
Name: Loanstar Title Loans
Address: 336 N Zaragoza Rd, El Paso, TX 79907, USA
Phone: (915) 860-2400
Website: https://loanstartitleloans.net/
Power Finance Texas Payday Loans Picture

Power Finance Texas

4.9
★★★★★
Based on 101 Google reviews
Name: Power Finance Texas
Address: 9515 Gateway Blvd W Suite L, El Paso, TX 79925, USA
Phone: (915) 775-1911
Website: https://powerfinancetexas.com/payday-loans/el-paso-texas/cielo-vista
Check `n Go Payday Loans Picture

Check `n Go

4.9
★★★★★
Based on 228 Google reviews
Name: Check `n Go
Address: 6520 N Mesa St, El Paso, TX 79912, USA
Phone: (915) 845-6678
Website: https://locations.checkngo.com/texas/el-paso/6520-n-mesa-st-
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 93 Google reviews
Name: Advance America
Address: 9008 Dyer St Ste. F, El Paso, TX 79904, USA
Phone: (915) 757-1866
Website: https://advanceamerica.net/store-locations/texas/9008-dyer-st-ste-f-el-paso-79904
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 88 Google reviews
Name: Advance America
Address: 1320 N Zaragoza Rd Ste. 121, El Paso, TX 79936, USA
Phone: (915) 858-5712
Website: https://advanceamerica.net/store-locations/texas/1320-n-zaragosa-rd-ste-121-el-paso-79936
TitleMax Title Loans Payday Loans Picture

TitleMax Title Loans

4.9
★★★★★
Based on 170 Google reviews
Name: TitleMax Title Loans
Address: 828 N Zaragoza Rd, El Paso, TX 79907, USA
Phone: (915) 245-3624
Website: https://titlemax.com/store/el-paso-zaragoza-rd-tx-4-title-loans/
TitleMax Title Loans Payday Loans Picture

TitleMax Title Loans

4.9
★★★★★
Based on 428 Google reviews
Name: TitleMax Title Loans
Address: 7601 N Mesa St, El Paso, TX 79912, USA
Phone: (915) 255-4867
Website: https://titlemax.com/store/el-paso-tx-title-loans/
Cash Store Payday Loans Picture

Cash Store

4.9
★★★★★
Based on 29 Google reviews
Name: Cash Store
Address: 8820 N Loop Dr Ste 100, El Paso, TX 79907, USA
Phone: (915) 860-9119
Website: https://cashstore.com/local/payday-loans-el-paso-tx
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 85 Google reviews
Name: Advance America
Address: 12210 Montwood Dr Ste. 112, El Paso, TX 79928, USA
Phone: (915) 857-7895
Website: https://advanceamerica.net/store-locations/texas/12210-montwood-dr-ste-112-el-paso-79928
Omni Military Loans Payday Loans Picture

Omni Military Loans

4.8
★★★★★
Based on 171 Google reviews
Name: Omni Military Loans
Address: 3910 Dyer St E, El Paso, TX 79930, USA
Phone: (915) 566-6664
Website: https://omnimilitaryloans.com/location/el-paso-tx/
Western Finance Payday Loans Picture

Western Finance

4.8
★★★★★
Based on 194 Google reviews
Name: Western Finance
Address: 3910 Doniphan Dr ste d, El Paso, TX 79922, USA
Phone: (915) 581-8370
Website: https://westernshamrock.com/locations/texas/tew-western-finance-el-paso-tx/
Power Finance Texas Payday Loans Picture

Power Finance Texas

4.8
★★★★★
Based on 73 Google reviews
Name: Power Finance Texas
Address: 1900 George Dieter Dr, El Paso, TX 79936, USA
Phone: (915) 856-4444
Website: https://powerfinancetexas.com/payday-loans/el-paso-texas/east
Action Credit, El Paso Payday Loans Picture

Action Credit, El Paso

4.8
★★★★★
Based on 23 Google reviews
Name: Action Credit, El Paso
Address: 6590 Montana Ave Unit E, El Paso, TX 79925, USA
Phone: (915) 313-4790
Website: https://actioncredit.com/
Cash Store Payday Loans Picture

Cash Store

4.7
★★★★★
Based on 26 Google reviews
Name: Cash Store
Address: 7447 N Mesa St, El Paso, TX 79912, USA
Phone: (915) 584-1501
Website: https://cashstore.com/local/payday-loans-el-paso-tx
Cash Store Payday Loans Picture

Cash Store

4.7
★★★★★
Based on 12 Google reviews
Name: Cash Store
Address: 9411 Alameda Ave Ste I, El Paso, TX 79907, USA
Phone: (915) 872-8560
Website: https://cashstore.com/local/payday-loans-el-paso-tx
Cash Store Payday Loans Picture

Cash Store

4.6
★★★★★
Based on 49 Google reviews
Name: Cash Store
Address: 5620 Dyer St, El Paso, TX 79904, USA
Phone: (915) 564-1801
Website: https://cashstore.com/local/payday-loans-el-paso-tx
Cash Store Payday Loans Picture

Cash Store

4.5
★★★★★
Based on 15 Google reviews
Name: Cash Store
Address: 1830 N Zaragoza Rd Ste 104, El Paso, TX 79936, USA
Phone: (915) 856-9900
Website: https://cashstore.com/local/payday-loans-el-paso-tx
Atlas Credit Co., Inc. Payday Loans Picture

Atlas Credit Co., Inc.

4.5
★★★★★
Based on 8 Google reviews
Name: Atlas Credit Co., Inc.
Address: 3950 Doniphan Dr Suite B, El Paso, TX 79922, USA
Phone: (915) 444-0511
Website: https://atlascredit.com/
Cash America Pawn Payday Loans Picture

Cash America Pawn

4.3
★★★★★
Based on 16 Google reviews
Name: Cash America Pawn
Address: 6351 S Desert Blvd 101, El Paso, TX 79932, USA
Phone: (915) 225-3882
Website: https://cashamerica.com/
Dash For Cash Payday Loans Picture

Dash For Cash

4.3
★★★★★
Based on 3 Google reviews
Name: Dash For Cash
Address: 4665 Montana Ave, El Paso, TX 79903, USA
Phone: (915) 565-3274
Website: https://fastloans.club/
PLS Loan Store Payday Loans Picture

PLS Loan Store

4.3
★★★★★
Based on 7 Google reviews
Name: PLS Loan Store
Address: 9155 Dyer St A, El Paso, TX 79924, USA
Phone: (915) 307-7772
Website: https://pls247.com/TX/index.html
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.2
★★★★★
Based on 12 Google reviews
Name: ACE Cash Express
Address: 9130 Dyer St, El Paso, TX 79924, USA
Phone: (915) 751-4820
Website: https://acecashexpress.com/locations/texas/el-paso/2216
First Cash Pawn Payday Loans Picture

First Cash Pawn

3.8
★★★★★
Based on 20 Google reviews
Name: First Cash Pawn
Address: 4640 Doniphan Dr, El Paso, TX 79922, USA
Phone: (915) 585-3813
Website: https://firstcash.com/
International Finance Co Payday Loans Picture

International Finance Co

3.7
★★★★★
Based on 3 Google reviews
Name: International Finance Co
Address: 4316 Montana Ave, El Paso, TX 79903, USA
Phone: (915) 562-4436
Website: https://loanexpresscash.com/
Alameda Loans Co Payday Loans Picture

Alameda Loans Co

3.5
★★★★★
Based on 4 Google reviews
Name: Alameda Loans Co
Address: 8840 Alameda Ave B, El Paso, TX 79907, USA
Phone: (915) 859-2299
Website: https://eaglefinanceloans.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.3
★★★★★
Based on 16 Google reviews
Name: ACE Cash Express
Address: 5070 Doniphan Dr Ste C, El Paso, TX 79932, USA
Phone: (915) 585-6275
Website: https://acecashexpress.com/locations/texas/el-paso/2217
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.3
★★★★★
Based on 14 Google reviews
Name: ACE Cash Express
Address: 4700 Montana Ave, El Paso, TX 79903, USA
Phone: (915) 566-6005
Website: https://acecashexpress.com/locations/texas/el-paso/284
First Cash Pawn Payday Loans Picture

First Cash Pawn

3.3
★★★★★
Based on 23 Google reviews
Name: First Cash Pawn
Address: 4015 Dyer St, El Paso, TX 79930, USA
Phone: (915) 566-1453
Website: https://firstcash.com/
Sun Loan Company Payday Loans Picture

Sun Loan Company

3.2
★★★★★
Based on 9 Google reviews
Name: Sun Loan Company
Address: 700 N Zaragoza Rd V, El Paso, TX 79907, USA
Phone: (915) 600-6801
Website: https://sunloan.com/locations/sun-loan-company-el-paso-texas-337/
OneMain Financial Payday Loans Picture

OneMain Financial

3
★★★★★
Based on 6 Google reviews
Name: OneMain Financial
Address: 10005 Alameda Ave s, El Paso, TX 79927, USA
Phone: (915) 858-7225
Website: https://onemainfinancial.com/branches/TX/El-Paso/79927/4187
Moneytree Payday Loans Picture

Moneytree

3
★★★★★
Based on 2 Google reviews
Name: Moneytree
Address: 6044 Gateway Blvd E 211, El Paso, TX 79905, USA
Phone: (915) 772-6800
Website: https://moneytreeinc.com/
Loan Express Payday Loans Picture

Loan Express

3
★★★★★
Based on 2 Google reviews
Name: Loan Express
Address: 5430 El Paso Dr Suite B, El Paso, TX 79905, USA
Phone: (915) 544-2926
Website: https://loanexpresscash.com/
Pioneer Services Military Loans - Fort Bliss Payday Loans Picture

Pioneer Services Military Loans – Fort Bliss

2.8
★★★★★
Based on 6 Google reviews
Name: Pioneer Services Military Loans - Fort Bliss
Address: 8889 Gateway Blvd W 2910, El Paso, TX 79925, USA
Phone: (915) 629-2084
Website: https://No website
Listo Loans Payday Loans Picture

Listo Loans

2.3
★★★★★
Based on 3 Google reviews
Name: Listo Loans
Address: 500 N Zaragoza Rd ste y, El Paso, TX 79907, USA
Phone: (915) 201-2550
Website: https://listoloans.com/
LendNation Payday Loans Picture

LendNation

2.3
★★★★★
Based on 4 Google reviews
Name: LendNation
Address: 6529 N Mesa St, El Paso, TX 79912, USA
Phone: (915) 307-4063
Website: https://lendnation.com/location/tx/el-paso/6529-n-mesa-street-1029
LendNation Payday Loans Picture

LendNation

2.1
★★★★★
Based on 7 Google reviews
Name: LendNation
Address: 5151 Fairbanks Dr Ste C, El Paso, TX 79924, USA
Phone: (915) 757-1432
Website: https://lendnation.com/location/tx/el-paso/5151-fairbanks-drive-1028
LendNation Payday Loans Picture

LendNation

1
★★★★★
Based on 4 Google reviews
Name: LendNation
Address: 1475 George Dieter Dr Ste F, El Paso, TX 79936, USA
Phone: (915) 633-1341
Website: https://lendnation.com/location/tx/el-paso/1475-george-dieter-drive-1020
Quik Cash Payday Loans Picture

Quik Cash

0
★★★★★
Based on 0 Google reviews
Name: Quik Cash
Address: 6925 N Mesa St, El Paso, TX 79912, USA
Phone: (915) 351-9625
Website: https://qcholdings.com/
Unified Loan Payday Loans Picture

Unified Loan

0
★★★★★
Based on 0 Google reviews
Name: Unified Loan
Address: 4640 Doniphan Dr B, El Paso, TX 79922, USA
Phone: (915) 585-3813
Website: https://No website
Texan Credit Corporation Payday Loans Picture

Texan Credit Corporation

0
★★★★★
Based on 0 Google reviews
Name: Texan Credit Corporation
Address: 6203 Airport Rd, El Paso, TX 79925, USA
Phone: (915) 778-1114
Website: https://texancredit.com/el-paso-tx/
EZMONEY Loan Services Payday Loans Picture

EZMONEY Loan Services

0
★★★★★
Based on 0 Google reviews
Name: EZMONEY Loan Services
Address: 1722 N Zaragoza Rd, El Paso, TX 79936, USA
Phone: (915) 856-8678
Website: https://ezmoney.com/
Texas Car Title & Payday Loan Services, Inc. Payday Loans Picture

Texas Car Title & Payday Loan Services, Inc.

0
★★★★★
Based on 0 Google reviews
Name: Texas Car Title & Payday Loan Services, Inc.
Address: 5354 Doniphan Dr, El Paso, TX 79932, USA
Phone: (915) 842-8022
Website: https://texas514cash.com/
El Paso - Payday Loans USA Payday Loans Picture

El Paso – Payday Loans USA

0
★★★★★
Based on 0 Google reviews
Name: El Paso - Payday Loans USA
Address: 3625 E Missouri Ave, El Paso, TX 79903, USA
Phone: (844) 640-7794
Website: https://paydayloans-quick.com/apply.html