Payday Loans in Odessa

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Odessa, Texas?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Odessa, Texas?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Odessa, Texas?

The maximum amount of money you can get on a payday loan in Odessa, Texas is $2500 but not limited for other types of loans, and the maximum term is 180 days. The finance charge fees and/or interest rates (APR) if specified can go up to $10 + $4/month for each $100 (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $2500 but not limited for other types of loans
Minimum Loan Term 7 days
Minimum Loan Term 180 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Odessa, Texas?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Odessa, Texas with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Odessa, Texas with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Odessa, Texas:

Continental Credit Payday Loans Picture

Continental Credit

5
★★★★★
Based on 1 Google reviews
Address: 1809 N County Rd W, Odessa, TX 79763, USA
Phone: (432) 334-0500
Website: https://security-finance.com/locations/odessa-tx-1106/
Texas Finance Payday Loans Picture

Texas Finance

5
★★★★★
Based on 4 Google reviews
Address: 503 S Grant Ave, Odessa, TX 79761, USA
Phone: (432) 333-5000
Website: https://No website
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 50 Google reviews
Address: 1400 N County Rd W, Odessa, TX 79763, USA
Phone: (432) 332-5625
Website: https://advanceamerica.net/store-locations/texas/1400-n-county-rd-west-odessa-79763
Cash Store Payday Loans Picture

Cash Store

5
★★★★★
Based on 102 Google reviews
Address: 3823 E 42nd St, Odessa, TX 79762, USA
Phone: (432) 363-1808
Website: https://cashstore.com/local/payday-loans-odessa-tx
Western Finance Payday Loans Picture

Western Finance

5
★★★★★
Based on 18 Google reviews
Address: 2805 Andrews Hwy, Odessa, TX 79762, USA
Phone: (432) 334-0530
Website: https://westernshamrock.com/locations/texas/western-finance-odessa-tx/
World Finance Payday Loans Picture

World Finance

5
★★★★★
Based on 1 Google reviews
Address: 2806 N County Rd W, Odessa, TX 79764, USA
Phone: (432) 332-1609
Website: https://loansbyworld.com/
Loanstar Title Loans Payday Loans Picture

Loanstar Title Loans

4.9
★★★★★
Based on 50 Google reviews
Address: 2626 N Grandview Ave, Odessa, TX 79761, USA
Phone: (432) 362-0782
Website: https://loanstartitleloans.net/
Texas Car Title & Payday Loan Services, Inc. Payday Loans Picture

Texas Car Title & Payday Loan Services, Inc.

4.7
★★★★★
Based on 21 Google reviews
Address: 4113 Andrews Hwy, Odessa, TX 79762, USA
Phone: (432) 363-8200
Website: https://texascartitleandpaydayloanservicesinc.com/texas-title-loan-locations/tx1022/4113-andrews-hwy/odessa/tx/79762
Loanstar Title Loans Payday Loans Picture

Loanstar Title Loans

4.6
★★★★★
Based on 31 Google reviews
Address: 2016 E 8th St, Odessa, TX 79761, USA
Phone: (432) 333-2200
Website: https://loanstartitleloans.net/
About Cash - Odessa, Texas Payday Loans Picture

About Cash – Odessa, Texas

4.6
★★★★★
Based on 9 Google reviews
Address: 1412 N County Rd W, Odessa, TX 79763, USA
Phone: (432) 333-2274
Website: https://aboutcash.loans/
Lendmark Financial Services LLC Payday Loans Picture

Lendmark Financial Services LLC

4.2
★★★★★
Based on 5 Google reviews
Address: 2237 E 52nd St, Odessa, TX 79762, USA
Phone: (432) 362-3848
Website: https://lendmarkfinancial.com/
Texas Car Title & Payday Loan Services, Inc. Payday Loans Picture

Texas Car Title & Payday Loan Services, Inc.

3.9
★★★★★
Based on 13 Google reviews
Address: 2401 E 8th St, Odessa, TX 79761, USA
Phone: (432) 333-5800
Website: https://texascartitleandpaydayloanservicesinc.com/texas-title-loan-locations/tx1312/2401-e-8th-street/odessa/tx/79761
OneMain Financial Payday Loans Picture

OneMain Financial

3.8
★★★★★
Based on 13 Google reviews
Address: 4031 E 42nd St a, Odessa, TX 79762, USA
Phone: (432) 368-7954
Website: https://onemainfinancial.com/branches/TX/Odessa/79762/4150
Security Finance Payday Loans Picture

Security Finance

3.7
★★★★★
Based on 6 Google reviews
Address: 4555 E University Blvd Suite B3, Odessa, TX 79762, USA
Phone: (432) 367-7145
Website: https://security-finance.com/locations/odessa-tx-0508/
World Finance Payday Loans Picture

World Finance

3.4
★★★★★
Based on 5 Google reviews
Address: 2610 N Grandview Ave, Odessa, TX 79761, USA
Phone: (432) 362-5664
Website: https://loansbyworld.com/
World Finance Payday Loans Picture

World Finance

3.3
★★★★★
Based on 3 Google reviews
Address: 3602 N Dixie Blvd, Odessa, TX 79762, USA
Phone: (432) 366-4777
Website: https://loansbyworld.com/
B & F Finance Payday Loans Picture

B & F Finance

3
★★★★★
Based on 2 Google reviews
Address: 1522 E 8th St, Odessa, TX 79761, USA
Phone: (432) 272-3994
Website: https://bnffinance.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

2.8
★★★★★
Based on 20 Google reviews
Address: 1305 E 8th St, Odessa, TX 79761, USA
Phone: (432) 617-0044
Website: https://acecashexpress.com/locations/texas/odessa/1919
Sun Loan Company Payday Loans Picture

Sun Loan Company

2.8
★★★★★
Based on 6 Google reviews
Address: 1432 E 8th St, Odessa, TX 79761, USA
Phone: (432) 337-0561
Website: https://sunloan.com/locations/sun-loan-company-odessa-texas-27/
Excel Finance Co Payday Loans Picture

Excel Finance Co

1
★★★★★
Based on 1 Google reviews
Address: 3952 E 42nd St B, Odessa, TX 79762, USA
Phone: (432) 362-7776
Website: https://excelfinco.com/
Easyfinancial Services Payday Loans Picture

Easyfinancial Services

0
★★★★★
Based on 0 Google reviews
Address: 2261 Linda Ave, Odessa, TX 79763, USA
Phone: (432) 332-5900
Website: https://easyfinancial.us/
EZ Money Payday Loans Picture

EZ Money

0
★★★★★
Based on 0 Google reviews
Address: 917 N Grandview Ave, Odessa, TX 79761, USA
Phone: (432) 335-8781
Website: https://getezmoney.com/
First Cash Advance Payday Loans Picture

First Cash Advance

0
★★★★★
Based on 0 Google reviews
Address: 1902 E 42nd St, Odessa, TX 79762, USA
Phone: (432) 362-4966
Website: https://firstcash.com/