First Coast Acceptance photo
Overall rating for First Coast Acceptance
Opening hours for First Coast Acceptance
Monday: 9:00 AM – 5:30 PM
Tuesday: 9:00 AM – 6:00 PM
Wednesday: 9:00 AM – 5:30 PM
Thursday: 9:00 AM – 5:30 PM
Friday: 9:00 AM – 5:30 PM
Saturday: 10:00 AM – 3:00 PM
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Palatka, Florida, First Coast Acceptance can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
First Coast Acceptance is a direct lender with easy approval for everyone. Even if you have bad credit, First Coast Acceptance can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 248 US-17, Palatka, FL 32177, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 2.1, First Coast Acceptance is loved (or hated) by 9 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent First Coast Acceptance and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
First Coast Acceptance contact info
| Name: | First Coast Acceptance |
|---|---|
| Address: | 248 US-17, Palatka, FL 32177, USA |
| Phone: | (386) 325-5626 |
| Website: | https://No website |
First Coast Acceptance offices locations on the map
First Coast Acceptance rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
First Coast Acceptance's Reviews
Despite all the bad reviews, I have always had nothing but amazing customer service with them. When I couldn't afford to pay my car payment, they worked with me to find a solution. No matter who answered, they were always super nice. Stellar customer service.
I bought my car from Oasis in Palatka FL, and they finance through First Coast Acceptance. My experience has been wonderful! All of the ladies are really nice and Mike has went out of his way to help me. Yesterday late afternoon my car broke down and I was told to bring it in first thing and they would take care of it. True to their word my car was fixed the same day and they allowed me to finance the parts since I was in between paychecks. I expected inflated prices since that is what I would have gotten everywhere else but they were able to find the parts for even lower than I was quoted!! :) I can not sing the praises of these people enough. I am so glad I bought my car through them and I would recommend getting a car through Jordan at Oasis and financing it through First Coast Acceptance. Plus their mechanic Bobby Snow is amazing, trustworthy, and very friendly. I have had nothing but friendly, AMAZING customer service from all departments. THANK YOU SO MUCH!!!!!
Stay away from this company they will report negative information to the credit bureaus car broke down with in 2 weeks called them to come and get the vehicle they reported to the credit bureaus that it was a repo I called them and they said I will wreck your credit so you will not be able to get a new car again this happened back in 2013 up until early this year 2018 they were still reporting info to the credit bureaus I had to call the credit bureaus to get them to close the account it shows closed on my credit reports but it shows me being 15 payments late and they had to come and repo it stay away from this company they are frauds oh and by the way I did get approved for 2 cars new ones I just paid one off and now I'm working on paying my other car off the car I have now is a 2018
Great customer service did notice my payments havnt been reflecting on my credit so called was told they have been having issues with the credit company themselves and have since seen some reports but not all o was late a few payments but still watching to see when it all is showing plan on paying mine off this tax season I've been paying mine a day early when I get paid so there was no worrying about being late.
BUYER BEWARE of this scam operation. This company is run by thieves and liars. My vehicle was repossessed after 1 missed payment. It was resold and First Coast tried to convince me the vehicle was junked for $100. I used the VIN to determine that was untrue. Jamie was extremely nasty and rude and demanded to know why I was requesting all papers and documents associated with my account. I told her I was entitled to them, as per FL State Law. I am contacting the FL State Attorney General.