Payday Loans in St. Augustine

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in St. Augustine, Florida?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in St. Augustine, Florida?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in St. Augustine, Florida?

The maximum amount of money you can get on a payday loan in St. Augustine, Florida is $500, and the maximum term is 31 days. The finance charge fees and/or interest rates (APR) if specified can go up to 10%. Residents of Florida are also restricted to 1 loan at a time. No roll over allowed (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $500
Minimum Loan Term 7 days
Minimum Loan Term 31 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in St. Augustine, Florida?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in St. Augustine, Florida with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in St. Augustine, Florida with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in St. Augustine, Florida:

Lending Bear Payday Loans Picture

Lending Bear

5
★★★★★
Based on 2 Google reviews
Address: 125 State Rd 207 Suite 1, St. Augustine, FL 32084, USA
Phone: (904) 824-8424
Website: https://lendingbear.com/
InstaLoan Loans Payday Loans Picture

InstaLoan Loans

4.9
★★★★★
Based on 513 Google reviews
Address: 2160 US HWY 1 South, Suite 2, St. Augustine, FL 32086, USA
Phone: (904) 797-5663
Website: https://instaloan.com/store/st-augustine-fl-title-loans/
VyStar Credit Union Payday Loans Picture

VyStar Credit Union

4.6
★★★★★
Based on 10 Google reviews
Address: 3970 A1A S, St. Augustine, FL 32080, USA
Phone: (904) 594-5684
Website: https://vystarcu.org/
OneMain Financial Payday Loans Picture

OneMain Financial

4.4
★★★★★
Based on 23 Google reviews
Address: 204 FL-312 12, St. Augustine, FL 32086, USA
Phone: (904) 829-5532
Website: https://onemainfinancial.com/branches/FL/Saint-Augustine/32086/3743
Advance America Payday Loans Picture

Advance America

4.3
★★★★★
Based on 7 Google reviews
Address: 3501 N Ponce De Leon Blvd C2, St. Augustine, FL 32084, USA
Phone: (904) 810-9793
Website: https://advanceamerica.net/store-locations/florida/3501-n-ponce-de-leon-blvd-c2-saint-augustine-32084
VyStar Credit Union Payday Loans Picture

VyStar Credit Union

4.2
★★★★★
Based on 10 Google reviews
Address: 3654 N Ponce De Leon Blvd, St. Augustine, FL 32084, USA
Phone: (904) 420-5721
Website: https://vystarcu.org/
BB&T Payday Loans Picture

BB&T

3.8
★★★★★
Based on 6 Google reviews
Address: 4600 US-1 S, St. Augustine, FL 32086, USA
Phone: (904) 797-0500
Website: https://bbt.com/locator/search.page
Advance America Payday Loans Picture

Advance America

3.8
★★★★★
Based on 15 Google reviews
Address: 188 FL-312, St. Augustine, FL 32086, USA
Phone: (904) 823-8990
Website: https://advanceamerica.net/store-locations/florida/188-state-road-312-saint-augustine-32086
VyStar Credit Union Payday Loans Picture

VyStar Credit Union

3.6
★★★★★
Based on 29 Google reviews
Address: 165 FL-312 West, St. Augustine, FL 32086, USA
Phone: (904) 777-6000
Website: https://vystarcu.org/
SunTrust Payday Loans Picture

SunTrust

3.5
★★★★★
Based on 13 Google reviews
Address: 1850 US Highway 1 South, St. Augustine, FL 32086, USA
Phone: (904) 671-8105
Website: https://suntrust.com/
Fast Payday Loans, Inc. Payday Loans Picture

Fast Payday Loans, Inc.

1.8
★★★★★
Based on 5 Google reviews
Address: 2303 N Ponce De Leon Blvd S, St. Augustine, FL 32084, USA
Phone: (904) 824-8855
Website: https://fastpaydayloansfloridainc.com/
Speedy Cash Payday Loans Picture

Speedy Cash

0
★★★★★
Based on 0 Google reviews
Address: 801 S Ponce De Leon Blvd B, St. Augustine, FL 32084, USA
Phone: (904) 824-8424
Website: https://speedycash.com/
Ameriprise Financial Payday Loans Picture

Ameriprise Financial

0
★★★★★
Based on 0 Google reviews
Address: 120 Southwind Cir, St. Augustine, FL 32080, USA
Phone: (904) 687-8730
Website: https://ameripriseadvisors.com/christopher.e.smith