Payday Loans in Lakeland

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Lakeland, Florida?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Lakeland, Florida?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Lakeland, Florida?

The maximum amount of money you can get on a payday loan in Lakeland, Florida is $500, and the maximum term is 31 days. The finance charge fees and/or interest rates (APR) if specified can go up to 10%. Residents of Florida are also restricted to 1 loan at a time. No roll over allowed (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $500
Minimum Loan Term 7 days
Minimum Loan Term 31 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Lakeland, Florida?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Lakeland, Florida with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Lakeland, Florida with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Lakeland, Florida:

InstaLoan Loans Payday Loans Picture

InstaLoan Loans

5
★★★★★
Based on 641 Google reviews
Address: 5525 US Hwy 98 N, Lakeland, FL 33809, USA
Phone: (863) 815-9623
Website: https://instaloan.com/store/lakeland-fl-signature-loans-title-loans/
Embrace Home Loans - Lakeland, FL Payday Loans Picture

Embrace Home Loans – Lakeland, FL

5
★★★★★
Based on 2 Google reviews
Address: 1525 Florida Ave S 4, Lakeland, FL 33803, USA
Phone: (863) 393-9973
Website: https://embracehomeloans.com/location/Florida/Lakeland
Check `n Go Payday Loans Picture

Check `n Go

4.9
★★★★★
Based on 171 Google reviews
Address: 2930 Florida Ave S, Lakeland, FL 33803, USA
Phone: (863) 802-8282
Website: https://locations.checkngo.com/florida/lakeland/2930-s--florida-ave
Advance America Payday Loans Picture

Advance America

4.8
★★★★★
Based on 6 Google reviews
Address: 1283 Ariana St, Lakeland, FL 33803, USA
Phone: (863) 683-2650
Website: https://advanceamerica.net/store-locations/florida/1283-ariana-street-lakeland-33803
OneMain Financial Payday Loans Picture

OneMain Financial

4.5
★★★★★
Based on 31 Google reviews
Address: 4240 US Highway 98 N, Ste C-110, Lakeland, FL 33809, USA
Phone: (863) 858-1441
Website: https://onemainfinancial.com/branches/FL/Lakeland/33809/3771
Amscot - The Money Superstore Payday Loans Picture

Amscot – The Money Superstore

4.3
★★★★★
Based on 6 Google reviews
Address: 1334 Ariana St, Lakeland, FL 33803, USA
Phone: (863) 680-3230
Website: https://amscot.com/location/branch-140/1334-ariana-st-lakeland-fl-33803
OneMain Financial Payday Loans Picture

OneMain Financial

4.3
★★★★★
Based on 35 Google reviews
Address: 3615 Florida Ave S 1200, Lakeland, FL 33803, USA
Phone: (863) 644-5936
Website: https://onemainfinancial.com/branches/FL/Lakeland/33803/280
Advance America Payday Loans Picture

Advance America

4.2
★★★★★
Based on 6 Google reviews
Address: 2614 Lakeland Hills Blvd 3, Lakeland, FL 33805, USA
Phone: (863) 687-4297
Website: https://advanceamerica.net/store-locations/florida/2614-lakeland-hills-blvd-3-lakeland-33805
Amscot - The Money Superstore Payday Loans Picture

Amscot – The Money Superstore

4
★★★★★
Based on 5 Google reviews
Address: 4314 US Hwy 98 N, Lakeland, FL 33810, USA
Phone: (863) 815-3333
Website: https://amscot.com/
Amscot - The Money Superstore Payday Loans Picture

Amscot – The Money Superstore

4
★★★★★
Based on 10 Google reviews
Address: 1413 Bartow Rd, US-98, Lakeland, FL 33801, USA
Phone: (863) 279-3559
Website: https://amscot.com/location/branch-207/1413-us-hwy-98-s-lakeland-fl-33801
Cash America Pawn Payday Loans Picture

Cash America Pawn

4
★★★★★
Based on 35 Google reviews
Address: 915 E Memorial Blvd, Lakeland, FL 33801, USA
Phone: (863) 683-6337
Website: https://cashamerica.com/
floridacentral Credit Union Payday Loans Picture

floridacentral Credit Union

4
★★★★★
Based on 23 Google reviews
Address: 4630 Florida Ave S, Lakeland, FL 33813, USA
Phone: (863) 687-4166
Website: https://floridacentralcu.com/
Advance America Payday Loans Picture

Advance America

4
★★★★★
Based on 5 Google reviews
Address: 1521 S Combee Rd, Lakeland, FL 33801, USA
Phone: (863) 667-2327
Website: https://advanceamerica.net/store-locations/florida/1521-s-combee-rd-lakeland-33801
Amscot - The Money Superstore Payday Loans Picture

Amscot – The Money Superstore

3.9
★★★★★
Based on 9 Google reviews
Address: 614 E Memorial Blvd, Lakeland, FL 33801, USA
Phone: (863) 683-9846
Website: https://amscot.com/location/branch-25/614-e-memorial-blvd-lakeland-fl-33801
Cash America Pawn Payday Loans Picture

Cash America Pawn

3.7
★★★★★
Based on 22 Google reviews
Address: 4694 US Hwy 98 N, Lakeland, FL 33809, USA
Phone: (863) 868-0030
Website: https://cashamerica.com/
Amscot - The Money Superstore Payday Loans Picture

Amscot – The Money Superstore

3.3
★★★★★
Based on 14 Google reviews
Address: 5869 US Hwy 98 N, Lakeland, FL 33809, USA
Phone: (863) 853-4181
Website: https://amscot.com/
Magnify Credit Union Payday Loans Picture

Magnify Credit Union

2.7
★★★★★
Based on 16 Google reviews
Address: 961 Co Rd 540A, Lakeland, FL 33813, USA
Phone: (863) 425-5611
Website: https://magnifycu.org/
Amscot - The Money Superstore Payday Loans Picture

Amscot – The Money Superstore

2.7
★★★★★
Based on 30 Google reviews
Address: 3532 Florida Ave S, Lakeland, FL 33803, USA
Phone: (863) 647-1766
Website: https://amscot.com/
Amscot - The Money Superstore Payday Loans Picture

Amscot – The Money Superstore

2
★★★★★
Based on 5 Google reviews
Address: 3149 US Hwy 98 N, Lakeland, FL 33805, USA
Phone: (863) 683-7959
Website: https://amscot.com/location/branch-165/3149-us-hwy-98-n-lakeland-fl-33805
Mariner Finance Payday Loans Picture

Mariner Finance

1.3
★★★★★
Based on 3 Google reviews
Address: 4015 Florida Ave S, Lakeland, FL 33813, USA
Phone: (863) 709-1403
Website: https://marinerfinance.com/locations/Florida/mariner-finance-location-in-Lakeland-FL
Sunbelt Credit Payday Loans Picture

Sunbelt Credit

0
★★★★★
Based on 0 Google reviews
Address: 5349 Florida Ave S, Lakeland, FL 33813, USA
Phone: (863) 709-1403
Website: https://paydayloanservices.org/
SunTrust Mortgage Payday Loans Picture

SunTrust Mortgage

0
★★★★★
Based on 0 Google reviews
Address: 210 Florida Ave S, Lakeland, FL 33801, USA
Phone: (863) 284-4663
Website: https://suntrust.com/branch/fl/lakeland
Lorna's Finance Central Payday Loans Picture

Lorna’s Finance Central

0
★★★★★
Based on 0 Google reviews
Address: 921 E Parker St, Lakeland, FL 33801, USA
Phone: (863) 686-9999
Website: https://expressloansofamerica.com/