Payday Loans in Fort Myers

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Fort Myers, Florida?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for cash advance in Florida if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Fort Myers, Florida?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Fort Myers, Florida?

The maximum amount of money you can get on a payday loan in Fort Myers, Florida is $500, and the maximum term is 31 days. The finance charge fees and/or interest rates (APR) if specified can go up to 10%. Residents of Florida are also restricted to 1 loan at a time. No roll over allowed (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $500
Minimum Loan Term 7 days
Minimum Loan Term 31 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Fort Myers, Florida?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Fort Myers, Florida with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Fort Myers, Florida with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Fort Myers, Florida near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Fort Myers, Florida:

The Money Stop Center Payday Loans Picture

The Money Stop Center

5
★★★★★
Based on 9 Google reviews
Name: The Money Stop Center
Address: across from Edison Mall, 4120 Cleveland Ave B2, Fort Myers, FL 33901, USA
Phone: (239) 243-8641
Website: https://paydayloanfortmyers.com/
Synovus Bank Payday Loans Picture

Synovus Bank

5
★★★★★
Based on 4 Google reviews
Name: Synovus Bank
Address: 16451 Healthpark Commons Dr Suite 100, Fort Myers, FL 33908, USA
Phone: (888) 796-6887
Website: https://synovus.com/
D&V Home Mortgage Payday Loans Picture

D&V Home Mortgage

5
★★★★★
Based on 92 Google reviews
Name: D&V Home Mortgage
Address: 1412 Royal Palm Square Blvd 105, Fort Myers, FL 33919, USA
Phone: (239) 307-5363
Website: https://dvhomemortgage.com/
IBERIABANK Payday Loans Picture

IBERIABANK

5
★★★★★
Based on 1 Google reviews
Name: IBERIABANK
Address: 7580 Winkler Rd, Fort Myers, FL 33908, USA
Phone: (239) 481-2875
Website: https://iberiabank.com/personal
Fast Payday Loans, Inc. Payday Loans Picture

Fast Payday Loans, Inc.

4.9
★★★★★
Based on 154 Google reviews
Name: Fast Payday Loans, Inc.
Address: 2940 Cleveland Ave, Fort Myers, FL 33901, USA
Phone: (239) 334-2970
Website: https://fastpaydayloansfloridainc.com/
Fast Payday Loans, Inc. Payday Loans Picture

Fast Payday Loans, Inc.

4.8
★★★★★
Based on 115 Google reviews
Name: Fast Payday Loans, Inc.
Address: 4394 Palm Beach Blvd, Fort Myers, FL 33905, USA
Phone: (239) 693-6066
Website: https://fastpaydayloansfloridainc.com/
K & M Check Cashing Payday Loans Picture

K & M Check Cashing

4.8
★★★★★
Based on 10 Google reviews
Name: K & M Check Cashing
Address: 2461 Hanson St, Fort Myers, FL 33901, USA
Phone: (239) 461-5235
Website: https://No website
Advance America Payday Loans Picture

Advance America

4.7
★★★★★
Based on 20 Google reviews
Name: Advance America
Address: 11485 S Cleveland Ave Ste. 2, Fort Myers, FL 33907, USA
Phone: (239) 931-9837
Website: https://advanceamerica.net/store-locations/florida/11485-south-cleveland-ave-ste-2-fort-myers-33907
Capital Pawn - Fort Myers Payday Loans Picture

Capital Pawn – Fort Myers

4.7
★★★★★
Based on 207 Google reviews
Name: Capital Pawn - Fort Myers
Address: 4786 Palm Beach Blvd, Fort Myers, FL 33905, USA
Phone: (239) 689-4655
Website: https://capitalpawn.com/
The Check Cashing Store Payday Loans Picture

The Check Cashing Store

4.7
★★★★★
Based on 20 Google reviews
Name: The Check Cashing Store
Address: 4901 Palm Beach Blvd 160, Fort Myers, FL 33905, USA
Phone: (239) 693-2274
Website: https://thecheckcashingstore.com/StoreDetails/StoreDetails
The Check Cashing Store Payday Loans Picture

The Check Cashing Store

4.6
★★★★★
Based on 11 Google reviews
Name: The Check Cashing Store
Address: 18911 S Tamiami Trail Unit 4, Fort Myers, FL 33908, USA
Phone: (239) 267-4200
Website: https://thecheckcashingstore.com/StoreDetails/StoreDetails
Check `n Go Payday Loans Picture

Check `n Go

4.6
★★★★★
Based on 23 Google reviews
Name: Check `n Go
Address: 4460F Cleveland Ave, Fort Myers, FL 33901, USA
Phone: (239) 275-4920
Website: https://locations.checkngo.com/florida/fort-myers/4460f-cleveland-ave
Ft.Myers Check Cashing Payday Loans Picture

Ft.Myers Check Cashing

4.5
★★★★★
Based on 10 Google reviews
Name: Ft.Myers Check Cashing
Address: 3838 Cleveland Ave, Fort Myers, FL 33901, USA
Phone: (239) 219-6168
Website: https://ftmyers-check-cashing.business.site/
Advance America Payday Loans Picture

Advance America

4.1
★★★★★
Based on 17 Google reviews
Name: Advance America
Address: 3244 Cleveland Ave, Fort Myers, FL 33901, USA
Phone: (239) 278-5028
Website: https://advanceamerica.net/store-locations/florida/3244-cleveland-avenue-fort-myers-33901
IBERIABANK Payday Loans Picture

IBERIABANK

4
★★★★★
Based on 6 Google reviews
Name: IBERIABANK
Address: 2247 First St, Fort Myers, FL 33901, USA
Phone: (239) 332-3527
Website: https://iberiabank.com/personal
Advance America Payday Loans Picture

Advance America

4
★★★★★
Based on 6 Google reviews
Name: Advance America
Address: 11861 Palm Beach Blvd Unit 107, Fort Myers, FL 33905, USA
Phone: (239) 690-2853
Website: https://advanceamerica.net/store-locations/florida/11861-palm-beach-blvd-unit-107-fort-myers-33905
The Check Cashing Store Payday Loans Picture

The Check Cashing Store

4
★★★★★
Based on 5 Google reviews
Name: The Check Cashing Store
Address: 4165 Palm Beach Blvd 11, Fort Myers, FL 33916, USA
Phone: (239) 694-0076
Website: https://thecheckcashingstore.com/StoreDetails/StoreDetails
The Check Cashing Store Payday Loans Picture

The Check Cashing Store

3.6
★★★★★
Based on 19 Google reviews
Name: The Check Cashing Store
Address: 4455 Cleveland Ave, Fort Myers, FL 33901, USA
Phone: (239) 278-5656
Website: https://thecheckcashingstore.com/StoreDetails/StoreDetails
Suncoast Credit Union Payday Loans Picture

Suncoast Credit Union

3.6
★★★★★
Based on 44 Google reviews
Name: Suncoast Credit Union
Address: 1533 Matthew Dr, Fort Myers, FL 33907, USA
Phone: (800) 999-5887
Website: https://suncoastcreditunion.com/about-us/branch-and-atm-locator/fort-myers-matthew-drive-service-center
OneMain Financial Payday Loans Picture

OneMain Financial

3.5
★★★★★
Based on 30 Google reviews
Name: OneMain Financial
Address: 9861 Bernwood Pl Dr 170, Fort Myers, FL 33966, USA
Phone: (239) 939-5055
Website: https://onemainfinancial.com/branches/FL/Fort-Myers/33966/3763
IBERIABANK Payday Loans Picture

IBERIABANK

3.4
★★★★★
Based on 5 Google reviews
Name: IBERIABANK
Address: 4670 Summerlin Rd, Fort Myers, FL 33919, USA
Phone: (239) 985-2660
Website: https://iberiabank.com/personal
A & E Number 1 Services Corporation Payday Loans Picture

A & E Number 1 Services Corporation

3
★★★★★
Based on 2 Google reviews
Name: A & E Number 1 Services Corporation
Address: 4025 Palm Beach Blvd, Fort Myers, FL 33916, USA
Phone: (239) 694-8211
Website: https://No website
Nicholas Financial Inc Payday Loans Picture

Nicholas Financial Inc

2.3
★★★★★
Based on 7 Google reviews
Name: Nicholas Financial Inc
Address: 4350 Fowler St Unit 3, Fort Myers, FL 33901, USA
Phone: (239) 936-1999
Website: https://nicholasfinancial.com/
DolEx Dollar Express Payday Loans Picture

DolEx Dollar Express

1
★★★★★
Based on 1 Google reviews
Name: DolEx Dollar Express
Address: 4390 Palm Beach Blvd, Fort Myers, FL 33905, USA
Phone: (888) 246-2527
Website: https://dolex.com/
Caliber Home Loans Payday Loans Picture

Caliber Home Loans

0
★★★★★
Based on 0 Google reviews
Name: Caliber Home Loans
Address: 9681 Gladiolus Dr, Fort Myers, FL 33908, USA
Phone: (239) 260-0819
Website: https://caliberhomeloans.com/Caliber-Branch/florida/ftmyers