Payday Loans in Gainesville

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Gainesville, Florida?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Gainesville, Florida?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Gainesville, Florida?

The maximum amount of money you can get on a payday loan in Gainesville, Florida is $500, and the maximum term is 31 days. The finance charge fees and/or interest rates (APR) if specified can go up to 10%. Residents of Florida are also restricted to 1 loan at a time. No roll over allowed (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $500
Minimum Loan Term 7 days
Minimum Loan Term 31 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Gainesville, Florida?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Gainesville, Florida with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Gainesville, Florida with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Gainesville, Florida:

Sentry Cash Advance Payday Loans Picture

Sentry Cash Advance

5
★★★★★
Based on 2 Google reviews
Address: 5200 W Newberry Rd E5, Gainesville, FL 32607, USA
Phone: (352) 745-7969
Website: https://No website
SunTrust Mortgage Payday Loans Picture

SunTrust Mortgage

5
★★★★★
Based on 1 Google reviews
Address: 5303 SW 91st Dr, Gainesville, FL 32608, USA
Phone: (352) 357-2991
Website: https://suntrust.com/profile/susan-edmonds-loan-officer-gainesville-fl-32608
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 17 Google reviews
Address: 2406 N Main St, Gainesville, FL 32609, USA
Phone: (352) 373-9992
Website: https://advanceamerica.net/store-locations/florida/2406-n-main-street-gainesville-32609
OneMain Financial Payday Loans Picture

OneMain Financial

4.6
★★★★★
Based on 11 Google reviews
Address: 1112 NW 76th Blvd, Gainesville, FL 32606, USA
Phone: (352) 331-4776
Website: https://onemainfinancial.com/branches/FL/Gainesville/32606/3748
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.5
★★★★★
Based on 11 Google reviews
Address: 806 NE Waldo Rd, Gainesville, FL 32641, USA
Phone: (352) 373-6909
Website: https://acecashexpress.com/locations/florida/gainesville/3254
Midtown Jewelry & Loans Payday Loans Picture

Midtown Jewelry & Loans

4.4
★★★★★
Based on 37 Google reviews
Address: 1315 NW 16th Ave, Gainesville, FL 32605, USA
Phone: (352) 374-4653
Website: https://midtownjewelryandloans.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.3
★★★★★
Based on 21 Google reviews
Address: 1538 NW 6th St, Gainesville, FL 32601, USA
Phone: (352) 373-0062
Website: https://acecashexpress.com/locations/florida/gainesville/3291
Fast Payday Loans, Inc. Payday Loans Picture

Fast Payday Loans, Inc.

4.3
★★★★★
Based on 28 Google reviews
Address: 4053 Northeast 13th Street, Gainesville, FL 32609, USA
Phone: (352) 374-9800
Website: https://fastpaydayloansfloridainc.com/
Advance America Payday Loans Picture

Advance America

4.2
★★★★★
Based on 11 Google reviews
Address: 2026 SW 34th St, Gainesville, FL 32608, USA
Phone: (352) 378-0184
Website: https://advanceamerica.net/store-locations/florida/2026-sw-34th-st-gainesville-32608
OneMain Financial Payday Loans Picture

OneMain Financial

4.1
★★★★★
Based on 15 Google reviews
Address: 5174 SW 34th St, Gainesville, FL 32608, USA
Phone: (352) 372-4400
Website: https://onemainfinancial.com/branches/FL/Gainesville/32608/1952
Advance America Payday Loans Picture

Advance America

4
★★★★★
Based on 8 Google reviews
Address: 2627 NW 13th St, Gainesville, FL 32609, USA
Phone: (352) 379-5755
Website: https://advanceamerica.net/store-locations/florida/2627-nw-13th-st-gainesville-32609
Advance America Payday Loans Picture

Advance America

3.8
★★★★★
Based on 10 Google reviews
Address: 1108 NW 76th Blvd, Gainesville, FL 32606, USA
Phone: (352) 331-2393
Website: https://advanceamerica.net/store-locations/florida/1108-nw-76th-blvd-gainesville-32606
Calhoun Cash Advance Payday Loans Picture

Calhoun Cash Advance

3.4
★★★★★
Based on 5 Google reviews
Address: 1517-1 NW 23rd Ave, Gainesville, FL 32605, USA
Phone: (352) 367-9100
Website: https://calhouncash.com/
CAMPUS USA Credit Union (Tower Square) Payday Loans Picture

CAMPUS USA Credit Union (Tower Square)

3.4
★★★★★
Based on 9 Google reviews
Address: 5725 SW 75th St, Gainesville, FL 32608, USA
Phone: (352) 335-9090
Website: https://campuscu.com/
Mariner Finance Payday Loans Picture

Mariner Finance

2.3
★★★★★
Based on 7 Google reviews
Address: 1121 NW 76th Blvd, Gainesville, FL 32606, USA
Phone: (352) 332-7854
Website: https://marinerfinance.com/locations/Florida/mariner-finance-location-in-Gainesville-FL
Gainesville Mortgage Credit Payday Loans Picture

Gainesville Mortgage Credit

0
★★★★★
Based on 0 Google reviews
Address: 4110 NW 37th Pl C, Gainesville, FL 32606, USA
Phone: (352) 376-5517
Website: https://expressloansofamerica.com/
SunTrust Mortgage Payday Loans Picture

SunTrust Mortgage

0
★★★★★
Based on 0 Google reviews
Address: 5080 W Newberry Rd, Gainesville, FL 32607, USA
Phone: (352) 264-2021
Website: https://suntrust.com/home-mortgages/existing-client-support
Sunbelt Credit Payday Loans Picture

Sunbelt Credit

0
★★★★★
Based on 0 Google reviews
Address: 3720 NW 43rd St Ste 104, Gainesville, FL 32606, USA
Phone: (352) 372-3233
Website: https://security-finance.com/