Payday Loans in St. Petersburg

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in St. Petersburg, Florida?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in St. Petersburg, Florida?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in St. Petersburg, Florida?

The maximum amount of money you can get on a payday loan in St. Petersburg, Florida is $500, and the maximum term is 31 days. The finance charge fees and/or interest rates (APR) if specified can go up to 10%. Residents of Florida are also restricted to 1 loan at a time. No roll over allowed (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $500
Minimum Loan Term 7 days
Minimum Loan Term 31 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in St. Petersburg, Florida?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in St. Petersburg, Florida with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in St. Petersburg, Florida with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in St. Petersburg, Florida:

Check `n Go Payday Loans Picture

Check `n Go

5
★★★★★
Based on 61 Google reviews
Address: 3008 54th Ave S, St. Petersburg, FL 33712, USA
Phone: (727) 865-0700
Website: https://locations.checkngo.com/florida/saint-petersburg/3008-54th-avenue-south
IBERIABANK Payday Loans Picture

IBERIABANK

5
★★★★★
Based on 2 Google reviews
Address: 777 Pasadena Ave S, St. Petersburg, FL 33707, USA
Phone: (727) 347-3132
Website: https://iberiabank.com/personal
InstaLoan Loans Payday Loans Picture

InstaLoan Loans

4.9
★★★★★
Based on 819 Google reviews
Address: 1111 34th St S, St. Petersburg, FL 33711, USA
Phone: (727) 323-5980
Website: https://instaloan.com/store/st-petersburg-fl-title-loans/
Amscot - The Money Superstore Payday Loans Picture

Amscot – The Money Superstore

4.7
★★★★★
Based on 7 Google reviews
Address: 3739 49th St N, St. Petersburg, FL 33710, USA
Phone: (727) 202-3273
Website: https://amscot.com/location/branch-206/3739-49th-st-n-st-petersburg-fl-33710
Advance America Payday Loans Picture

Advance America

4.7
★★★★★
Based on 13 Google reviews
Address: 2840 34th St N, St. Petersburg, FL 33713, USA
Phone: (727) 522-4047
Website: https://advanceamerica.net/store-locations/florida/2840-34th-st-n-saint-petersburg-33713
Amscot - The Money Superstore Payday Loans Picture

Amscot – The Money Superstore

4.4
★★★★★
Based on 14 Google reviews
Address: 6800 Central Ave, St. Petersburg, FL 33707, USA
Phone: (727) 345-2155
Website: https://amscot.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.3
★★★★★
Based on 12 Google reviews
Address: 870 3rd Ave S, St. Petersburg, FL 33701, USA
Phone: (727) 821-4041
Website: https://acecashexpress.com/locations/florida/st-petersburg/3216
Mariner Finance Payday Loans Picture

Mariner Finance

4.1
★★★★★
Based on 14 Google reviews
Address: 1454 66th St N, St. Petersburg, FL 33710, USA
Phone: (727) 547-8061
Website: https://marinerfinance.com/locations/Florida/mariner-finance-location-in-St.-Petersburg-FL
Amscot - The Money Superstore Payday Loans Picture

Amscot – The Money Superstore

3.9
★★★★★
Based on 13 Google reviews
Address: 3266 Central Ave, St. Petersburg, FL 33712, USA
Phone: (727) 321-8777
Website: https://amscot.com/location/branch-53/3266-central-ave--st-petersburg-fl-33712
Amscot - The Money Superstore Payday Loans Picture

Amscot – The Money Superstore

3.9
★★★★★
Based on 7 Google reviews
Address: 3738 Central Ave, St. Petersburg, FL 33711, USA
Phone: (727) 328-0834
Website: https://amscot.com/
Amscot - The Money Superstore Payday Loans Picture

Amscot – The Money Superstore

3.9
★★★★★
Based on 21 Google reviews
Address: 1300 34th St N, St. Petersburg, FL 33713, USA
Phone: (727) 327-9765
Website: https://amscot.com/
Amscot - The Money Superstore Payday Loans Picture

Amscot – The Money Superstore

3.8
★★★★★
Based on 9 Google reviews
Address: 6745 4th St N, St. Petersburg, FL 33702, USA
Phone: (727) 525-4466
Website: https://amscot.com/location/branch-38/6745-4th-st-north-st-petersburg-fl-33702
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.8
★★★★★
Based on 19 Google reviews
Address: 2705 54th Ave N Ste 18, St. Petersburg, FL 33714, USA
Phone: (727) 527-3314
Website: https://acecashexpress.com/locations/florida/st-petersburg/3212
Amscot - The Money Superstore Payday Loans Picture

Amscot – The Money Superstore

3.8
★★★★★
Based on 20 Google reviews
Address: 3738 Central Ave, St. Petersburg, FL 33711, USA
Phone: (727) 328-0834
Website: https://amscot.com/location/branch-16/3738-central-ave-st-petersburg-fl-33711
Amscot - The Money Superstore Payday Loans Picture

Amscot – The Money Superstore

3.7
★★★★★
Based on 11 Google reviews
Address: 3951 Tyrone Blvd N, St. Petersburg, FL 33709, USA
Phone: (727) 347-8800
Website: https://amscot.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.6
★★★★★
Based on 22 Google reviews
Address: 500 34th St S, St. Petersburg, FL 33711, USA
Phone: (727) 323-0252
Website: https://acecashexpress.com/locations/florida/st-petersburg/3288
Cash America Pawn Payday Loans Picture

Cash America Pawn

3.5
★★★★★
Based on 36 Google reviews
Address: 1291 34th St N, St. Petersburg, FL 33713, USA
Phone: (727) 328-7712
Website: https://cashamerica.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.2
★★★★★
Based on 13 Google reviews
Address: 3254 Central Ave, St. Petersburg, FL 33712, USA
Phone: (727) 327-1105
Website: https://acecashexpress.com/locations/florida/st-petersburg/3253
Cash America Pawn Payday Loans Picture

Cash America Pawn

3.2
★★★★★
Based on 23 Google reviews
Address: 5515 4th St N, St. Petersburg, FL 33703, USA
Phone: (727) 525-4119
Website: https://cashamerica.com/
Cash America Pawn Payday Loans Picture

Cash America Pawn

2.8
★★★★★
Based on 29 Google reviews
Address: 3805 34th St S, St. Petersburg, FL 33711, USA
Phone: (727) 866-7601
Website: https://cashamerica.com/
Amscot - The Money Superstore Payday Loans Picture

Amscot – The Money Superstore

2.4
★★★★★
Based on 11 Google reviews
Address: 950 62nd Ave N, St. Petersburg, FL 33702, USA
Phone: (727) 528-7040
Website: https://amscot.com/location/branch-106/950-62nd-ave-n-st-petersburg-fl-33702
Amscot - The Money Superstore Payday Loans Picture

Amscot – The Money Superstore

0
★★★★★
Based on 0 Google reviews
Address: 911 62nd Ave S, St. Petersburg, FL 33705, USA
Phone: (727) 865-6188
Website: https://amscot.com/location/branch-81/911-62nd-ave-s-st-petersburg-fl-33705
Alliance Payday Loan of St Petersburg Payday Loans Picture

Alliance Payday Loan of St Petersburg

0
★★★★★
Based on 0 Google reviews
Address: 337 Central Ave, St. Petersburg, FL 33701, USA
Phone: (888) 508-1732
Website: https://alliancepaydayloan.com/locations/florida-locations/st-petersburg-fl/
35 Cash Payday Loans Picture

35 Cash

0
★★★★★
Based on 0 Google reviews
Address: 970 Lake Carillon Dr 300a, St. Petersburg, FL 33716, USA
Phone: (888) 373-5949
Website: https://35cash.com/Contact.html
Dande Cash System Payday Loans Picture

Dande Cash System

0
★★★★★
Based on 0 Google reviews
Address: 7100 5th Ave N, St. Petersburg, FL 33710, USA
Phone: (727) 345-8349
Website: https://No website