Payday Loans in Saratoga Springs

  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Saratoga Springs, Utah?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a quick loan in Utah if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Saratoga Springs, Utah?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Saratoga Springs, Utah?

The maximum amount of money you can get on a payday loan in Saratoga Springs, Utah is $2500 but not limited for other types of loans, and the maximum term is 70 days. The finance charge fees and/or interest rates (APR) if specified can go up to 658% APR (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $2500 but not limited for other types of loans
Minimum Loan Term 7 days
Minimum Loan Term 70 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Saratoga Springs, Utah?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Saratoga Springs, Utah with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Saratoga Springs, Utah with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Saratoga Springs, Utah near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Saratoga Springs, Utah:

U.S. Bank Branch Payday Loans Picture

U.S. Bank Branch

Based on 17 Google reviews
Name: U.S. Bank Branch
Address: 689 N Redwood Rd, Saratoga Springs, UT 84045, USA
Phone: (801) 766-3172
Utah Community Credit Union Payday Loans Picture

Utah Community Credit Union

Based on 13 Google reviews
Name: Utah Community Credit Union
Address: 1364 Commerce Dr, Saratoga Springs, UT 84045, USA
Phone: (800) 453-8188
Mountain America Credit Union Payday Loans Picture

Mountain America Credit Union

Based on 30 Google reviews
Name: Mountain America Credit Union
Address: 25 E Crossroads Blvd, Saratoga Springs, UT 84045, USA
Phone: (801) 331-6042
Cyprus Credit Union Payday Loans Picture

Cyprus Credit Union

Based on 16 Google reviews
Name: Cyprus Credit Union
Address: 74 W Crossroads Blvd, Saratoga Springs, UT 84045, USA
Phone: (801) 260-7600
Chase Bank Payday Loans Picture

Chase Bank

Based on 21 Google reviews
Name: Chase Bank
Address: 1412 N Exchange Dr, Saratoga Springs, UT 84045, USA
Phone: (801) 768-0320
America First Credit Union Payday Loans Picture

America First Credit Union

Based on 32 Google reviews
Name: America First Credit Union
Address: 1420 N Commerce Dr, Saratoga Springs, UT 84045, USA
Phone: (800) 999-3961
Zions Bank Saratoga Springs Payday Loans Picture

Zions Bank Saratoga Springs

Based on 22 Google reviews
Name: Zions Bank Saratoga Springs
Address: 1533 Redwood Rd, Saratoga Springs, UT 84045, USA
Phone: (801) 766-9480