Payday Loans in Philadelphia

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Philadelphia, Pennsylvania?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Philadelphia, Pennsylvania?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Philadelphia, Pennsylvania?

The maximum amount of money you can get on a payday loan in Philadelphia, Pennsylvania is $5000 with some restrictions, and the maximum term is not specified. The finance charge fees and/or interest rates (APR) if specified can go up to 6% APR (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $5000 with some restrictions
Minimum Loan Term 7 days
Minimum Loan Term not specified
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Philadelphia, Pennsylvania?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Philadelphia, Pennsylvania with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Philadelphia, Pennsylvania with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Philadelphia, Pennsylvania:

United Check Cashing Payday Loans Picture

United Check Cashing

5
★★★★★
Based on 4 Google reviews
Address: 920 Washington Ave, Philadelphia, PA 19147, USA
Phone: (215) 467-5622
Website: https://unitedcheckcashing.com/
Whitman Check Cashing Payday Loans Picture

Whitman Check Cashing

5
★★★★★
Based on 21 Google reviews
Address: 2700 S Randolph St, Philadelphia, PA 19148, USA
Phone: (215) 755-4520
Website: https://fastcash24.pw/
Fast Cash Inc Payday Loans Picture

Fast Cash Inc

5
★★★★★
Based on 1 Google reviews
Address: 1508 Point Breeze Ave, Philadelphia, PA 19146, USA
Phone: (215) 463-2637
Website: https://fastcash24.pw/
Fast Cash Payday Loans Picture

Fast Cash

5
★★★★★
Based on 1 Google reviews
Address: 6400 Dicks Ave, Philadelphia, PA 19142, USA
Phone: (215) 724-2126
Website: https://fastcash24.pw/
Philadelphia - Payday Loans USA Payday Loans Picture

Philadelphia – Payday Loans USA

5
★★★★★
Based on 2 Google reviews
Address: 925 S 20th St, Philadelphia, PA 19146, USA
Phone: (844) 640-7794
Website: https://pennsylvania.paydayloans-quick.com/payday-loans-philadelphia.html
Wilson's Check Cashing Payday Loans Picture

Wilson’s Check Cashing

4.9
★★★★★
Based on 36 Google reviews
Address: 1201 E Susquehanna Ave, Philadelphia, PA 19125, USA
Phone: (215) 739-3560
Website: https://wilsonscheckcashingpa.com/
48 Factoring Inc. Payday Loans Picture

48 Factoring Inc.

4.8
★★★★★
Based on 6 Google reviews
Address: 1528 Walnut St 901, Philadelphia, PA 19102, USA
Phone: (844) 832-2867
Website: https://48factoring.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.7
★★★★★
Based on 14 Google reviews
Address: 3544 Germantown Ave 46, Philadelphia, PA 19140, USA
Phone: (215) 225-6336
Website: https://acecashexpress.com/locations/pennsylvania/philadelphia/2609
OneMain Financial Payday Loans Picture

OneMain Financial

4.6
★★★★★
Based on 18 Google reviews
Address: 6418 Sackett St, Philadelphia, PA 19149, USA
Phone: (215) 333-7725
Website: https://onemainfinancial.com/branches/PA/Philadelphia/19149/1520
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.6
★★★★★
Based on 11 Google reviews
Address: 4244 N Broad St, Philadelphia, PA 19140, USA
Phone: (215) 324-4560
Website: https://acecashexpress.com/locations/pennsylvania/philadelphia/2625
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.6
★★★★★
Based on 18 Google reviews
Address: 1206 N 52nd St, Philadelphia, PA 19131, USA
Phone: (215) 473-3171
Website: https://acecashexpress.com/locations/pennsylvania/philadelphia/2608
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.5
★★★★★
Based on 24 Google reviews
Address: 2129 W Diamond St, Philadelphia, PA 19121, USA
Phone: (215) 236-6639
Website: https://acecashexpress.com/locations/pennsylvania/philadelphia/2619
United Check Cashing Payday Loans Picture

United Check Cashing

4.5
★★★★★
Based on 11 Google reviews
Address: 1339 W Oregon Ave, Philadelphia, PA 19148, USA
Phone: (215) 551-5616
Website: https://unitedcheckcashing.com/
Fast Cash Payday Loans Picture

Fast Cash

4.4
★★★★★
Based on 7 Google reviews
Address: 535 Adams Ave, Philadelphia, PA 19120, USA
Phone: (215) 721-1491
Website: https://fastloan.pw/
Jolley's Money Loan Payday Loans Picture

Jolley’s Money Loan

4.2
★★★★★
Based on 14 Google reviews
Address: 6214 Woodland Ave, Philadelphia, PA 19142, USA
Phone: (215) 727-2340
Website: https://No website
OneMain Financial Payday Loans Picture

OneMain Financial

4.2
★★★★★
Based on 16 Google reviews
Address: 11000 Roosevelt Blvd 151, Philadelphia, PA 19116, USA
Phone: (215) 698-9297
Website: https://onemainfinancial.com/branches/PA/Philadelphia/19116/4650
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.2
★★★★★
Based on 20 Google reviews
Address: 738 S 52nd St, Philadelphia, PA 19143, USA
Phone: (215) 474-7358
Website: https://acecashexpress.com/locations/pennsylvania/philadelphia/2603
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.2
★★★★★
Based on 64 Google reviews
Address: 6137 Woodland Ave, Philadelphia, PA 19142, USA
Phone: (215) 724-6221
Website: https://acecashexpress.com/locations/pennsylvania/philadelphia/2604
Cottman Check Cashing Payday Loans Picture

Cottman Check Cashing

4.2
★★★★★
Based on 40 Google reviews
Address: 7385 Melrose St, Philadelphia, PA 19136, USA
Phone: (215) 624-7789
Website: https://No website
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.2
★★★★★
Based on 20 Google reviews
Address: 5450 N 5th St, Philadelphia, PA 19120, USA
Phone: (215) 548-2988
Website: https://acecashexpress.com/locations/pennsylvania/philadelphia/2617
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.1
★★★★★
Based on 16 Google reviews
Address: 8 N 52nd St, Philadelphia, PA 19139, USA
Phone: (215) 476-1240
Website: https://acecashexpress.com/locations/pennsylvania/philadelphia/2605
Citizens Bank Payday Loans Picture

Citizens Bank

4.1
★★★★★
Based on 9 Google reviews
Address: 6052 Ridge Ave, Philadelphia, PA 19128, USA
Phone: (267) 385-2246
Website: https://locations.citizensbank.com/pa/philadelphia/6052-ridge-ave.html
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.1
★★★★★
Based on 35 Google reviews
Address: 1548 Pratt St, Philadelphia, PA 19124, USA
Phone: (215) 533-5365
Website: https://acecashexpress.com/locations/pennsylvania/philadelphia/2614
Fast Cash Payday Loans Picture

Fast Cash

4
★★★★★
Based on 1 Google reviews
Address: 2056 Bridge St, Philadelphia, PA 19124, USA
Phone: (215) 288-4860
Website: https://fastcash24.pw/
Advanced Money Loan Payday Loans Picture

Advanced Money Loan

4
★★★★★
Based on 28 Google reviews
Address: 2301 Jasper St, Philadelphia, PA 19125, USA
Phone: (215) 426-5626
Website: https://No website
Fast Cash ATM Payday Loans Picture

Fast Cash ATM

4
★★★★★
Based on 4 Google reviews
Address: 1500 N 6th St, Philadelphia, PA 19122, USA
Phone: (215) 769-1274
Website: https://fastcash24.pw/
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.9
★★★★★
Based on 18 Google reviews
Address: 2 W Chelten Ave, Philadelphia, PA 19144, USA
Phone: (215) 843-5297
Website: https://acecashexpress.com/locations/pennsylvania/philadelphia/2615
Fast Advance Funding Payday Loans Picture

Fast Advance Funding

3.8
★★★★★
Based on 39 Google reviews
Address: 20 N 3rd St, Philadelphia, PA 19106, USA
Phone: (215) 922-2636
Website: https://fastadvancefunding.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.8
★★★★★
Based on 18 Google reviews
Address: 1349 W Olney Ave, Philadelphia, PA 19141, USA
Phone: (215) 424-7070
Website: https://acecashexpress.com/locations/pennsylvania/philadelphia/2613
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.8
★★★★★
Based on 4 Google reviews
Address: 6121 Ridge Ave, Philadelphia, PA 19128, USA
Phone: (215) 483-4445
Website: https://acecashexpress.com/
OneMain Financial Payday Loans Picture

OneMain Financial

3.7
★★★★★
Based on 21 Google reviews
Address: 3400 Aramingo Ave, Philadelphia, PA 19134, USA
Phone: (215) 338-7550
Website: https://onemainfinancial.com/branches/PA/Philadelphia/19134/4664
Italian Market Check Cashing Payday Loans Picture

Italian Market Check Cashing

3.7
★★★★★
Based on 3 Google reviews
Address: 920 Washington Ave, Philadelphia, PA 19147, USA
Phone: (215) 467-5622
Website: https://unitedcheckcashing.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.6
★★★★★
Based on 29 Google reviews
Address: 22 N 60th St Ste 26, Philadelphia, PA 19139, USA
Phone: (215) 747-4910
Website: https://acecashexpress.com/locations/pennsylvania/philadelphia/2622
OneMain Financial Payday Loans Picture

OneMain Financial

3.5
★★★★★
Based on 22 Google reviews
Address: 330 W Oregon Ave Ste F, Philadelphia, PA 19148, USA
Phone: (215) 755-1615
Website: https://onemainfinancial.com/branches/PA/Philadelphia/19148/4651
Lawsuit Cash Advance and Legal Loans Payday Loans Picture

Lawsuit Cash Advance and Legal Loans

3.5
★★★★★
Based on 2 Google reviews
Address: 530 Walnut St, Philadelphia, PA 19106, USA
Phone: (347) 981-5382
Website: https://smartlawsuitfunding.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.5
★★★★★
Based on 24 Google reviews
Address: 6 S 52nd St, Philadelphia, PA 19139, USA
Phone: (215) 747-2275
Website: https://acecashexpress.com/locations/pennsylvania/philadelphia/2618
1st United Pawn & Loan Payday Loans Picture

1st United Pawn & Loan

3.4
★★★★★
Based on 40 Google reviews
Address: 1123 S Broad St, Philadelphia, PA 19147, USA
Phone: (215) 468-4200
Website: https://1stunitedpawn.com/
Cash Express Pawn Shop Payday Loans Picture

Cash Express Pawn Shop

3.4
★★★★★
Based on 14 Google reviews
Address: 731 Chestnut St, Philadelphia, PA 19106, USA
Phone: (215) 922-1560
Website: https://pawnphiladelphia.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.4
★★★★★
Based on 11 Google reviews
Address: 6303 Stenton Ave, Philadelphia, PA 19138, USA
Phone: (215) 549-5170
Website: https://acecashexpress.com/locations/pennsylvania/philadelphia/2626
Richmond Check Cashing Payday Loans Picture

Richmond Check Cashing

3.4
★★★★★
Based on 10 Google reviews
Address: 2990 Richmond St, Philadelphia, PA 19134, USA
Phone: (215) 423-5957
Website: https://facebook.com/pages/Richmond-Check-Cashing/134288169956260
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.2
★★★★★
Based on 10 Google reviews
Address: 1503 E Wadsworth Ave, Philadelphia, PA 19150, USA
Phone: (215) 248-2800
Website: https://acecashexpress.com/locations/pennsylvania/philadelphia/2607
Philadelphia Federal Credit Union Payday Loans Picture

Philadelphia Federal Credit Union

3.1
★★★★★
Based on 25 Google reviews
Address: 12800 Townsend Rd, Philadelphia, PA 19154, USA
Phone: (215) 934-3500
Website: https://pfcu.com/atm-branch-locations/branches/northeast-12800-townsend-rd
Check Cashing Store Payday Loans Picture

Check Cashing Store

3.1
★★★★★
Based on 22 Google reviews
Address: 3133 N Broad St, Philadelphia, PA 19132, USA
Phone: (215) 228-5889
Website: https://ccsfinancial.com/
Pratt Services Check Cashing Payday Loans Picture

Pratt Services Check Cashing

3
★★★★★
Based on 8 Google reviews
Address: 1548 Pratt St, Philadelphia, PA 19124, USA
Phone: (215) 289-7887
Website: https://acecashexpress.com/locations/pennsylvania/philadelphia/2614
K & A Moneyloan-Pawnbrokers Payday Loans Picture

K & A Moneyloan-Pawnbrokers

2.9
★★★★★
Based on 10 Google reviews
Address: 3149 Kensington Ave 51, Philadelphia, PA 19134, USA
Phone: (215) 425-5600
Website: https://philly-pawnshop.com/
Mariner Finance Payday Loans Picture

Mariner Finance

2.3
★★★★★
Based on 16 Google reviews
Address: 2141 Cottman Ave A, Philadelphia, PA 19149, USA
Phone: (267) 350-3701
Website: https://marinerfinance.com/locations/Pennsylvania/mariner-finance-location-in-Philadelphia-PA
United Check Cashing Payday Loans Picture

United Check Cashing

2.2
★★★★★
Based on 19 Google reviews
Address: 1142 Franklin Mills Cir, Philadelphia, PA 19154, USA
Phone: (215) 281-0877
Website: https://unitedcheckcashing.com/
Fast Cash Inc Payday Loans Picture

Fast Cash Inc

1
★★★★★
Based on 1 Google reviews
Address: 5232 Torresdale Ave, Philadelphia, PA 19124, USA
Phone:
Website: https://No website
Ali Financial Services Payday Loans Picture

Ali Financial Services

0
★★★★★
Based on 0 Google reviews
Address: 6545 Lansdowne Ave, Philadelphia, PA 19151, USA
Phone: (215) 477-0384
Website: https://alifinancialservices.com/
ASAP Mortgage Inc Payday Loans Picture

ASAP Mortgage Inc

0
★★★★★
Based on 0 Google reviews
Address: 4729 Frankford Ave, Philadelphia, PA 19124, USA
Phone: (215) 744-2100
Website: https://fastcash24.pw/
Fast Cash Inc Payday Loans Picture

Fast Cash Inc

0
★★★★★
Based on 0 Google reviews
Address: 1634 Mt Vernon St, Philadelphia, PA 19130, USA
Phone:
Website: https://No website
Fast Cash Inc Payday Loans Picture

Fast Cash Inc

0
★★★★★
Based on 0 Google reviews
Address: 4131 Whitaker Ave, Philadelphia, PA 19124, USA
Phone: (215) 291-4516
Website: https://No website
Fast Cash Inc Payday Loans Picture

Fast Cash Inc

0
★★★★★
Based on 0 Google reviews
Address: 2900 N Bonsall St, Philadelphia, PA 19132, USA
Phone: (215) 223-1050
Website: https://fastcash24.pw/
ACE Cash Express Payday Loans Picture

ACE Cash Express

0
★★★★★
Based on 0 Google reviews
Address: 2401 Kensington Ave, Philadelphia, PA 19125, USA
Phone: (215) 634-6009
Website: https://acecashexpress.com/
Fast Cash Inc Payday Loans Picture

Fast Cash Inc

0
★★★★★
Based on 0 Google reviews
Address: 4100 N 6th St, Philadelphia, PA 19140, USA
Phone: (215) 223-2051
Website: https://No website
Thrivent Financial Payday Loans Picture

Thrivent Financial

0
★★★★★
Based on 0 Google reviews
Address: 4100 Main St 401, Philadelphia, PA 19127, USA
Phone: (267) 886-9170
Website: https://thrivent.com/
Equity Properties Center City Payday Loans Picture

Equity Properties Center City

0
★★★★★
Based on 0 Google reviews
Address: 1500 Market St, Philadelphia, PA 19102, USA
Phone: (215) 665-5660
Website: https://No website
Scott Consumer Discount Co Payday Loans Picture

Scott Consumer Discount Co

0
★★★★★
Based on 0 Google reviews
Address: 1119 Spruce St, Philadelphia, PA 19107, USA
Phone: (215) 923-1985
Website: https://installmentloans.space/