Payday Loans in Dayton

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Dayton, Ohio?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan in Ohio if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Dayton, Ohio?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Dayton, Ohio?

The maximum amount of money you can get on a payday loan in Dayton, Ohio is $1000, and the maximum term is 1 year (365 days). The finance charge fees and/or interest rates (APR) if specified can go up to 28% ARP (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $1000
Minimum Loan Term 7 days
Minimum Loan Term 1 year (365 days)
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Dayton, Ohio?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Dayton, Ohio with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Dayton, Ohio with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Dayton, Ohio:

Monroe Federal Savings & Loan Payday Loans Picture

Monroe Federal Savings & Loan

5
★★★★★
Based on 2 Google reviews
Address: 8512 N Dixie Dr, Dayton, OH 45414, USA
Phone: (937) 454-1400
Website: https://monroefederal.com/
National Cash Advance Payday Loans Picture

National Cash Advance

5
★★★★★
Based on 2 Google reviews
Address: 4705 N Main St, Dayton, OH 45405, USA
Phone: (937) 278-6098
Website: https://nationalcashadvance.com/locations/details/store-6653/OH/45405/39.809981/-84.225871/4705-N-Main-St/Dayton
Wright-Patt Credit Union Payday Loans Picture

Wright-Patt Credit Union

5
★★★★★
Based on 1 Google reviews
Address: Building 262 Wright-Patterson Air Force Base, Dayton, OH 45433, USA
Phone: (800) 762-0047
Website: https://wpcu.coop/en-us
Cashland Payday Loans Picture

Cashland

4.6
★★★★★
Based on 15 Google reviews
Address: 2933 Linden Ave, Dayton, OH 45410, USA
Phone: (937) 252-0434
Website: https://cashland.com/
Check `n Go Payday Loans Picture

Check `n Go

4.5
★★★★★
Based on 122 Google reviews
Address: 4141 N Main St, Dayton, OH 45405, USA
Phone: (937) 567-1960
Website: https://locations.checkngo.com/ohio/dayton/4141-north-main-street
OneMain Financial Payday Loans Picture

OneMain Financial

4.2
★★★★★
Based on 14 Google reviews
Address: 127 N Springboro Pike, Dayton, OH 45449, USA
Phone: (937) 435-2927
Website: https://onemainfinancial.com/branches/OH/Dayton/45449/619
Check Into Cash Payday Loans Picture

Check Into Cash

4
★★★★★
Based on 4 Google reviews
Address: 170 Woodman Dr, Dayton, OH 45431, USA
Phone: (937) 254-0113
Website: https://No website
United Check Cashing Payday Loans Picture

United Check Cashing

4
★★★★★
Based on 5 Google reviews
Address: Family Dollar Plaza, 5615 N Dixie Dr, Dayton, OH 45414, USA
Phone: (937) 275-3981
Website: https://unitedcheckcashingdayton.com/
Nicholas Financial Inc Payday Loans Picture

Nicholas Financial Inc

4
★★★★★
Based on 1 Google reviews
Address: 5828 Wilmington Pike, Dayton, OH 45459, USA
Phone: (937) 310-8135
Website: https://nicholasfinancial.com/
Universal 1 Credit Union Payday Loans Picture

Universal 1 Credit Union

3.8
★★★★★
Based on 17 Google reviews
Address: 1 River Park Dr, Dayton, OH 45409, USA
Phone: (937) 225-6800
Website: https://u1cu.org/
CheckSmart Payday Loans Picture

CheckSmart

3.7
★★★★★
Based on 3 Google reviews
Address: 1947 S Alex Rd, Dayton, OH 45449, USA
Phone: (937) 847-2800
Website: https://ccfi.com/checksmart
Wright-Patt Credit Union Payday Loans Picture

Wright-Patt Credit Union

3.7
★★★★★
Based on 3 Google reviews
Address: Building 1224 Wright-Patterson Air Force Base, Dayton, OH 45433, USA
Phone: (937) 912-7000
Website: https://wpcu.coop/
Ohio Loan Co. Payday Loans Picture

Ohio Loan Co.

3.7
★★★★★
Based on 10 Google reviews
Address: 1171 W Third St, Dayton, OH 45402, USA
Phone: (937) 228-5991
Website: https://ohioloanco.com/
Wright-Patt Credit Union Payday Loans Picture

Wright-Patt Credit Union

3.6
★★★★★
Based on 59 Google reviews
Address: 8850 Kingsridge Dr, Dayton, OH 45459, USA
Phone: (800) 762-0047
Website: https://wpcu.coop/
Union Savings Bank Payday Loans Picture

Union Savings Bank

3.5
★★★★★
Based on 8 Google reviews
Address: 5651 Far Hills Ave, Dayton, OH 45429, USA
Phone: (937) 434-1254
Website: https://usavingsbank.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.3
★★★★★
Based on 15 Google reviews
Address: 3516 W Siebenthaler Ave, Dayton, OH 45406, USA
Phone: (937) 275-4912
Website: https://acecashexpress.com/locations/ohio/dayton/1090
CheckSmart Payday Loans Picture

CheckSmart

3.3
★★★★★
Based on 9 Google reviews
Address: 5521 Salem Ave, Dayton, OH 45426, USA
Phone: (937) 854-3392
Website: https://ccfi.com/checksmart
CheckSmart Payday Loans Picture

CheckSmart

3
★★★★★
Based on 2 Google reviews
Address: 2129 Needmore Rd, Dayton, OH 45414, USA
Phone: (937) 567-1450
Website: https://ccfi.com/checksmart
Fifth Third Bank & ATM Payday Loans Picture

Fifth Third Bank & ATM

2.8
★★★★★
Based on 4 Google reviews
Address: 3600 Dayton Xenia Rd, Dayton, OH 45432, USA
Phone: (937) 426-7025
Website: https://locations.53.com/oh/dayton/3600-dayton-xenia-road.html
First Financial Bank Payday Loans Picture

First Financial Bank

2.8
★★★★★
Based on 8 Google reviews
Address: 2891 W Alex Bell Rd, Dayton, OH 45459, USA
Phone: (844) 828-7740
Website: https://bankatfirst.com/
CheckSmart Payday Loans Picture

CheckSmart

2.7
★★★★★
Based on 9 Google reviews
Address: 2930 W Alex Bell Rd, Dayton, OH 45459, USA
Phone: (937) 428-7530
Website: https://ccfi.com/checksmart
Ohio Loan Co Inc Payday Loans Picture

Ohio Loan Co Inc

2.7
★★★★★
Based on 19 Google reviews
Address: 3028 Salem Ave, Dayton, OH 45406, USA
Phone: (937) 278-5991
Website: https://ohioloanco.com/
CheckSmart Payday Loans Picture

CheckSmart

2.5
★★★★★
Based on 20 Google reviews
Address: 4212 Linden Ave, Dayton, OH 45432, USA
Phone: (937) 254-7800
Website: https://ccfi.com/checksmart
Cashland Payday Loans Picture

Cashland

2.5
★★★★★
Based on 26 Google reviews
Address: 5582 N Springboro Pike, Dayton, OH 45449, USA
Phone: (937) 298-2726
Website: https://cashland.com/
Cashland Payday Loans Picture

Cashland

2.5
★★★★★
Based on 20 Google reviews
Address: 6375 Chambersburg Rd, Dayton, OH 45424, USA
Phone: (937) 233-4397
Website: https://cashland.com/
Cashland Payday Loans Picture

Cashland

2
★★★★★
Based on 13 Google reviews
Address: 980 Miamisburg Centerville Rd, Dayton, OH 45459, USA
Phone: (937) 432-9601
Website: https://cashland.com/
Easy Cash Store Payday Loans Picture

Easy Cash Store

2
★★★★★
Based on 2 Google reviews
Address: 3283 W Siebenthaler Ave Suite12A, Dayton, OH 45406, USA
Phone: (844) 335-5099
Website: https://No website
NCP Finance Payday Loans Picture

NCP Finance

1.9
★★★★★
Based on 17 Google reviews
Address: 205 Sugar Camp Cir, Dayton, OH 45409, USA
Phone: (937) 228-5600
Website: https://ncpfinance.com/
Weller Mortgages Inc Payday Loans Picture

Weller Mortgages Inc

1
★★★★★
Based on 1 Google reviews
Address: 1026 Watervliet Ave, Dayton, OH 45420, USA
Phone: (937) 258-0111
Website: https://No website
The Payday Light Payday Loans Picture

The Payday Light

1
★★★★★
Based on 1 Google reviews
Address: Smithville Rd, Dayton, OH 45420, USA
Phone: (937) 203-1361
Website: https://firstchoicepaydayloans.com/loans/
Dayton Car Title Loans Payday Loans Picture

Dayton Car Title Loans

1
★★★★★
Based on 1 Google reviews
Address: 3401 Park Center Dr, Dayton, OH 45414, USA
Phone: (937) 985-1971
Website: https://No website
Minster Bank Payday Loans Picture

Minster Bank

0
★★★★★
Based on 0 Google reviews
Address: 6450 Poe Ave, Dayton, OH 45414, USA
Phone: (937) 898-3380
Website: https://minsterbank.com/
TFC Title Loans Payday Loans Picture

TFC Title Loans

0
★★★★★
Based on 0 Google reviews
Address: 257 Regency Ridge Dr, Dayton, OH 45459, USA
Phone: (937) 343-1093
Website: https://tfctitleloans.com/
Citywide Development Corporation Payday Loans Picture

Citywide Development Corporation

0
★★★★★
Based on 0 Google reviews
Address: 8 N Main St, Dayton, OH 45402, USA
Phone: (937) 226-0457
Website: https://citywidedev.com/