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Overall rating for Alpha Finance Co
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👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Sparta, North Carolina, Alpha Finance Co can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Alpha Finance Co is a direct lender with easy approval for everyone. Even if you have bad credit, Alpha Finance Co can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 38 E Cheek St, Sparta, NC 28675, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 3.7, Alpha Finance Co is loved (or hated) by 3 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Alpha Finance Co and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Alpha Finance Co contact info
Name: | Alpha Finance Co |
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Address: | 38 E Cheek St, Sparta, NC 28675, USA |
Phone: | (336) 372-4777 |
Website: | https://No website |
Alpha Finance Co offices locations on the map
Alpha Finance Co rates and requirements for payday loans
MIN Loan Amount | $100 |
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MAX Loan Amount | $5000 |
MIN. Loan Term | 7 days |
MAX. Loan Term | 60 days |
Credit score requirements | Available for Bad Credit |
Credit Check | No Credit Check |
Alpha Finance Co's Reviews
The employees at the Sparta Branch is amazing. They have helped me so many times. They are compassionate and very understanding. I would recommend this branch to anyone at anytime.
Wonderful home town lending company that offers consumer, and sales loans to Alleghany County, and surrounding areas within a 50 mile radius. All accounts are given a 10 day grace period, which is nice for individuals receiving semi monthly, or bi-weekly pay checks. I read the first review, and can tell you that Alpha Finance worked with me as a customer every time I needed them without hassle, and I disagree with Anthony Allen's review, as if you seek the services rendered, all you have to do is make your payment. Any business will contact you if you are in default on your services you sought to render. Alpha Finance Company is top notch, and they are helpful with individual needs. I will visit them again for future loans. Their staff is excellent, and you will not find more compassionate individuals in their line of business.
Sparta NC This review is based on the branch office in Sparta NC. If I could give it zero stars, I would! If you want text and called daily for reminders to pay, this is the place! I was even called and harassed before due date asking when I'd be coming in to make a payment. I would go to a cash to payday before I'd do business here again. I was even getting text from applications like TextNow, Textplus, and other free texting applications. Never ever again will I put myself through that. Worst experience ever! Jennifer Marlow works at this place. Of course she will disagree :-). My loan was paid off before the last actual payment schedule. UPDATE I heard this place is now closed. It's no wonder! I'll admit that at one time I did get behind 2 months. But the way it was set up is you got charged double late fees. A late fee for each month behind. Every month! I couldn't get caught up due to the double late fees I was being charged. I finally got up enough money to pay the late fees and pay the account off THANK GOD! The same thing happened with my wife. The late fees was like 35 dollars... Double that and you give them a 100 dollar bill, only a portion went towards the bill so the next month it would be considered another late fee. Anyways. Good deal it's gone. Yes, sometimes it's nice to be able to borrow but in the long run, you'd been better off not to have done it. THE END!