Payday Loans in Raleigh

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Raleigh, North Carolina?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Raleigh, North Carolina?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Raleigh, North Carolina?

The maximum amount of money you can get on a payday loan in Raleigh, North Carolina is $2500 with some restrictions, and the maximum term is not specified. The finance charge fees and/or interest rates (APR) if specified can go up to 36 APR% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $2500 with some restrictions
Minimum Loan Term 7 days
Minimum Loan Term not specified
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Raleigh, North Carolina?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Raleigh, North Carolina with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Raleigh, North Carolina with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Raleigh, North Carolina:

Carolina Piedmont Capital, Inc. Payday Loans Picture

Carolina Piedmont Capital, Inc.

5
★★★★★
Based on 1 Google reviews
Address: 5540 Centerview Dr 200, Raleigh, NC 27606, USA
Phone: (888) 216-3761
Website: https://carolinapiedmontcapital.com/
New Bern Check Cashing Payday Loans Picture

New Bern Check Cashing

5
★★★★★
Based on 2 Google reviews
Address: 1609 New Bern Ave, Raleigh, NC 27610, USA
Phone: (919) 836-1699
Website: https://locations.moneygram.com/nc/raleigh/301766552
Capital Finance Payday Loans Picture

Capital Finance

5
★★★★★
Based on 6 Google reviews
Address: 2501 Capital Blvd, Raleigh, NC 27604, USA
Phone: (844) 902-1884
Website: https://paydayloansinusa.com
Picasso Pawn Payday Loans Picture

Picasso Pawn

4.6
★★★★★
Based on 166 Google reviews
Address: 2609 S Saunders St, Raleigh, NC 27603, USA
Phone: (919) 834-7796
Website: https://picassopawn.com/
OneMain Financial Payday Loans Picture

OneMain Financial

4.3
★★★★★
Based on 15 Google reviews
Address: 3611 Spring Forest Rd Ste 120, Raleigh, NC 27616, USA
Phone: (919) 790-7600
Website: https://onemainfinancial.com/branches/NC/Raleigh/27616/1058
My Check Cash Payday Loans Picture

My Check Cash

4.3
★★★★★
Based on 21 Google reviews
Address: 1619 Cross Link Rd STE 105, Raleigh, NC 27610, USA
Phone: (919) 836-1884
Website: https://my-check-cash.business.site/
Raleigh Check Cashing Payday Loans Picture

Raleigh Check Cashing

4.3
★★★★★
Based on 11 Google reviews
Address: 2510 S Wilmington St, Raleigh, NC 27603, USA
Phone: (919) 856-1041
Website: https://locations.moneygram.com/nc/raleigh/301717161/
Raleigh Check cashing Payday Loans Picture

Raleigh Check cashing

4
★★★★★
Based on 1 Google reviews
Address: 4809 Fayetteville Rd, Raleigh, NC 27603, USA
Phone:
Website: https://raleigh-checkcashing.com/
Check Cashing & More Inc Payday Loans Picture

Check Cashing & More Inc

3.7
★★★★★
Based on 6 Google reviews
Address: 1410 New Bern Ave, Raleigh, NC 27610, USA
Phone: (919) 838-6666
Website: https://No website
Universal Acceptance Corporation Payday Loans Picture

Universal Acceptance Corporation

3.4
★★★★★
Based on 5 Google reviews
Address: 2600 Discovery Dr, Raleigh, NC 27616, USA
Phone: (919) 850-0331
Website: https://getcashnow.space/
Time Financing Service Payday Loans Picture

Time Financing Service

3.4
★★★★★
Based on 5 Google reviews
Address: 1487 Garner Station Blvd, Raleigh, NC 27603, USA
Phone: (919) 825-4591
Website: https://timefinancing.com/
Regional Finance Payday Loans Picture

Regional Finance

3.3
★★★★★
Based on 9 Google reviews
Address: 1829 Capital Blvd Suite 105, Raleigh, NC 27604, USA
Phone: (919) 872-2460
Website: https://branches.regionalfinance.com/nc/raleigh/1829-capital-boulevard.html
Check Cashing Of Raleigh Payday Loans Picture

Check Cashing Of Raleigh

3.2
★★★★★
Based on 10 Google reviews
Address: 1100 Raleigh Blvd, Raleigh, NC 27610, USA
Phone: (919) 832-4002
Website: https://raleigh-checkcashing.com/
Lendmark Financial Services LLC Payday Loans Picture

Lendmark Financial Services LLC

3
★★★★★
Based on 2 Google reviews
Address: 4414 Fayetteville Rd, Raleigh, NC 27603, USA
Phone: (919) 890-3565
Website: https://lendmarkfinancial.com/
OneMain Financial Payday Loans Picture

OneMain Financial

3
★★★★★
Based on 19 Google reviews
Address: 6260 Glenwood Ave 122, Raleigh, NC 27612, USA
Phone: (919) 781-8880
Website: https://onemainfinancial.com/branches/NC/Raleigh/27612/3982
Lending Group Payday Loans Picture

Lending Group

3
★★★★★
Based on 2 Google reviews
Address: 14460 Falls of Neuse Rd 314, Raleigh, NC 27614, USA
Phone: (888) 316-2918
Website: https://247lendinggroup.com/
Check Cashing & More Inc Payday Loans Picture

Check Cashing & More Inc

2.8
★★★★★
Based on 4 Google reviews
Address: 3635 New Bern Ave, Raleigh, NC 27610, USA
Phone: (919) 231-8848
Website: https://getcashnow.space/
Lendmark Financial Services LLC Payday Loans Picture

Lendmark Financial Services LLC

2.7
★★★★★
Based on 12 Google reviews
Address: 6210 Plantation Center Dr Suite 107, Raleigh, NC 27616, USA
Phone: (919) 875-4450
Website: https://lendmarkfinancial.com/
North State Acceptance Payday Loans Picture

North State Acceptance

2.4
★★★★★
Based on 36 Google reviews
Address: 2305 E Millbrook Rd, Raleigh, NC 27604, USA
Phone: (919) 878-0034
Website: https://northstateacceptance.com/
Mariner Finance Payday Loans Picture

Mariner Finance

2.3
★★★★★
Based on 17 Google reviews
Address: 1466 Garner Station Blvd, Raleigh, NC 27603, USA
Phone: (919) 773-7425
Website: https://marinerfinance.com/locations/North%20Carolina/mariner-finance-location-in-Raleigh-NC
Home Credit Corporation Payday Loans Picture

Home Credit Corporation

0
★★★★★
Based on 0 Google reviews
Address: 7041 Old Wake Forest Rd 111, Raleigh, NC 27616, USA
Phone: (919) 790-9515
Website: https://homecreditinc.com/
Online Payday Loans Raleigh Payday Loans Picture

Online Payday Loans Raleigh

0
★★★★★
Based on 0 Google reviews
Address: 504 Chavis Way, Raleigh, NC 27601, USA
Phone: (331) 216-1031
Website: https://No website