Payday Loans in Winston-Salem

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Winston-Salem, North Carolina?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Winston-Salem, North Carolina?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Winston-Salem, North Carolina?

The maximum amount of money you can get on a payday loan in Winston-Salem, North Carolina is $2500 with some restrictions, and the maximum term is not specified. The finance charge fees and/or interest rates (APR) if specified can go up to 36 APR% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $2500 with some restrictions
Minimum Loan Term 7 days
Minimum Loan Term not specified
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Winston-Salem, North Carolina?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Winston-Salem, North Carolina with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Winston-Salem, North Carolina with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Winston-Salem, North Carolina:

OneMain Financial Payday Loans Picture

OneMain Financial

4.5
★★★★★
Based on 23 Google reviews
Address: 1571 Hanes Mall Blvd, Winston-Salem, NC 27103, USA
Phone: (336) 765-7761
Website: https://onemainfinancial.com/branches/NC/Winston-Salem/27103/3950
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.5
★★★★★
Based on 11 Google reviews
Address: 1499 New Walkertown Rd, Winston-Salem, NC 27101, USA
Phone: (336) 722-0233
Website: https://acecashexpress.com/locations/north-carolina/winston-salem/1119
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.4
★★★★★
Based on 19 Google reviews
Address: 3583 N Patterson Ave, Winston-Salem, NC 27105, USA
Phone: (336) 744-8052
Website: https://acecashexpress.com/locations/north-carolina/winston-salem/1118
OneMain Financial Payday Loans Picture

OneMain Financial

4.4
★★★★★
Based on 9 Google reviews
Address: 256 Summit Square Blvd, Winston-Salem, NC 27105, USA
Phone: (336) 377-2143
Website: https://onemainfinancial.com/branches/NC/Winston-Salem/27105/1080
Regional Finance Payday Loans Picture

Regional Finance

4.3
★★★★★
Based on 3 Google reviews
Address: 4964 Martin View Ln, Winston-Salem, NC 27104, USA
Phone: (336) 354-4930
Website: https://branches.regionalfinance.com/nc/winston-salem/4964-martin-view-lane.html
OneMain Financial Payday Loans Picture

OneMain Financial

3.9
★★★★★
Based on 12 Google reviews
Address: 7756 N Point Blvd, University Plaza Dr, Winston-Salem, NC 27106, USA
Phone: (336) 377-3600
Website: https://onemainfinancial.com/branches/NC/Winston-Salem/27106/3988
Wagner Financial Services, Inc. Payday Loans Picture

Wagner Financial Services, Inc.

3.5
★★★★★
Based on 11 Google reviews
Address: 175 Jonestown Rd, Winston-Salem, NC 27104, USA
Phone: (336) 794-3833
Website: https://wagner-financial.com/
Money Unlimited Pawn Payday Loans Picture

Money Unlimited Pawn

3.2
★★★★★
Based on 5 Google reviews
Address: 1814 Silas Creek Pkwy, Winston-Salem, NC 27103, USA
Phone: (336) 721-0340
Website: https://expressloansofamerica.com/
Time Financing Service Payday Loans Picture

Time Financing Service

3.2
★★★★★
Based on 22 Google reviews
Address: 8030 North Point Blvd, Winston-Salem, NC 27106, USA
Phone: (336) 397-4383
Website: https://timefinancing.com/
Regional Finance Payday Loans Picture

Regional Finance

3
★★★★★
Based on 1 Google reviews
Address: 3193 Peters Creek Pkwy Unit D, Winston-Salem, NC 27127, USA
Phone: (336) 771-1029
Website: https://branches.regionalfinance.com/nc/winston-salem/3193-peters-creek-parkway.html
Regional Finance Payday Loans Picture

Regional Finance

3
★★★★★
Based on 2 Google reviews
Address: 260 Summit Square Blvd Unit A6, Winston-Salem, NC 27105, USA
Phone: (336) 377-8002
Website: https://branches.regionalfinance.com/nc/winston-salem/260-summit-square-blvd.html
Lendmark Financial Services LLC Payday Loans Picture

Lendmark Financial Services LLC

2.5
★★★★★
Based on 8 Google reviews
Address: 400 E Hanes Mill Rd, Winston-Salem, NC 27105, USA
Phone: (336) 377-2011
Website: https://lendmarkfinancial.com/
Federal Financial Services Inc Payday Loans Picture

Federal Financial Services Inc

2.3
★★★★★
Based on 30 Google reviews
Address: 3736 Patterson Ave, Winston-Salem, NC 27105, USA
Phone: (336) 251-1023
Website: https://expressloansofamerica.com/
Mariner Finance Payday Loans Picture

Mariner Finance

2.2
★★★★★
Based on 9 Google reviews
Address: 1113 Silas Creek Pkwy B, Winston-Salem, NC 27127, USA
Phone: (336) 723-7078
Website: https://marinerfinance.com/locations/North%20Carolina/mariner-finance-location-in-Winston-Salem-NC
Whitestone Financial Payday Loans Picture

Whitestone Financial

2
★★★★★
Based on 23 Google reviews
Address: 1796 Silas Creek Pkwy, Winston-Salem, NC 27103, USA
Phone: (336) 712-9612
Website: https://whitestonefin.com/
CHECK CASHING STORE Payday Loans Picture

CHECK CASHING STORE

1.9
★★★★★
Based on 22 Google reviews
Address: 1021 Waughtown St, Winston-Salem, NC 27107, USA
Phone: (336) 252-1037
Website: https://thecheckcashingstore.com/
First National Bank Payday Loans Picture

First National Bank

1.8
★★★★★
Based on 5 Google reviews
Address: 10335 NC-109, Winston-Salem, NC 27107, USA
Phone: (336) 769-3000
Website: https://locations.fnb-online.com/nc/wallburg
First National Bank Payday Loans Picture

First National Bank

1.5
★★★★★
Based on 2 Google reviews
Address: 11492 Old U.S. Hwy 52, Winston-Salem, NC 27107, USA
Phone: (336) 764-2020
Website: https://locations.fnb-online.com/nc/midway
Academy Mortgage Corporation Payday Loans Picture

Academy Mortgage Corporation

0
★★★★★
Based on 0 Google reviews
Address: 1598 Westbrook Plaza Dr 202, Winston-Salem, NC 27103, USA
Phone: (336) 500-0100
Website: https://academymortgage.com/branch/salem
Micro Enterprise Loan Program Payday Loans Picture

Micro Enterprise Loan Program

0
★★★★★
Based on 0 Google reviews
Address: 301 N Main St 2601, Winston-Salem, NC 27101, USA
Phone: (336) 722-9600
Website: https://No website