Payday Loans in Durham

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Durham, North Carolina?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Durham, North Carolina?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Durham, North Carolina?

The maximum amount of money you can get on a payday loan in Durham, North Carolina is $2500 with some restrictions, and the maximum term is not specified. The finance charge fees and/or interest rates (APR) if specified can go up to 36 APR% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $2500 with some restrictions
Minimum Loan Term 7 days
Minimum Loan Term not specified
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Durham, North Carolina?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Durham, North Carolina with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Durham, North Carolina with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Durham, North Carolina:

Regional Finance Payday Loans Picture

Regional Finance

5
★★★★★
Based on 2 Google reviews
Address: 5279 N. Roxboro Road Suite E, Durham, NC 27712, USA
Phone: (919) 864-4436
Website: https://branches.regionalfinance.com/nc/durham/5279-n--roxboro-road.html
National Pawn and Jewelry Payday Loans Picture

National Pawn and Jewelry

5
★★★★★
Based on 1478 Google reviews
Address: 2605 Durham-Chapel Hill Blvd, Durham, NC 27707, USA
Phone: (919) 403-3333
Website: https://nationalpawnshops.com/locations/durham-2605-chapel/
Payday Loans Payday Loans Picture

Payday Loans

5
★★★★★
Based on 4 Google reviews
Address: 5007 Southpark Dr, Durham, NC 27713, USA
Phone: (888) 686-0494
Website: https://No website
Pat's Pawn Shop (A Picasso Company) Payday Loans Picture

Pat’s Pawn Shop (A Picasso Company)

4.9
★★★★★
Based on 334 Google reviews
Address: 1715 Holloway St, Durham, NC 27703, USA
Phone: (919) 683-1240
Website: https://picassopawn.com/
OneMain Financial Payday Loans Picture

OneMain Financial

4.9
★★★★★
Based on 8 Google reviews
Address: 105 W, NC-54 Ste 227, Durham, NC 27713, USA
Phone: (919) 297-1092
Website: https://onemainfinancial.com/branches/NC/Durham/27713/5067
Picasso Pawn Payday Loans Picture

Picasso Pawn

4.9
★★★★★
Based on 122 Google reviews
Address: 1618 S Miami Blvd, Durham, NC 27703, USA
Phone: (919) 598-0707
Website: https://picassopawn.com/
National Finance Company Payday Loans Picture

National Finance Company

4.7
★★★★★
Based on 25 Google reviews
Address: 3808 Guess Rd Suite E, Durham, NC 27705, USA
Phone: (919) 477-8885
Website: https://nfcmoney.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.5
★★★★★
Based on 22 Google reviews
Address: 1100 N Miami Blvd Ste 109, Durham, NC 27703, USA
Phone: (919) 682-2977
Website: https://acecashexpress.com/locations/north-carolina/durham/1113
ABC Check Cashing Payday Loans Picture

ABC Check Cashing

4.2
★★★★★
Based on 10 Google reviews
Address: 1221 University Dr, Durham, NC 27707, USA
Phone: (919) 493-4646
Website: https://No website
OneMain Financial Payday Loans Picture

OneMain Financial

3.8
★★★★★
Based on 16 Google reviews
Address: 3511 Witherspoon Blvd 102, Durham, NC 27707, USA
Phone: (919) 968-1102
Website: https://onemainfinancial.com/branches/NC/Durham/27707/3965
Regional Finance Payday Loans Picture

Regional Finance

3.7
★★★★★
Based on 10 Google reviews
Address: 5410 NC-55 Suite R, Durham, NC 27713, USA
Phone: (919) 381-5112
Website: https://branches.regionalfinance.com/nc/durham/5410-nc-highway-55.html
Raleigh Durham Check Cashers Payday Loans Picture

Raleigh Durham Check Cashers

3.2
★★★★★
Based on 5 Google reviews
Address: 1504 Broad St, Durham, NC 27705, USA
Phone: (919) 313-0360
Website: https://gomoneycenter.com/
Raleigh Durham Check Cashers Payday Loans Picture

Raleigh Durham Check Cashers

2.9
★★★★★
Based on 9 Google reviews
Address: 2107 N Roxboro St, Durham, NC 27704, USA
Phone: (919) 246-0142
Website: https://gomoneycenter.com/
Lendmark Financial Services LLC Payday Loans Picture

Lendmark Financial Services LLC

2.1
★★★★★
Based on 7 Google reviews
Address: 4711 Hope Valley Rd 5C, Durham, NC 27707, USA
Phone: (919) 401-3544
Website: https://lendmarkfinancial.com/
Self-Help Lending Office Payday Loans Picture

Self-Help Lending Office

1.6
★★★★★
Based on 5 Google reviews
Address: 301 W Main St, Durham, NC 27701, USA
Phone: (919) 956-4400
Website: https://self-help.org/locations
Caliber Home Loans Payday Loans Picture

Caliber Home Loans

1
★★★★★
Based on 1 Google reviews
Address: 240 Leigh Farm Rd 180, Durham, NC 27707, USA
Phone: (919) 740-7697
Website: https://qccaliberhomeloans.com/home
Personal Loans Payday Loans Picture

Personal Loans

0
★★★★★
Based on 0 Google reviews
Address: 5007 Southpark Dr 200n, Durham, NC 27713, USA
Phone: (888) 513-8102
Website: https://No website
SunTrust Mortgage Payday Loans Picture

SunTrust Mortgage

0
★★★★★
Based on 0 Google reviews
Address: 3100 Tower Blvd, Durham, NC 27707, USA
Phone: (919) 419-1964
Website: https://suntrust.com/mortgage
Thrivent Financial Payday Loans Picture

Thrivent Financial

0
★★★★★
Based on 0 Google reviews
Address: 5517 Durham-Chapel Hill Blvd, Durham, NC 27707, USA
Phone: (919) 489-4775
Website: https://thrivent.com/