Deseret First Credit Union photo
Overall rating for Deseret First Credit Union
Opening hours for Deseret First Credit Union
Monday: 9:00 AM – 5:30 PM
Tuesday: 9:00 AM – 5:30 PM
Wednesday: 9:00 AM – 5:30 PM
Thursday: 9:00 AM – 5:30 PM
Friday: 9:00 AM – 5:30 PM
Saturday: 9:00 AM – 2:00 PM
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Bountiful, Utah, Deseret First Credit Union can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Deseret First Credit Union is a direct lender with easy approval for everyone. Even if you have bad credit, Deseret First Credit Union can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 390 S Main St, Bountiful, UT 84010, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 3.5, Deseret First Credit Union is loved (or hated) by 20 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Deseret First Credit Union and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Deseret First Credit Union contact info
| Name: | Deseret First Credit Union |
|---|---|
| Address: | 390 S Main St, Bountiful, UT 84010, USA |
| Phone: | (801) 292-1416 |
| Website: | https://dfcu.com/about/dfcu/locations/bountiful/ |
Deseret First Credit Union offices locations on the map
Deseret First Credit Union rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Deseret First Credit Union's Reviews
Excellent personal service with whatever my needs are. Love their on line banking.
Initially I called Jeremy@DFCU and he walked me through what I needed to do to generate an auto loan with them rather than through the dealer since I could get a better rate this way. Per his instructions, everything went smoothly. We walked in with the vehicle purchase form from the dealer. Jeremy's backup loan officer (it was a Saturday) verified everything on it. He got our information and credit verified and we were out the door in about 20 minutes with everything for the dealer. With a little pre-planning on our part, it was pretty seamless. Thank you.
Great little credit union, Website is easy to use on both desktop and smartphone app.
I’ve ALWAYS had a negative experience with Deseret first, most of their agents are very condescending and rude. And I am very disappointed that they charge their customers a $10 fee to take a payment over the phone even on the due date, I guess I’m spoiled with the awesome credit union I go through (it’s not Deseret). Anyways for ONCE today I had a decent experience and actually had a fee waived granted they made it clear IT WOULD NEVER HAPPEN AGAIN. But hey at least the agent was nice for once and I actually got a fee waived which was a first. Hopefully they can treat their customers right in the future, at this point at least their is hope!
I had called in a few weeks ago to get a quote on an auto loan. They quoted me a lower interest rate, however, the monthly rate was the same as another institution that would charge me a higher percentage. When I asked a third institution, that had the similar quote to Deseret, why the interest was lower but the monthly payment would be higher they said it was due to disability/death insurance and GAP insurance. So apparently that is what Deseret Credit is doing also. Furthermore, I went in to Deseret Credit today before I went to the third institution, that I just talked about, and I sat down on one of their couches. I was there over five minutes and in those five minutes I watched the tellers being busy. However, I saw one guy just sitting in his office looking bored, and he kept looking out at me but then he would go back to playing on the computer. The other lady was playing in her desk. There was only one lady in an office that was busy on the phone. I even saw and heard another employee approach the lady that was playing in her desk and tell her about some problem about her car in the parking lot. She had time to immediately run out to take care of it. However, when she came back in she didn't even pay attention to me sitting there. I did finally approach a teller and she said that she would contact the two people that could help me and they would help as soon as they were available. However, I saw two people that were available and they were not offering to help. So I decided that I did not want to place myself in their lackluster hands to trust that they would do quality work on my auto loan that would lock me into 4 or 5 yrs of payments.