Payday Loans in Layton

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Layton, Utah?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Layton, Utah?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Layton, Utah?

The maximum amount of money you can get on a payday loan in Layton, Utah is $2500 but not limited for other types of loans, and the maximum term is 70 days. The finance charge fees and/or interest rates (APR) if specified can go up to 658% APR (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $2500 but not limited for other types of loans
Minimum Loan Term 7 days
Minimum Loan Term 70 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Layton, Utah?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Layton, Utah with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Layton, Utah with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Layton, Utah:

Money 4 You Payday Loans Payday Loans Picture

Money 4 You Payday Loans

5
★★★★★
Based on 254 Google reviews
Address: 2056 N Hill Field Rd, Layton, UT 84041, USA
Phone: (801) 779-9792
Website: https://money4youpaydayloans.com/locations/money-4-you-2056-n-hillfield-rd-layton-ut-84041/
Money 4 You Payday Loans Payday Loans Picture

Money 4 You Payday Loans

5
★★★★★
Based on 234 Google reviews
Address: 1992 Antelope Dr 160, Layton, UT 84041, USA
Phone: (801) 774-9889
Website: https://money4youpaydayloans.com/locations/money-4-you-1992-w-antelope-dr-160-layton-ut-84041/
USA Cash Services Payday Loans Picture

USA Cash Services

5
★★★★★
Based on 2 Google reviews
Address: 13 S Main St, Layton, UT 84041, USA
Phone: (801) 444-1118
Website: https://usacashservices.com/
Mariner Finance Payday Loans Picture

Mariner Finance

5
★★★★★
Based on 2 Google reviews
Address: 78 S Fairfield Rd E Ste. 101, Layton, UT 84041, USA
Phone: (801) 682-1556
Website: https://marinerfinance.com/locations/Utah/mariner-finance-location-in-Layton-UT
1st Choice Money Center Payday Loans Picture

1st Choice Money Center

4.7
★★★★★
Based on 56 Google reviews
Address: 1550 N Main St Suite H, Layton, UT 84041, USA
Phone: (801) 773-0129
Website: https://1stchoicemoney.com/LocationsLayton.html
Academy Mortgage - Layton Payday Loans Picture

Academy Mortgage – Layton

4.7
★★★★★
Based on 91 Google reviews
Address: 1810 E 3100 N, Layton, UT 84040, USA
Phone: (801) 775-8875
Website: https://academymortgage.com/branch/layton
Loanmax Title Loans Payday Loans Picture

Loanmax Title Loans

4.7
★★★★★
Based on 15 Google reviews
Address: 1339 N Main St, Layton, UT 84041, USA
Phone: (801) 552-0800
Website: https://loanmaxtitleloans.net/Locations/UTAH/Layton/1339-N-MAIN-STREET
Cash Store Payday Loans Picture

Cash Store

4.5
★★★★★
Based on 21 Google reviews
Address: 852 W Hill Field Rd Ste D, Layton, UT 84041, USA
Phone: (801) 444-9992
Website: https://cashstore.com/local/cash-advance-layton
Check City Payday Loans Picture

Check City

4.4
★★★★★
Based on 29 Google reviews
Address: 1010 Hill Field Rd, Layton, UT 84041, USA
Phone: (801) 991-1155
Website: https://checkcity.com/locations/utah/layton
CheckSmart Payday Loans Picture

CheckSmart

4.3
★★★★★
Based on 4 Google reviews
Address: 936 N Main St, Layton, UT 84041, USA
Phone: (801) 547-1110
Website: https://lendnation.com/location/ut/layton/936-n-main-st-3187
OneMain Financial Payday Loans Picture

OneMain Financial

3.4
★★★★★
Based on 8 Google reviews
Address: 743 King St Suite 200, Layton, UT 84041, USA
Phone: (801) 593-0146
Website: https://onemainfinancial.com/branches/UT/Layton/84041/4735
USA CASH SERVICES Payday Loans Picture

USA CASH SERVICES

0
★★★★★
Based on 0 Google reviews
Address: 975 Main St 5, Layton, UT 84041, USA
Phone: (801) 544-1174
Website: https://usacashservices.com/
Check Line Title Loans Layton Payday Loans Picture

Check Line Title Loans Layton

0
★★★★★
Based on 0 Google reviews
Address: 1596 N Hill Field Rd H, Layton, UT 84041, USA
Phone: (801) 773-3223
Website: https://No website
Construction Loans Utah Payday Loans Picture

Construction Loans Utah

0
★★★★★
Based on 0 Google reviews
Address: 849 W Hill Field Rd, Layton, UT 84041, USA
Phone: (801) 882-2319
Website: https://No website