CheckSmart photo
Overall rating for CheckSmart
Opening hours for CheckSmart
Monday: 8:00 AM – 8:00 PM
Tuesday: 8:00 AM – 8:00 PM
Wednesday: 8:00 AM – 8:00 PM
Thursday: 8:00 AM – 8:00 PM
Friday: 8:00 AM – 8:00 PM
Saturday: 8:00 AM – 6:00 PM
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Ontario, Ohio, CheckSmart can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
CheckSmart is a direct lender with easy approval for everyone. Even if you have bad credit, CheckSmart can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 801 Lexington-Springmill Rd N, Ontario, OH 44906, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 2.1, CheckSmart is loved (or hated) by 9 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent CheckSmart and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
CheckSmart contact info
| Name: | CheckSmart |
|---|---|
| Address: | 801 Lexington-Springmill Rd N, Ontario, OH 44906, USA |
| Phone: | (419) 528-1315 |
| Website: | https://ccfi.com/checksmart |
CheckSmart offices locations on the map
CheckSmart rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
CheckSmart's Reviews
Ive never had a problem cashing a check with this company. They are very fair on what they charge and have great customer service. I would recommend them to anybody!
I use to deal with them all the time I had to call corporate on them more then once and they are rude and they got rude about corporate they need to change the way the treat people
While I understand that places like this offer high cost lending, I was in somewhat dire straights so I stopped in to inquire as to how much a $600 loan would cost for a 4 day advance. To be clear, I needed to borrow $600 for 4 days only. The lady at the counter told me that the cost would be between $15 - $20 for that short of a term. I thought that was pretty fair, so I went ahead and did it. When I returned 4 days later to pay the loan in full, as agreed, I was told that I now owed over $100 in fees! They told me that they were not responsible for what the clerk told me. Because of this, I wasn't able to pay the full balance that day and had to pay it over 2 pay periods. Because of this I ended up paying around $300 in fees for a $600 loan.
Horrible service. They kept putting my bank account into the negatives and was rude over the phone when I had questions and concerns. I don’t recomend this place to anyone if you are looking for a loan HEAD TO CASHMAX!
I called on a Saturday and asked if they could cash a check for me because the banks were closed. The lady on the phone said they'd cash it at 4.9% which is ridiculous but we really didn't have a choice unless we waited until Monday when the banks were open. We drove out their and the lady I talked to on the phone said she couldn't cash it because the banks were closed and they couldn't verify the check. My husband explained that I had just called and they said they could cash it. She said "Well she didn't tell me how much the check was." She said she'd take the check and have it ready for us Monday bahahaha! Why the heck would I give them over $170 to cash the check and have it ready Monday when I could just cash it at my bank Monday for free? Anyway, she kept insisting we let them cash the check and my husband had a hard time getting her to give it back. She was practically begging him to let her cash it. Needless to say we finally got it back. They must get paid commission!