Payday Loans in Youngstown

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Youngstown, Ohio?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for cash advance in Ohio if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Youngstown, Ohio?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Youngstown, Ohio?

The maximum amount of money you can get on a payday loan in Youngstown, Ohio is $1000, and the maximum term is 1 year (365 days). The finance charge fees and/or interest rates (APR) if specified can go up to 28% ARP (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $1000
Minimum Loan Term 7 days
Minimum Loan Term 1 year (365 days)
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Youngstown, Ohio?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Youngstown, Ohio with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Youngstown, Ohio with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Youngstown, Ohio near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Youngstown, Ohio:

Home Savings Bank Payday Loans Picture

Home Savings Bank

5
★★★★★
Based on 2 Google reviews
Name: Home Savings Bank
Address: 4005 Hillman Way, Youngstown, OH 44512, USA
Phone: (330) 781-6500
Website: https://homesavings.com/
Home Savings Bank Payday Loans Picture

Home Savings Bank

5
★★★★★
Based on 1 Google reviews
Name: Home Savings Bank
Address: 3500 Belmont Ave, Youngstown, OH 44505, USA
Phone: (330) 759-3316
Website: https://homesavings.com/
OneMain Financial Payday Loans Picture

OneMain Financial

5
★★★★★
Based on 4 Google reviews
Name: OneMain Financial
Address: 6530 South Ave 5, Youngstown, OH 44512, USA
Phone: (330) 726-0138
Website: https://onemainfinancial.com/branches/OH/Youngstown/44512/614
National Cash Advance Payday Loans Picture

National Cash Advance

5
★★★★★
Based on 4 Google reviews
Name: National Cash Advance
Address: 3341 Mahoning Ave, Youngstown, OH 44509, USA
Phone: (330) 270-9490
Website: https://nationalcashadvance.com/locations/details/store-6920/OH/44509/41.103092/-80.707941/3341-Mahoning-Avenue/Youngstown
Check `n Go Payday Loans Picture

Check `n Go

5
★★★★★
Based on 130 Google reviews
Name: Check `n Go
Address: 1600 S Raccoon Rd Suite 3, Youngstown, OH 44515, USA
Phone: (330) 799-8500
Website: https://locations.checkngo.com/ohio/youngstown/1600-south-raccoon-road
Advance Check Cashing Payday Loans Picture

Advance Check Cashing

5
★★★★★
Based on 1 Google reviews
Name: Advance Check Cashing
Address: 3700 Mahoning Ave C, Youngstown, OH 44515, USA
Phone: (330) 792-3773
Website: https://No website
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 61 Google reviews
Name: Advance America
Address: 1698 S Raccoon Rd Unit 7, Youngstown, OH 44515, USA
Phone: (330) 270-3583
Website: https://advanceamerica.net/store-locations/ohio/1698-s-raccoon-road-unit-7-youngstown-44515
Advance America Payday Loans Picture

Advance America

4.8
★★★★★
Based on 35 Google reviews
Name: Advance America
Address: 3105 Belmont Ave, Youngstown, OH 44505, USA
Phone: (330) 759-4628
Website: https://advanceamerica.net/store-locations/ohio/3105-belmont-avenue-youngstown-44505
Loanmax Title Loans Payday Loans Picture

Loanmax Title Loans

4.5
★★★★★
Based on 18 Google reviews
Name: Loanmax Title Loans
Address: 210 Boardman-Canfield Rd, Youngstown, OH 44512, USA
Phone: (330) 423-1032
Website: https://loanmaxtitleloans.net/Locations/OHIO/Youngstown/210-Boardman-Canfield-Rd
Home Savings Bank Payday Loans Picture

Home Savings Bank

4.5
★★★★★
Based on 2 Google reviews
Name: Home Savings Bank
Address: 7525 Market St, Youngstown, OH 44512, USA
Phone: (330) 758-8111
Website: https://homesavings.com/
Home Savings Bank Payday Loans Picture

Home Savings Bank

4.5
★★★★★
Based on 2 Google reviews
Name: Home Savings Bank
Address: 6030 Mahoning Ave, Youngstown, OH 44515, USA
Phone: (330) 792-1963
Website: https://homesavings.com/
Home Savings Bank Payday Loans Picture

Home Savings Bank

4.4
★★★★★
Based on 7 Google reviews
Name: Home Savings Bank
Address: 4259 Kirk Rd, Youngstown, OH 44511, USA
Phone: (330) 793-3961
Website: https://homesavings.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.4
★★★★★
Based on 7 Google reviews
Name: ACE Cash Express
Address: 272 Boardman-Canfield Rd, Youngstown, OH 44512, USA
Phone: (330) 965-1601
Website: https://acecashexpress.com/locations/ohio/youngstown/2415
Austintown Pawn Inc. Payday Loans Picture

Austintown Pawn Inc.

4.3
★★★★★
Based on 42 Google reviews
Name: Austintown Pawn Inc.
Address: 3700 Mahoning Ave, Youngstown, OH 44515, USA
Phone: (330) 792-7001
Website: https://austintownpawn.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

4
★★★★★
Based on 12 Google reviews
Name: ACE Cash Express
Address: 2550 1/2 Market St, Youngstown, OH 44507, USA
Phone: (330) 788-2337
Website: https://acecashexpress.com/locations/ohio/youngstown/2425
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.9
★★★★★
Based on 8 Google reviews
Name: ACE Cash Express
Address: 4040 Youngstown-Poland Rd, Youngstown, OH 44514, USA
Phone: (330) 788-1535
Website: https://acecashexpress.com/locations/ohio/youngstown/2417
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.8
★★★★★
Based on 6 Google reviews
Name: ACE Cash Express
Address: 3029 Belmont Ave, Youngstown, OH 44505, USA
Phone: (330) 759-0916
Website: https://acecashexpress.com/locations/ohio/youngstown/2424
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.5
★★★★★
Based on 6 Google reviews
Name: ACE Cash Express
Address: 3306 Mahoning Ave, Youngstown, OH 44509, USA
Phone: (330) 793-6808
Website: https://acecashexpress.com/locations/ohio/youngstown/2414
Check 'n Go Payday Loans Picture

Check ‘n Go

3.3
★★★★★
Based on 6 Google reviews
Name: Check 'n Go
Address: 1739 Wilson Ave, Youngstown, OH 44506, USA
Phone: (330) 744-3447
Website: https://firstchoicepaydayloans.com/
CheckSmart Payday Loans Picture

CheckSmart

2.4
★★★★★
Based on 13 Google reviews
Name: CheckSmart
Address: 663 Gypsy Ln, Youngstown, OH 44505, USA
Phone: (330) 743-1568
Website: https://ccfi.com/checksmart
Home Savings Bank Payday Loans Picture

Home Savings Bank

2.3
★★★★★
Based on 3 Google reviews
Name: Home Savings Bank
Address: 2996 McCartney Rd, Youngstown, OH 44505, USA
Phone: (330) 743-1601
Website: https://homesavings.com/
Cashland Payday Loans Picture

Cashland

2.1
★★★★★
Based on 12 Google reviews
Name: Cashland
Address: 1100 E Midlothian Blvd 1, Youngstown, OH 44502, USA
Phone: (330) 788-7003
Website: https://cashland.com/
Durkin Loan Payday Loans Picture

Durkin Loan

0
★★★★★
Based on 0 Google reviews
Name: Durkin Loan
Address: 755 Boardman-Canfield Rd D-1, Youngstown, OH 44512, USA
Phone: (330) 782-2274
Website: https://No website
Purpose Money - Closed Payday Loans Picture

Purpose Money – Closed

0
★★★★★
Based on 0 Google reviews
Name: Purpose Money - Closed
Address: 2723 Mahoning Ave, Youngstown, OH 44509, USA
Phone: (330) 270-3092
Website: https://purposemoneyservices.com/