Universal 1 Credit Union in Dayton, Ohio

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

Universal 1 Credit Union photo

Universal 1 Credit Union photo

Overall rating for Universal 1 Credit Union

3.8
★★★★★
Based on 17 reviews on Google

Opening hours for Universal 1 Credit Union

Monday: 8:30 AM – 5:00 PM
Tuesday: 8:30 AM – 5:00 PM
Wednesday: 8:30 AM – 5:00 PM
Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 5:00 PM
Saturday: 8:30 – 11:30 AM
Sunday: Closed

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NOTICE: We are NOT sponsored by or affiliated with Universal 1 Credit Union in any way. By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Easy Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

If you are looking for reliable financial services like payday loans in Dayton, Ohio, Universal 1 Credit Union can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.

Universal 1 Credit Union is a direct lender with easy approval for everyone. Even if you have bad credit, Universal 1 Credit Union can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 1 River Park Dr, Dayton, OH 45409, USA and apply for a quick loan via a short 5-minute application.

Having an overall rating of 3.8, Universal 1 Credit Union is loved (or hated) by 17 users, who got their emergency loans same day (or next day) after submitting an application.

Disclaimer: We do not represent Universal 1 Credit Union and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.

Universal 1 Credit Union contact info

Name: Universal 1 Credit Union
Address: 1 River Park Dr, Dayton, OH 45409, USA
Phone: (937) 225-6800
Website: https://u1cu.org/

Universal 1 Credit Union offices locations on the map

Universal 1 Credit Union rates and requirements for payday loans

MIN Loan Amount $100
MAX Loan Amount $5000
MIN. Loan Term 7 days
MAX. Loan Term 60 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

User Rating

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Universal 1 Credit Union's Reviews

Lara Lakins profile picture
Lara Lakin
★★★★★

My daughter, Lindsay Rader, got a car loan from U1CU in Vandalia. We referred her there. The title was in her soon to be ex-husband's name. He signed a POA, she had to wait 8 months for the Title. Your CU put it back in her ex-husband's name and he refuses to sign another POA, the tags expire this month.I won't be referring anyone else there. This has been extremely stressful for her and I really am upset that she has been put through the ringer, with, well I wasn't here then. I just started today.

Pamela Mosss profile picture
Pamela Moss
★★★★★

I love banking with them...friendly and professional

Scott Silviss profile picture
Scott Silvis
★★★★★

Although I have had a couple of issues with a deposit and some account information. U1 were able to understand the situation and showed that they are service oriented and appreciate their members. Unlike a bank, they value you as a person. Thank you.

independent 1 Jordans profile picture
independent 1 Jordan
★★★★★

Always Great customer service me and my family Are bank members n we love it....

Mike Daughertys profile picture
Mike Daugherty
★★★★★

I frequent this ATM weekly. It is out of service literally half of the time. Very upsetting...