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Overall rating for Optima Lender Services
Opening hours for Optima Lender Services
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Cleveland, Ohio, Optima Lender Services can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Optima Lender Services is a direct lender with easy approval for everyone. Even if you have bad credit, Optima Lender Services can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 4640 Richmond Rd, Cleveland, OH 44128, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 1.8, Optima Lender Services is loved (or hated) by 5 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Optima Lender Services and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Optima Lender Services contact info
| Name: | Optima Lender Services |
|---|---|
| Address: | 4640 Richmond Rd, Cleveland, OH 44128, USA |
| Phone: | (216) 342-5006 |
| Website: | https://optimalenderservices.com/ |
Optima Lender Services offices locations on the map
Optima Lender Services rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Optima Lender Services's Reviews
Do not use this company under any circumstance. That are unprofessional, unorganized, incompetent and incapable of getting anything done in a timely manner. They screwed up the closing on my business almost causing the seller to walk away. Optima was made aware of the extreme importance of closing on 2/15 yet they took their time and we ended up missing that closing date. They took a whole day to send me the final figures to wire which cost me another day. The next day I showed up at the bank at 10am to wire the money which should have been more than enough time for them to fax the documents to the bank but optima made no attempt to get it done in a timely manner. They ended up faxing the documents after 5pm to the bank was too late for the bank to release the money to the seller. The whole time optima did not communicate with me or the seller what was going on and they ended the day without even a courtesy call to apologize for screwing up. I do not recommend this company under any circumstance. Stay away from them. They will screw you over and not take responsibility for anything
Awful experience!! Quicken Loans used this company to get documents signed for the closing on a house I purchased. Because their title company is located in Michigan, they had to utilize an Ohio company to get the documents signed for the loan. The closing coordinator explained that her company closes all the Quicken Loans cases in the area because the "CEO of her company and Dan Gilbert are friends." The closing coordinator was unprofessional and disorganized. There were papers everywhere and she was visibly flustered. The coordinator complained about how far she had to drive to get to us after informing us that she would be unable to answer any questions as she was only there in a notary capacity. If Quicken Loans says they are going to use Optima Lender Services I would recommend that you request a different company. They are unorganized and unprofessional. After making the biggest purchase of my life, I would hope to feel confident about the closing process. I did not feel confident at all after closing with Optima Lender Services.
Trying to understand how this company stays in business?!? I've closed a dozen or more loans in my lifetime and I've never seen this kind of incompetence and unresponsiveness!! STAY AWAY!! Unfortuantely Google doesn't allow ZERO stars.
DO NOT USE THIS COMPANY FOR ANY TYPE OF SERVICE!!!! WARNING THEY ARE INCOMPETENT, SLOW MOVING, CARELESS, UNPROFESSIONAL, UNRESPONSIVE, UNEDUCATED, THE ABSOLUTE WORST COMPANY ANYONE CAN EVER USE FOR TITLE! NO ONE COMMUNICATES, NO ONE ANSWERS THE PHONE OR CALLS BACK. THEY WILL GO OVER YOUR CONTRACT DATE AND MAKE YOU PAY ADDITIONAL FEES. DO YOURSELF A FAVOR IF YOU BUY A HOUSE DO NOT USE OPTIMA LENDER SERVICES !!!!
