CheckSmart photo
Overall rating for CheckSmart
Opening hours for CheckSmart
Monday: 7:00 AM – 11:00 PM
Tuesday: 7:00 AM – 11:00 PM
Wednesday: 7:00 AM – 11:00 PM
Thursday: 7:00 AM – 11:00 PM
Friday: 7:00 AM – 11:00 PM
Saturday: 7:00 AM – 11:00 PM
Sunday: 10:00 AM – 8:00 PM
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Cincinnati, Ohio, CheckSmart can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
CheckSmart is a direct lender with easy approval for everyone. Even if you have bad credit, CheckSmart can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 6582 Glenway Ave, Cincinnati, OH 45211, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 2.8, CheckSmart is loved (or hated) by 27 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent CheckSmart and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
CheckSmart contact info
| Name: | CheckSmart |
|---|---|
| Address: | 6582 Glenway Ave, Cincinnati, OH 45211, USA |
| Phone: | (513) 598-9551 |
| Website: | https://ccfi.com/checksmart |
CheckSmart offices locations on the map
CheckSmart rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
CheckSmart's Reviews
Everything about their “line of credit” practice is a sham. They lie to you and say they aren’t allowed to tell you how much you really have to pay. They try and force you to cash the loan check there by telling you that your bank won’t even cash the check so they can charge you 5% to cash the check that they are giving you. They will lie and make you believe that you can’t deal with the finance company directly. They say the finance company doesn’t take payment over the phone which the finance company informed me that they most certainly take payment over phone. I have a feeling that there’s a closer connection between these two companies then they lead you to believe. Just know that if you use their loan service then you have to pay around $150 just to even get the loan plus interest and the loan. My $400 loan is costing well above $600. Beware of this service they are dishonest and try a scheme as much money as possible
I got a new loan for $600, under the agreement. [The laws changed on how they can beat innocent people out of there hard earned money, and get away Beware!! I only wanted $200, the way she explained the contract to me was, if I take out the 6 hundred and pay back 661 in 15 days(which was mandatory) the next time I can take out a smaller amount. I didn't know I was going to be swindled out of an additional $160.00 for the contract fee, and no matter what if you opt out of the contract you still have to pay for it. These people are preying on innocent low income people. Please don't fall into the trap I fell into, horrible business practices. I hope they go out of business..soon. When I called there corporate office I was told no one was available, and that I should leave my number and they'll call me. Sure they will, I'll keep fighting this until I get some satisfying answers, despicable company, with shady service. It figures, RIP off the poor and give to the fat cats. I'm really angry at these thieves, and hope this review helps someone who is unaware of there schemes.
just overall horrible! I don’t really do loans and they act like they don’t have time to explain it to you . They also get frustrated easily. Zero stars.
2nd experience this checksmart cashed a check that no other bank or finanncial organization would even study. I couldn't exadurate enuff how nice, helpful an informational the staff was or what a good experience i had going here. If there was more than 5 stars they would deserve every one of them. Deffinetly recommend this checksmart an I deffinetly will have a long future with buissiness.
No problems or complaints. No wheel chair accessibility, my restrooms available. Other than that everything it is fine clean building employees are very nice.