Universal 1 Credit Union in Beavercreek, Ohio

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

Universal 1 Credit Union photo

Universal 1 Credit Union photo

Overall rating for Universal 1 Credit Union

3.4
★★★★★
Based on 13 reviews on Google

Opening hours for Universal 1 Credit Union

Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 6:00 PM
Saturday: 10:00 AM – 1:00 PM
Sunday: Closed

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NOTICE: We are NOT sponsored by or affiliated with Universal 1 Credit Union in any way. By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Easy Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

If you are looking for reliable financial services like payday loans in Beavercreek, Ohio, Universal 1 Credit Union can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.

Universal 1 Credit Union is a direct lender with easy approval for everyone. Even if you have bad credit, Universal 1 Credit Union can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 2450 Esquire Dr, Beavercreek, OH 45431, USA and apply for a quick loan via a short 5-minute application.

Having an overall rating of 3.4, Universal 1 Credit Union is loved (or hated) by 13 users, who got their emergency loans same day (or next day) after submitting an application.

Disclaimer: We do not represent Universal 1 Credit Union and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.

Universal 1 Credit Union contact info

Name: Universal 1 Credit Union
Address: 2450 Esquire Dr, Beavercreek, OH 45431, USA
Phone: (937) 431-3100
Website: https://u1cu.org/

Universal 1 Credit Union offices locations on the map

Universal 1 Credit Union rates and requirements for payday loans

MIN Loan Amount $100
MAX Loan Amount $5000
MIN. Loan Term 7 days
MAX. Loan Term 60 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

User Rating

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Universal 1 Credit Union's Reviews

Kimberly Wolfes profile picture
Kimberly Wolfe
★★★★★

Wonderful customer service. Far more understanding than Chase bank (who had messed up our request three times). I highly recommend this U1 location!

Shae Reynoldss profile picture
Shae Reynolds
★★★★★

I left a voicemail on Thursday morning it is going on Saturday afternoon no one has called me back or even attempted to.

Diana Mingos profile picture
Diana Mingo
★★★★★

I've had only positive experiences. Love the service.....

matzpimp .s profile picture
matzpimp .
★★★★★

This used to be a great bank but I've been havin major problems with them lately. A few months ago I sent them a check through the tube drive-through in the girl tried to act like she was taking $300 out of my acount and I had to make it a point to tell her and she said she made a mistake. Then just today I had to call them because they tried to over draft me after I put a check in the night deposit Box Wednesday night so they got at Thursday morning. I make credit card payments on Friday and they tried to overdraft it. They got it fix but it was still a pain in the butt.

Jessica Weavers profile picture
Jessica Weaver
★★★★★

Very rude associates, and the manager is just as rude if not more so. We had to use this location for a sister bank to deposit, never again will come back to this location, we will find another location that is sister to our bank!