1st Colonial Community Bank in Collingswood, New Jersey

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

1st Colonial Community Bank photo

1st Colonial Community Bank photo

Overall rating for 1st Colonial Community Bank

3.3
★★★★★
Based on 20 reviews on Google

Opening hours for 1st Colonial Community Bank

Monday: 8:00 AM – 6:00 PM
Tuesday: 8:00 AM – 6:00 PM
Wednesday: 8:00 AM – 6:00 PM
Thursday: 8:00 AM – 6:00 PM
Friday: 8:00 AM – 6:00 PM
Saturday: 9:00 AM – 1:00 PM
Sunday: Closed

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Easy Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

If you are looking for reliable financial services like payday loans in Collingswood, New Jersey, 1st Colonial Community Bank can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.

1st Colonial Community Bank is a direct lender with easy approval for everyone. Even if you have bad credit, 1st Colonial Community Bank can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 1040 Haddon Ave, Collingswood, NJ 08108, USA and apply for a quick loan via a short 5-minute application.

Having an overall rating of 3.3, 1st Colonial Community Bank is loved (or hated) by 20 users, who got their emergency loans same day (or next day) after submitting an application.

Disclaimer: We do not represent 1st Colonial Community Bank and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.

1st Colonial Community Bank contact info

Name: 1st Colonial Community Bank
Address: 1040 Haddon Ave, Collingswood, NJ 08108, USA
Phone: (856) 858-1100
Website: https://1stcolonial.com/

1st Colonial Community Bank offices locations on the map

1st Colonial Community Bank rates and requirements for payday loans

MIN Loan Amount $100
MAX Loan Amount $5000
MIN. Loan Term 7 days
MAX. Loan Term 60 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

User Rating

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1st Colonial Community Bank's Reviews

Jamie Monaghans profile picture
Jamie Monaghan
★★★★★

I like this bank. Have had good experiences at the Westville branch drive through, quick and friendly. All good at the branch in Collingswood too, my kids like to bring their piggy banks to the coin machine. Staff always friendly.

Chris Hals profile picture
Chris Hal
★★★★★

This bank is the most unprofessional financial institution that I have ever dealt with in my 17-years of entrepreneurship. Paul S. Chafchun was hired Nov2018; he is the most arrogant, sarcastic, condescending individual that you would ever expect to be working in a loan department of a bank. He pressured me into closing out my Business Line of Credit (LOC) to instead open a Home Equity Line of Credit (HELOC); Under his guidance we closed the Business Line of Credit. When I expressed frustration in having to complete another application he said, “I will fill out the application for you. Please sign and e-mail it to me.” That sounded extremely unprofessional and concerning that he wanted me to sign a blank financial document and he would later insert data. Instead, I completed the application and submitted the application for the Home Equity Line of Credit only to learn that the Bank would not provide the HELOC due to the fact that the property was owned by a Limited Liability Company (LLC). The bank already knew the property was owned by an LLC and so should have Mr. Chafchun. Due to Mr. Chafchun’s inadequacies and inattentiveness, to our specific situation, resulted in our company being left in limbo. When this issue was brought to his attention, he basically stated he could care less and told us that we could find another bank. When we inquired about using another property as collateral to secure a HELOC Mr. Chafchun repeatedly ignored my emails and phone calls, all of which I have documented. When I pressed the issue, I finally received a phone call at which time he told me that he had spoken to the Directors within the bank and they decided to “take a pass” on providing us loans. Now keep in mind, not only have we never missed a payment but just in the calendar year 2018 we paid an estimated $52,000 in interest, and this was the treatment we received. I wanted to share my experience with the President, Gerard Banmiller; I left a message but he never returned my call. From the onset there were warning signs which I should have heeded but instead I settled and tolerated it only because my accountant had referred this institution. Some examples are: the hours are terrible, they demanded that I open checking accounts with their bank and they charge not only a $10 a month Maintenance fee but also a fee for each transaction made; its not the amount that was charged but just the principle. The online banking features are absolutely horrible and so frustrating to say the least; the website is antiquated and far from user friendly. They required a 2nd Property Appraisal despite the fact that they had already obtained one just two years prior. Their appraisals come in MUCH lower than other lenders. We had appraisals from other lenders which were considerably higher and in fact the appraisal they obtained even came in much lower than the appraised value of the County Tax Assessors Office. So, if you are looking for a bank to yield you the highest value for your property then clearly this bank will not do you any justice. This bank also likes to nickel and dime you by inserting hidden fees so be sure that you read all the fine print. Their rates are variable and, in my assessment, tend to be ¼ % higher than their competitors. In summary, with my Credit Score, my history of making on time payments, my projected future earnings, multiple businesses you would think this small community bank would be salivating for my business. However, Mr. Chafchun literally laughed me off the phone and told me to find another lender. His pure arrogance and disdain for my due diligence of fully understanding the internal and federal policies was too much for him to handle. In the end, his lack of intellect and his lack of people skills resulted in not only me finding a new Lender but also my Accountant, which is a very large South Jersey firm, has decided to pull all of their business from this lender because they too have reached their threshold and instead will be referring their customers to other lenders. Buyer Beware!

Steve Kellys profile picture
Steve Kelly
★★★★★

I have been banking with 1st Colonial since their inception. They live up to their motto "Nice people with money". Thank you for the personal attention when it is needed.

Kevin Gainess profile picture
Kevin Gaines
★★★★★

Apparently millennials are upset about tongue-in-cheek commercials. For my money though, actions talk and BS walks. I used 1st Colonial to mortgage my first home and I worked with Jason and Peggy and I can't give higher praise. I'm an impatient DIY type of person and I ask a lot of questions. Every annoying little question or email was answered meticulously and I never felt more comfortable, even making one of the largest transactions I will ever make in my life. Rates were amazing, service was excellent, highly recommend you check these guys out for your mortgage needs.

George Katsikiss profile picture
George Katsikis
★★★★★

Great bank and customer service

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