Payday Loans in Jersey City

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Jersey City, New Jersey?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Jersey City, New Jersey?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Jersey City, New Jersey?

The maximum amount of money you can get on a payday loan in Jersey City, New Jersey is $2500 with some restrictions, and the maximum term is not specified. The finance charge fees and/or interest rates (APR) if specified can go up to 30 APR% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $2500 with some restrictions
Minimum Loan Term 7 days
Minimum Loan Term not specified
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Jersey City, New Jersey?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Jersey City, New Jersey with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Jersey City, New Jersey with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Jersey City, New Jersey:

PennyMac Mortgage Investment Trust Payday Loans Picture

PennyMac Mortgage Investment Trust

5
★★★★★
Based on 1 Google reviews
Address: 480 Washington Blvd, Jersey City, NJ 07310, USA
Phone: (866) 271-9980
Website: https://pennymacmortgageinvestmenttrust.com/corporateprofile.aspx
City Check Cashing Payday Loans Picture

City Check Cashing

4.9
★★★★★
Based on 12 Google reviews
Address: 220 Broadway, Jersey City, NJ 07306, USA
Phone: (201) 435-7100
Website: https://expressloansofamerica.com/
Sphinx Trading Co Payday Loans Picture

Sphinx Trading Co

4
★★★★★
Based on 4 Google reviews
Address: 2828 John F. Kennedy Blvd B, Jersey City, NJ 07306, USA
Phone: (201) 659-7555
Website: https://expressloansofamerica.com/
RCD Check Cashing Services Inc Payday Loans Picture

RCD Check Cashing Services Inc

3.7
★★★★★
Based on 7 Google reviews
Address: 222 Duncan Ave, Jersey City, NJ 07306, USA
Phone: (201) 434-3700
Website: https://locations.westernunion.com/us/nj/jersey-city/e36d36902d1e012038d37d09590dc941
World Business Lenders Payday Loans Picture

World Business Lenders

3.7
★★★★★
Based on 23 Google reviews
Address: 101 Hudson St 33rd floor, Jersey City, NJ 07302, USA
Phone: (800) 432-9359
Website: https://wbl.com/
Jemma Loan Co Inc Payday Loans Picture

Jemma Loan Co Inc

3.6
★★★★★
Based on 9 Google reviews
Address: 190 Newark Ave, Jersey City, NJ 07302, USA
Phone: (201) 333-1441
Website: https://jemmapawn.com/
Fulton Check Cashing Payday Loans Picture

Fulton Check Cashing

3.3
★★★★★
Based on 12 Google reviews
Address: 161 Martin Luther King Dr, Jersey City, NJ 07305, USA
Phone: (201) 434-5567
Website: https://locations.westernunion.com/us/nj/guttenberg/84ef652ef7838917a562bdfc97842cf6
Bank of America Financial Center Payday Loans Picture

Bank of America Financial Center

2.7
★★★★★
Based on 28 Google reviews
Address: 125 Town Square Pl, Jersey City, NJ 07310, USA
Phone: (201) 626-2852
Website: https://locators.bankofamerica.com/nj/jerseycity/financial-centers-jersey-city-14725.html
E Z Check Cashing & Financial Services Payday Loans Picture

E Z Check Cashing & Financial Services

2.6
★★★★★
Based on 5 Google reviews
Address: 682 NJ-440, Jersey City, NJ 07304, USA
Phone: (201) 332-5881
Website: https://expressloansofamerica.com/
Imperial PFS Payday Loans Picture

Imperial PFS

0
★★★★★
Based on 0 Google reviews
Address: 30 Montgomery St 501, Jersey City, NJ 07302, USA
Phone: (201) 631-5600
Website: https://ipfs.com/