Stearns Bank N.A. - St. Cloud photo
Overall rating for Stearns Bank N.A. - St. Cloud
Opening hours for Stearns Bank N.A. - St. Cloud
Monday: 7:30 AM – 6:00 PM
Tuesday: 7:30 AM – 6:00 PM
Wednesday: 7:30 AM – 6:00 PM
Thursday: 7:30 AM – 6:00 PM
Friday: 7:30 AM – 6:00 PM
Saturday: 8:00 AM – 12:00 PM
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in St Cloud, Minnesota, Stearns Bank N.A. - St. Cloud can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Stearns Bank N.A. - St. Cloud is a direct lender with easy approval for everyone. Even if you have bad credit, Stearns Bank N.A. - St. Cloud can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 4191 2nd St S, St Cloud, MN 56301, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 2.7, Stearns Bank N.A. - St. Cloud is loved (or hated) by 10 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Stearns Bank N.A. - St. Cloud and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Stearns Bank N.A. - St. Cloud contact info
| Name: | Stearns Bank N.A. - St. Cloud |
|---|---|
| Address: | 4191 2nd St S, St Cloud, MN 56301, USA |
| Phone: | (320) 253-6607 |
| Website: | https://stearnsbank.com/ |
Stearns Bank N.A. - St. Cloud offices locations on the map
Stearns Bank N.A. - St. Cloud rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Stearns Bank N.A. - St. Cloud's Reviews
No customer service. I feel embarrassed banking with Stearns.
Great friendly bank that remembers me by name. I only go in once a month maybe and don’t have much money, but they remember me. First bank that’s done that, makes me feel important. Always friendly inside and drive thru. And always helpful with any papers or past documentation I need.
One of the worst banks I have ever dealt with. Went to the drive through to exchange $40 for four rolls of quarters. The lady asked if I had an account with them. No, cause I live an hour away. She says she can't exchange it then. Seriously? It's not like I am cashing a check. The teller lady was rude as hell and smiled while she was being rude. So I call to speak to the bank manager. I explain the situation and she tells me it's because of risk of money laundering? Really!? Do you honestly think I am going to money launder $40? Then I proceeded to ask why other banks would do it but not them. She said it's a federal thing. If it's a federal thing then no banks would do it period. Just as I was about to say something she says thanks for calling and literally hangs up on me and clearly slammed the phone down as you could hear it smack the base of the phone. I recommend staying away from this bank all together and take your business somewhere else. Horrible horrible and unprofessional.
I thought going to a smaller bank would be beneficial, but it ended up being the complete opposite. The mobile banking app for Stearns Bank crashes frequently, other times it will say "Balance Unavailable." Customer service is a joke. If you leave the St. Cloud area you are sure to be assessed fee's for using your card at the ATM as they don't have mutual ATM machines nor a MoneyPass card like U.S. Bank. There is no mobile deposit, no ATM deposit. They could care less about the customers, every time I walk in I get the feeling every one there is just there for a paycheck. All in all I would avoid Stearns Bank when there are much better options out there!
Stearns Bank has a great personal staff that make me feel very welcome each and every time I enter through the door.