Payday Loans in Minneapolis

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Minneapolis, Minnesota?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Minneapolis, Minnesota?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Minneapolis, Minnesota?

The maximum amount of money you can get on a payday loan in Minneapolis, Minnesota is $350, and the maximum term is 30 days. The finance charge fees and/or interest rates (APR) if specified can go up to 10%, but the percentage totally depends on the amount advanced (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $350
Minimum Loan Term 7 days
Minimum Loan Term 30 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Minneapolis, Minnesota?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Minneapolis, Minnesota with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Minneapolis, Minnesota with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Minneapolis, Minnesota:

ACE Cash Express Payday Loans Picture

ACE Cash Express

5
★★★★★
Based on 1 Google reviews
Address: 2925 Dupont Ave S, Minneapolis, MN 55408, USA
Phone: (612) 825-1070
Website: https://acecashexpress.com/
Open Door Home Loans Payday Loans Picture

Open Door Home Loans

5
★★★★★
Based on 1 Google reviews
Address: 2524 Hennepin Ave A, Minneapolis, MN 55405, USA
Phone: (612) 374-9907
Website: https://No website
Premier Bank Bloomington Payday Loans Picture

Premier Bank Bloomington

4.9
★★★★★
Based on 8 Google reviews
Address: 500 W 98th St 4714, Minneapolis, MN 55420, USA
Phone: (952) 888-5678
Website: https://premierbanks.com/
Supreme Lending Payday Loans Picture

Supreme Lending

4.7
★★★★★
Based on 34 Google reviews
Address: 3200 Main St NW 255, Minneapolis, MN 55448, USA
Phone: (763) 576-9201
Website: https://supremelending.com/
Ez Cash Payday Loans Picture

Ez Cash

4.6
★★★★★
Based on 9 Google reviews
Address: 1011 E Moore Lake Dr, Minneapolis, MN 55432, USA
Phone: (763) 574-2193
Website: https://No website
Metro Check Cashing Payday Loans Picture

Metro Check Cashing

4.3
★★★★★
Based on 12 Google reviews
Address: 2211 Lowry Ave N, Minneapolis, MN 55411, USA
Phone: (612) 521-1404
Website: https://fastcash24.pw/
Affinity Plus Federal Credit Union Payday Loans Picture

Affinity Plus Federal Credit Union

4.2
★★★★★
Based on 19 Google reviews
Address: 555 Nicollet Mall 251, Minneapolis, MN 55402, USA
Phone: (651) 291-3700
Website: https://affinityplus.org/connect-with-us/locations/minneapolis-nicollet-mall
Unbank Company Payday Loans Picture

Unbank Company

3.7
★★★★★
Based on 16 Google reviews
Address: 727 Hennepin Ave, Minneapolis, MN 55403, USA
Phone: (612) 843-5212
Website: https://unbankcompany.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.7
★★★★★
Based on 16 Google reviews
Address: 2701 E Lake St, Minneapolis, MN 55406, USA
Phone: (612) 729-0265
Website: https://acecashexpress.com/locations/minnesota/minneapolis/2859
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.5
★★★★★
Based on 13 Google reviews
Address: 527 W Broadway Ave, Minneapolis, MN 55411, USA
Phone: (612) 522-4567
Website: https://acecashexpress.com/locations/minnesota/minneapolis/2380
OneMain Financial Payday Loans Picture

OneMain Financial

3.4
★★★★★
Based on 13 Google reviews
Address: 5109 Minnetonka Blvd, Minneapolis, MN 55416, USA
Phone: (952) 926-1780
Website: https://onemainfinancial.com/branches/MN/Saint-Louis-Park/55416/4458
UnBank Check Cashing- North Minneapolis Payday Loans Picture

UnBank Check Cashing- North Minneapolis

3.2
★★★★★
Based on 5 Google reviews
Address: 1508 W Broadway Ave, Minneapolis, MN 55411, USA
Phone: (612) 843-5211
Website: https://unbankcompany.com/
Alerus Payday Loans Picture

Alerus

2.6
★★★★★
Based on 5 Google reviews
Address: Canadian Pacific Plaza, 120 South 6th St Suite 200, Minneapolis, MN 55402, USA
Phone: (612) 321-0991
Website: https://alerus.com/
New Money Express Payday Loans Picture

New Money Express

2.3
★★★★★
Based on 27 Google reviews
Address: 108 E Lake St, Minneapolis, MN 55408, USA
Phone: (612) 824-2274
Website: https://cfsc.com/locations/108-e-lake-st-minneapolis-mn-55408
Tawakal Money Express Payday Loans Picture

Tawakal Money Express

1.5
★★★★★
Based on 2 Google reviews
Address: 1926 Chicago Ave, Minneapolis, MN 55404, USA
Phone: (612) 871-8232
Website: https://fastcash24.pw/
EZCASHUSA Payday Loans Picture

EZCASHUSA

0
★★★★★
Based on 1 Google reviews
Address: 80 S 8th St Ste 990 20113, Minneapolis, MN 55402, USA
Phone: (612) 540-0540
Website: https://ezcashusa.com/minneapolis-payday-loans/
ACE Cash Express Payday Loans Picture

ACE Cash Express

0
★★★★★
Based on 0 Google reviews
Address: 27 E Franklin Ave, Minneapolis, MN 55404, USA
Phone: (612) 871-4795
Website: https://acecashexpress.com
Banneker Finance & Mortgage Payday Loans Picture

Banneker Finance & Mortgage

0
★★★★★
Based on 0 Google reviews
Address: 8039 Clinton Ave S, Minneapolis, MN 55420, USA
Phone: (952) 884-3954
Website: https://No website
Mbpa Quick Cash Payday Loans Picture

Mbpa Quick Cash

0
★★★★★
Based on 0 Google reviews
Address: 1818 Lowry Ave N, Minneapolis, MN 55411, USA
Phone:
Website: https://fastcash24.pw/
Community Reinvestment Fund, USA Payday Loans Picture

Community Reinvestment Fund, USA

0
★★★★★
Based on 0 Google reviews
Address: 801 Nicollet Mall, Minneapolis, MN 55402, USA
Phone: (612) 338-3050
Website: https://crfusa.com/
Long Moune Financial Payday Loans Picture

Long Moune Financial

0
★★★★★
Based on 0 Google reviews
Address: 7038 Brooklyn Blvd, Minneapolis, MN 55429, USA
Phone: (763) 503-4899
Website: https://No website
Standard Holdings Payday Loans Picture

Standard Holdings

0
★★★★★
Based on 0 Google reviews
Address: 8053 E Bloomington Fwy, Minneapolis, MN 55420, USA
Phone: (952) 881-0729
Website: https://No website
Guardian Wealth Advisors Payday Loans Picture

Guardian Wealth Advisors

0
★★★★★
Based on 0 Google reviews
Address: 8201 Norman Center Dr, Minneapolis, MN 55437, USA
Phone: (952) 746-3211
Website: https://guardian-wealth.com/
Choice Mortgage Inc Payday Loans Picture

Choice Mortgage Inc

0
★★★★★
Based on 0 Google reviews
Address: 6009 Wayzata Blvd 113, Minneapolis, MN 55416, USA
Phone: (952) 541-5450
Website: https://No website
Probanc Commercial Lending Payday Loans Picture

Probanc Commercial Lending

0
★★★★★
Based on 0 Google reviews
Address: 2751 Hennepin Ave, Minneapolis, MN 55408, USA
Phone: (612) 235-2000
Website: https://No website
Payday America Payday Loans Picture

Payday America

0
★★★★★
Based on 0 Google reviews
Address: 2600 Nicollet Ave, Minneapolis, MN 55408, USA
Phone: (612) 872-8673
Website: https://paydayamerica.com/
Minnesota Business Finance Payday Loans Picture

Minnesota Business Finance

0
★★★★★
Based on 0 Google reviews
Address: 100 S 5th St 2400, Minneapolis, MN 55402, USA
Phone: (612) 746-6900
Website: https://premiumloans.club/
Fairfield St Clair Inc Payday Loans Picture

Fairfield St Clair Inc

0
★★★★★
Based on 0 Google reviews
Address: 701 S 4th Ave 500, Minneapolis, MN 55415, USA
Phone: (612) 607-4546
Website: https://No website
Win Renewable Fund Payday Loans Picture

Win Renewable Fund

0
★★★★★
Based on 0 Google reviews
Address: 5200 W 73rd St, Minneapolis, MN 55439, USA
Phone: (612) 332-1517
Website: https://No website
Generational Equity Payday Loans Picture

Generational Equity

0
★★★★★
Based on 0 Google reviews
Address: 60 South 6th St, Minneapolis, MN 55402, USA
Phone: (952) 232-4053
Website: https://No website
North Central Equity LLC Payday Loans Picture

North Central Equity LLC

0
★★★★★
Based on 0 Google reviews
Address: 121 S 8th St ste 950, Minneapolis, MN 55402, USA
Phone: (612) 465-0260
Website: https://ncequity.net/
Neighborhood Financial Services Payday Loans Picture

Neighborhood Financial Services

0
★★★★★
Based on 0 Google reviews
Address: 8009 Nicollet Ave, Minneapolis, MN 55420, USA
Phone:
Website: https://No website
Equity Commercial Services Payday Loans Picture

Equity Commercial Services

0
★★★★★
Based on 0 Google reviews
Address: 9231 Penn Ave S, Minneapolis, MN 55431, USA
Phone: (952) 884-3093
Website: https://No website
G T Loans Payday Loans Picture

G T Loans

0
★★★★★
Based on 0 Google reviews
Address: 7648 Zane Ave N, Minneapolis, MN 55443, USA
Phone:
Website: https://fastcash24.pw/
Hiway Federal Credit Union Payday Loans Picture

Hiway Federal Credit Union

0
★★★★★
Based on 0 Google reviews
Address: 5025 E 54th St, Minneapolis, MN 55417, USA
Phone:
Website: https://hiway.org/about/locations/hiway-branches/index.html