Payday Loans in St Paul

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in St Paul, Minnesota?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in St Paul, Minnesota?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in St Paul, Minnesota?

The maximum amount of money you can get on a payday loan in St Paul, Minnesota is $350, and the maximum term is 30 days. The finance charge fees and/or interest rates (APR) if specified can go up to 10%, but the percentage totally depends on the amount advanced (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $350
Minimum Loan Term 7 days
Minimum Loan Term 30 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in St Paul, Minnesota?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in St Paul, Minnesota with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in St Paul, Minnesota with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in St Paul, Minnesota:

Exodus Lending Payday Loans Picture

Exodus Lending

5
★★★★★
Based on 1 Google reviews
Address: 2380 Wycliff St Suite B-100, St Paul, MN 55114, USA
Phone: (612) 615-0067
Website: https://exoduslending.org/
PHH Home Loans Payday Loans Picture

PHH Home Loans

5
★★★★★
Based on 1 Google reviews
Address: 576 Bielenberg Dr 100, St Paul, MN 55125, USA
Phone: (651) 730-2520
Website: https://laon.us/
Checks Cashed Payday Loans Picture

Checks Cashed

4.6
★★★★★
Based on 14 Google reviews
Address: 259 University Ave W, St Paul, MN 55103, USA
Phone: (651) 291-1666
Website: https://premiumloans.club/
Coulee Bank Payday Loans Picture

Coulee Bank

4.5
★★★★★
Based on 6 Google reviews
Address: 742 Grand Ave, St Paul, MN 55105, USA
Phone: (651) 698-8100
Website: https://couleebank.net/
Twin Cities Pawn Payday Loans Picture

Twin Cities Pawn

4.2
★★★★★
Based on 141 Google reviews
Address: 1021 Geneva Ave N, St Paul, MN 55128, USA
Phone: (651) 730-7296
Website: https://twincitiespawn.com/
Checks R Us Payday Loans Picture

Checks R Us

4.1
★★★★★
Based on 9 Google reviews
Address: 942 Payne Ave, St Paul, MN 55106, USA
Phone: (651) 772-3343
Website: https://No website
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.9
★★★★★
Based on 29 Google reviews
Address: 1532 University Ave W Ste 100, St Paul, MN 55104, USA
Phone: (651) 645-3965
Website: https://acecashexpress.com/locations/minnesota/st-paul/2362
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.7
★★★★★
Based on 27 Google reviews
Address: 668 7th St W, St Paul, MN 55102, USA
Phone: (651) 291-5246
Website: https://acecashexpress.com/locations/minnesota/st-paul/2373
Metro Transit Unloan Unbank Payday Loans Picture

Metro Transit Unloan Unbank

3.7
★★★★★
Based on 3 Google reviews
Address: 1700 Rice St, St Paul, MN 55113, USA
Phone: (612) 843-5218
Website: https://unbankcompany.com/
Unbank Payday Loans Picture

Unbank

3.4
★★★★★
Based on 7 Google reviews
Address: 478 Lexington Pkwy N, St Paul, MN 55104, USA
Phone: (612) 843-5202
Website: https://unbankcompany.com/location/st-paul/
Ideal Credit Union Payday Loans Picture

Ideal Credit Union

3.3
★★★★★
Based on 43 Google reviews
Address: 2401 McKnight Rd N, St Paul, MN 55109, USA
Phone: (651) 770-7000
Website: https://idealcu.com/
TCF Bank Payday Loans Picture

TCF Bank

3.2
★★★★★
Based on 10 Google reviews
Address: 1988 Suburban Ave, St Paul, MN 55119, USA
Phone: (800) 823-2265
Website: https://tcfbank.com/
New Money Express Payday Loans Picture

New Money Express

2.5
★★★★★
Based on 18 Google reviews
Address: 785 E 7th St, St Paul, MN 55106, USA
Phone: (651) 771-2274
Website: https://cfsc.com/locations/785-e-7th-st-st-paul-mn-55106
EZCASHUSA Payday Loans Picture

EZCASHUSA

0
★★★★★
Based on 0 Google reviews
Address: 2136 Ford Pkwy 8044, St Paul, MN 55116, USA
Phone: (651) 350-1915
Website: https://ezcashusa.com/st-paul-payday-loans/
Great Lakes Higher Education Payday Loans Picture

Great Lakes Higher Education

0
★★★★★
Based on 0 Google reviews
Address: 444 Cedar St 600, St Paul, MN 55101, USA
Phone: (800) 236-4300
Website: https://home.mygreatlakes.org/
Payday America Payday Loans Picture

Payday America

0
★★★★★
Based on 0 Google reviews
Address: 1885 Suburban Ave, St Paul, MN 55119, USA
Phone: (651) 735-2292
Website: https://paydayamerica.com/
EZ CASH Payday Loans Picture

EZ CASH

0
★★★★★
Based on 0 Google reviews
Address: 3035 White Bear Ave, St Paul, MN 55109, USA
Phone: (651) 770-9593
Website: https://No website
Minnesota Indian Econ Development Payday Loans Picture

Minnesota Indian Econ Development

0
★★★★★
Based on 0 Google reviews
Address: 831 Como Ave, St Paul, MN 55103, USA
Phone: (651) 917-0819
Website: https://No website
PHH Home Loans Payday Loans Picture

PHH Home Loans

0
★★★★★
Based on 0 Google reviews
Address: 821 Grand Ave, St Paul, MN 55105, USA
Phone: (952) 844-6300
Website: https://fastcash24.pw/
Summit Mortgage Payday Loans Picture

Summit Mortgage

0
★★★★★
Based on 0 Google reviews
Address: 3640 Talmage Cir, St Paul, MN 55110, USA
Phone: (651) 717-4040
Website: https://summit-mortgage.com