Superior Choice Credit Union in Hermantown, Minnesota

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

Superior Choice Credit Union photo

Superior Choice Credit Union photo

Overall rating for Superior Choice Credit Union

2.9
★★★★★
Based on 10 reviews on Google

Opening hours for Superior Choice Credit Union

Monday: 8:30 AM – 6:00 PM
Tuesday: 8:30 AM – 6:00 PM
Wednesday: 8:30 AM – 6:00 PM
Thursday: 8:30 AM – 6:00 PM
Friday: 8:30 AM – 6:00 PM
Saturday: Closed
Sunday: Closed

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NOTICE: We are NOT sponsored by or affiliated with Superior Choice Credit Union in any way. By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Easy Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

If you are looking for reliable financial services like payday loans in Hermantown, Minnesota, Superior Choice Credit Union can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.

Superior Choice Credit Union is a direct lender with easy approval for everyone. Even if you have bad credit, Superior Choice Credit Union can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 4161 Haines Rd, Hermantown, MN 55811, USA and apply for a quick loan via a short 5-minute application.

Having an overall rating of 2.9, Superior Choice Credit Union is loved (or hated) by 10 users, who got their emergency loans same day (or next day) after submitting an application.

Disclaimer: We do not represent Superior Choice Credit Union and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.

Superior Choice Credit Union contact info

Name: Superior Choice Credit Union
Address: 4161 Haines Rd, Hermantown, MN 55811, USA
Phone: (800) 569-4167
Website: https://superiorchoice.com/

Superior Choice Credit Union offices locations on the map

Superior Choice Credit Union rates and requirements for payday loans

MIN Loan Amount $100
MAX Loan Amount $5000
MIN. Loan Term 7 days
MAX. Loan Term 60 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

User Rating

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Superior Choice Credit Union's Reviews

Adrian Gledhills profile picture
Adrian Gledhill
★★★★★

As a former account rep at another bank, I understand banking fees and regulations, so this comes from a place of experience when I say this bank is terrible. They don’t store images of checks so if you want to see what your check was for, you have to pay to have them research it. They charge fees for check deposits that bounce but don’t store the image so you have to pay to have them pull the check that bounced so you can know who bounced their check on you. Just about everything has to be done in person and via physical paper vs electronically. Their fee structure is high and they do not wave any fees, even if the fees were a result of their poor electronic system. They switched debit card companies and cancelled everyone’s cards while mailing out the new ones. This was very poorly communicated leaving me without a debit card until the new one came. Just about every time I call customer service, I am given different information (the reps do not have appropriate training) and often the customer service reps escalate the call leaving me more frustrated after talking with them instead of less frustrated. It seems nothing can be handled over the phone other than getting your account balance. Nothing can be handled electronically on their website except checking your balance. This is a terrible bank who doesn’t care at all about keeping their account holders happy.

Damiens profile picture
Damien
★★★★★

They recently switched over their credit cards to a third party, which is really inconvenient for paying and the bank tells can barely give you info about how to pay them. Very slow service on top of it. I know I'll probably be switching banks soon. very unimpressed.

Nicole Bs profile picture
Nicole B
★★★★★

SCCU was sending my husband's bank statements to the wrong email address. We requested documentation to see if it was our error or theirs. We received the requested documentation and it showed the error was theirs.. he had written his email address down correctly. An SCCU employee had entered it into their system incorrectly. My husband (not receiving bank statements, as his private financial information was being sent to someone else) overdrafted. SCCU charged us astronomical fees and refused to work with us to reduce the fees even a small amount. They did acknowledge their error... but refused to take any financial responsibility. We would have happily paid some of these fees, as he did overdraft, but he also wasn't receiving statements that he had requested to receive due to an error on their end. This credit union could have reduced a portion of the fees to acknowledge their error and we would have been happy. We were a young couple with future loan and investment needs. This credit union could have sacrificed a couple hundred dollars to "wow" us, and in return, could have made hundreds or even thousands more. We could have told everyone we knew how fair and trustworthy this credit union was. Instead, we tell everyone we know to stay far away from this establishment.

jeanne paveks profile picture
jeanne pavek
★★★★★

I've got nothing but amazing things to say about these guys!!! Excellent customer service, personal touch to all they do. I've been trying to fix my credit and they have been helping me every step of the way!!

David Paul Ellenwoods profile picture
David Paul Ellenwood
★★★★★

Well, what did I expect? It's small town banking at it's best. Online banking is through a third-party service called "It's Me 24/7". The design and functionality doesn't look like it's been updated since about 2005. Oh, and they _say_ that they have he ability to connect with Quicken and other banking programs. That's a lie unless you're using versions of the software from before 2006. No up-to-date version of Quicken or MS Money would be able to connect to your accounts with them. Their IT staff basically said, we don't test or support it (even though their website says it does).