Old Second National Bank photo
Overall rating for Old Second National Bank
Opening hours for Old Second National Bank
Monday: 8:30 AM – 5:00 PM
Tuesday: 8:30 AM – 5:00 PM
Wednesday: 8:30 AM – 5:00 PM
Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 5:00 PM
Saturday: 8:30 AM – 12:00 PM
Sunday: Closed
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If you are looking for reliable financial services like payday loans in Ottawa, Illinois, Old Second National Bank can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Old Second National Bank is a direct lender with easy approval for everyone. Even if you have bad credit, Old Second National Bank can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 323 E Norris Dr, Ottawa, IL 61350, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 2.5, Old Second National Bank is loved (or hated) by 8 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Old Second National Bank and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Old Second National Bank contact info
| Name: | Old Second National Bank |
|---|---|
| Address: | 323 E Norris Dr, Ottawa, IL 61350, USA |
| Phone: | (877) 866-0202 |
| Website: | https://oldsecond.com/ |
Old Second National Bank offices locations on the map
Old Second National Bank rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Old Second National Bank's Reviews
There is zero customer service at this bank. Everything you ask for they will simply tell you they can’t do it or try and tell you how to do it yourself. They have no problem finding secret ways to hit you with late fees and paper fees every single chance they get. I would highly NOT recommend this bank, there are many other banks in town that have good customer service and does not need to make their money from stealing from your hard earned cash. I used to have four accounts with this bank including my company and have since removed all four. You have to pay close attention to your account because you will see tons of little transactions from the bank claiming that it is for paper charges even though you have online banking and other late fees even though the money was in the account.
I have been banking with Old Second for close to 10 years and I have been robbed by them TWICE now in less than 2 years. The first time they drained and closed my account was because the said they sent a letter in the mail stating that they would charge a monthly fee if their account holders didn’t switch to paperless E statements, well I never got that in the mail. Now I come to find out that they just drained and closed my account for the second time (I have the E statements, I did as I was instructed and signed up to avoid them charging me) and guess what they drained my account again!!!! because they were still charging me a fee!!!! This is the WORST banking experience I have ever had!! DO NOT TRUST THIS BANK WITH YOUR MONEY!! They have no problem stealing from you and won’t give you your money back! Do yourself a favor and bank elsewhere!
I've only had this account for a few months. As someone else has stated, the "estatements" that I DID sign up for got me also. But you call to have it fixed, and they tell you that you did not sign up for estatements. Best part is, I have NEVER received a statement at all. Neither email (unless it went to spam, unnoticed) or mail. Went to drive up today and had the worst customer service experience I have ever received there, not to mention I have never had even a decent experience. I am not the type of person that's brings a "bad day" to you, so I expect the same in return. Busy or not, a sincere greeting is not a lot to ask for. They literally came up to the speaker, said what they are expected to say, and turn around and walk away. Didn't even finish my banking that needed to be done today because I obviously wasn't worth their time. I will be sure to make a personal appearance when my transactions clear to close my account.
If you enjoy being called by your bank at your personal number and being left ambiguous messages this is the bank for you. Also you can sharpen up your driving skills negotiating their narrow drive up window and confusing parking lay-out. The drive-up window is acoustically retarded. She couldn't hear me. I had a hard time understanding her. She was at least 3 ft above me talking into the glass. I had to spell my name twice. I wouldn't have had to go to the window if the a.t M.dispensed hundreds. Compared to Chase,this outfit is a step down. Their monthly statement does come on high quality paper; numbers clearly printed. A+ on the printed monthly statement. Another plus is their atm has a higher limit. It spit out $600. No problem. Chase has a $400 limit.
My wife and I have done business with this bank for many years, I love the family friendly atmosphere. Margie, Erin & Misty are always friendly and willing to help in any way they can.