Payday Loans in Rockford

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Rockford, Illinois?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Rockford, Illinois?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Rockford, Illinois?

The maximum amount of money you can get on a payday loan in Rockford, Illinois is $1000, and the maximum term is 120 days. The finance charge fees and/or interest rates (APR) if specified can go up to 15.5% per $100 (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $1000
Minimum Loan Term 7 days
Minimum Loan Term 120 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Rockford, Illinois?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Rockford, Illinois with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Rockford, Illinois with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Rockford, Illinois:

Check `n Go Payday Loans Picture

Check `n Go

5
★★★★★
Based on 184 Google reviews
Address: 160 N Mulford Rd, Rockford, IL 61107, USA
Phone: (815) 226-3434
Website: https://locations.checkngo.com/illinois/rockford/160-n-mulford
Banquet Financial Payday Loans Picture

Banquet Financial

5
★★★★★
Based on 4 Google reviews
Address: 1070 W Riverside Blvd, Rockford, IL 61103, USA
Phone: (815) 282-1600
Website: https://banquetfinancial.net/
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 35 Google reviews
Address: 1239 Sandy Hollow Rd, Rockford, IL 61109, USA
Phone: (815) 399-2700
Website: https://advanceamerica.net/store-locations/illinois/1239-sandy-hollow-road-rockford-61109
Illinois Title Loans, Inc. Payday Loans Picture

Illinois Title Loans, Inc.

4.9
★★★★★
Based on 111 Google reviews
Address: 923 E State St, Rockford, IL 61104, USA
Phone: (815) 964-0375
Website: https://illinoistitleloansinc.com/illinois-title-loan-locations/il0278/923-east-state-street/rockford/il/61104
Midwest Title Loans Payday Loans Picture

Midwest Title Loans

4.9
★★★★★
Based on 71 Google reviews
Address: 4231 E State St, Rockford, IL 61108, USA
Phone: (815) 516-5557
Website: https://midwesttitleloans.net/
AmeriCash Loans Payday Loans Picture

AmeriCash Loans

4.9
★★★★★
Based on 40 Google reviews
Address: 4315 E State St, Rockford, IL 61108, USA
Phone: (815) 399-9734
Website: https://americashloans.net/locations/illinois/rockford/
Check Into Cash Payday Loans Picture

Check Into Cash

4.5
★★★★★
Based on 18 Google reviews
Address: 3437-39 N Main St, Rockford, IL 61103, USA
Phone: (815) 282-8282
Website: https://local.checkintocash.com/il/rockford/3437-39-n-main-st-4005.html
OneMain Financial Payday Loans Picture

OneMain Financial

4.4
★★★★★
Based on 10 Google reviews
Address: 211 Elm St Ste A, Rockford, IL 61101, USA
Phone: (815) 968-2473
Website: https://onemainfinancial.com/branches/IL/Rockford/61101/982
Cash Store Payday Loans Picture

Cash Store

4.3
★★★★★
Based on 4 Google reviews
Address: 1120 E State St, Rockford, IL 61104, USA
Phone: (815) 963-7700
Website: https://cashstore.com/local/payday-loans-rockford-il
Mariner Finance Payday Loans Picture

Mariner Finance

4.2
★★★★★
Based on 6 Google reviews
Address: 617 Highgrove Pl, Rockford, IL 61108, USA
Phone: (815) 873-6868
Website: https://marinerfinance.com/locations/Illinois/mariner-finance-location-in-Rockford-IL
First Northern Credit Union Payday Loans Picture

First Northern Credit Union

4.2
★★★★★
Based on 26 Google reviews
Address: 104 N Show Pl Dr, Rockford, IL 61107, USA
Phone: (815) 332-9898
Website: https://fncu.org/
Fiat Financial Money Center Payday Loans Picture

Fiat Financial Money Center

4
★★★★★
Based on 2 Google reviews
Address: 3641 N Main St, Rockford, IL 61103, USA
Phone: (815) 654-6101
Website: https://fiatfinancial.com/
Personal Finance Company Payday Loans Picture

Personal Finance Company

4
★★★★★
Based on 4 Google reviews
Address: 5411 E State St 4, Rockford, IL 61108, USA
Phone: (815) 226-5650
Website: https://marinerfinance.com/locations/illinois/mariner-finance-location-in-rockford-il-2/
Cash Store Payday Loans Picture

Cash Store

3.9
★★★★★
Based on 7 Google reviews
Address: 4221 E State St, Rockford, IL 61108, USA
Phone: (815) 397-2900
Website: https://cashstore.com/local/payday-loans-rockford-il
OneMain Financial Payday Loans Picture

OneMain Financial

3.9
★★★★★
Based on 9 Google reviews
Address: 5451 E State St, Rockford, IL 61108, USA
Phone: (815) 397-1193
Website: https://onemainfinancial.com/branches/IL/Rockford/61108/981
Heights Finance Corporation Payday Loans Picture

Heights Finance Corporation

3.4
★★★★★
Based on 5 Google reviews
Address: 5301 E State St Ste 111, Rockford, IL 61108, USA
Phone: (815) 231-0055
Website: https://heightsfinance.com/
Security Finance Payday Loans Picture

Security Finance

3.3
★★★★★
Based on 11 Google reviews
Address: 3618 E State St, Rockford, IL 61108, USA
Phone: (815) 227-0074
Website: https://security-finance.com/locations/rockford-il-1041/
Cash Store Payday Loans Picture

Cash Store

3
★★★★★
Based on 2 Google reviews
Address: 2410A S Alpine Rd, Rockford, IL 61108, USA
Phone: (815) 226-4300
Website: https://cashstore.com/local/payday-loans-rockford-il
Cash Store Payday Loans Picture

Cash Store

3
★★★★★
Based on 4 Google reviews
Address: 3134 11th St Ste A-2, Rockford, IL 61109, USA
Phone: (815) 226-4500
Website: https://cashstore.com/local/payday-loans-rockford-il
Easy Cash Solutions Payday Loans Picture

Easy Cash Solutions

2.6
★★★★★
Based on 5 Google reviews
Address: 5011 E State St, Rockford, IL 61108, USA
Phone: (815) 381-0780
Website: https://No website
Checks For Cash Payday Loans Picture

Checks For Cash

1
★★★★★
Based on 1 Google reviews
Address: 3704 N Main St, Rockford, IL 61103, USA
Phone: (815) 877-2700
Website: https://firstchoicepaydayloans.com/loans/
Checks For Cash Payday Loans Picture

Checks For Cash

0
★★★★★
Based on 0 Google reviews
Address: 1202 E State St, Rockford, IL 61104, USA
Phone: (815) 968-5020
Website: https://getloan.icu/
Jmb Business Funding Payday Loans Picture

Jmb Business Funding

0
★★★★★
Based on 0 Google reviews
Address: 6157 Whippoorwill Rd, Rockford, IL 61102, USA
Phone: (815) 968-6157
Website: https://No website