Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?
Or do you have an emergency situation and need money RIGHT NOW
There is a solution!
Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.
Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.
How to get a payday loan without a bank account in Chicago, Illinois?
For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.
Again, you can apply for a payday loan if you don’t have a bank account.
Here’s what you have to do to get a payday loan without checking account:
- Go to the top of this page and click the “Apply” button.
- Fill up the form with your personal and bank details.
- Submit the form and send the details.
Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.
What are the general requirements to qualify for a payday loan in Chicago, Illinois?
Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:
- You must be at least 18 years old to apply
- Have proof of income
- Have a valid checking account or prepaid debit account/card
- Have a phone number to receive calls or/and messages
How much can I get on a payday loan in Chicago, Illinois?
The maximum amount of money you can get on a payday loan in Chicago, Illinois is $1000, and the maximum term is 120 days. The finance charge fees and/or interest rates (APR) if specified can go up to 15.5% per $100 (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.
Minimum Loan Amount |
$100
|
Maximum Loan Amount |
$1000 |
Minimum Loan Term |
7 days
|
Minimum Loan Term |
120 days |
Credit score requirements |
Available for Bad Credit
|
Credit Check |
No Credit Check
|
What credit score is needed for a payday loan in Chicago, Illinois?
If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.
Can you get a payday loan in Chicago, Illinois with a 450-500-550 credit score?
The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.
Can I get a payday loan in Chicago, Illinois with really bad credit?
Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.
What payday loans are open today?
To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.
Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)
Payday Loan Companies in Chicago, Illinois:
5
★★★★★
Based on 51 Google reviews
Address: |
177 W Lake St, Chicago, IL 60601, USA
|
Phone: |
(312) 357-4000
|
Website: |
https://pls247.com/il/index.html |
5
★★★★★
Based on 18 Google reviews
Address: |
4820 W Irving Park Rd, Chicago, IL 60641, USA
|
Phone: |
(773) 205-1200
|
Website: |
https://lendnation.com/location/il/chicago/4820-w-irving-park-road-0455 |
5
★★★★★
Based on 9 Google reviews
Address: |
8202 S Stony Island Ave, Chicago, IL 60617, USA
|
Phone: |
(773) 978-9900
|
Website: |
https://lendnation.com/location/il/chicago/8202-s-stony-island-avenue-0458 |
5
★★★★★
Based on 4 Google reviews
Address: |
105 W Madison St, Chicago, IL 60602, USA
|
Phone: |
(312) 795-0017
|
Website: |
https://americashloans.net/locations/illinois/chicago/madison-clark/ |
5
★★★★★
Based on 5 Google reviews
Address: |
179 W Van Buren St, Chicago, IL 60605, USA
|
Phone: |
(312) 939-9777
|
Website: |
https://americashloans.net/locations/illinois/chicago/van-buren-wells/ |
5
★★★★★
Based on 7 Google reviews
Address: |
3243 N Harlem Ave, Chicago, IL 60634, USA
|
Phone: |
(773) 481-9053
|
Website: |
https://usapaydayloanstore.com/chicago |
5
★★★★★
Based on 35 Google reviews
Address: |
570 Roosevelt Rd, Chicago, IL 60607, USA
|
Phone: |
(312) 461-9999
|
Website: |
https://afchoice.com/citystore.php |
5
★★★★★
Based on 4 Google reviews
Address: |
8547 S Cicero Ave, Chicago, IL 60652, USA
|
Phone: |
(773) 582-0971
|
Website: |
https://local.checkintocash.com/il/chicago/8547-s-cicero-ave-4033.html |
5
★★★★★
Based on 179 Google reviews
Address: |
2307 W Lawrence Ave Unit A, Chicago, IL 60625, USA
|
Phone: |
(773) 271-0303
|
Website: |
https://locations.checkngo.com/illinois/chicago/2307-w-lawrence-ave- |
5
★★★★★
Based on 20 Google reviews
Address: |
719 N State St, Chicago, IL 60610, USA
|
Phone: |
(312) 951-9777
|
Website: |
https://americashloans.net/locations/illinois/chicago/state-superior/ |
5
★★★★★
Based on 42 Google reviews
Address: |
1431 W Montrose Ave, Chicago, IL 60613, USA
|
Phone: |
(773) 296-9777
|
Website: |
https://americashloans.net/locations/illinois/chicago/west-montrose/ |
5
★★★★★
Based on 5 Google reviews
Address: |
212 S Clark St L8, Chicago, IL 60604, USA
|
Phone: |
(312) 913-9777
|
Website: |
https://americashloans.net/locations/illinois/chicago/clark-adams/ |
5
★★★★★
Based on 1 Google reviews
Address: |
160 N Upper Wacker Dr suite 350, Chicago, IL 60606, USA
|
Phone: |
(800) 850-8599
|
Website: |
https://brotherloan.com/ |
5
★★★★★
Based on 226 Google reviews
Address: |
238 E 103rd St, Chicago, IL 60628, USA
|
Phone: |
(773) 568-0900
|
Website: |
https://locations.checkngo.com/illinois/chicago/238-e-103rd-st- |
5
★★★★★
Based on 181 Google reviews
Address: |
5160 S Pulaski Ave Ste 111, Chicago, IL 60632, USA
|
Phone: |
(773) 838-8900
|
Website: |
https://locations.checkngo.com/illinois/chicago/5160-s-pulaski-ave- |
5
★★★★★
Based on 1 Google reviews
Address: |
3243 N Harlem Ave, Chicago, IL 60634, USA
|
Phone: |
(800) 869-2274
|
Website: |
https://aaa1autotitleloans.com/chicago |
5
★★★★★
Based on 1 Google reviews
Address: |
8127 S Cicero Ave, Chicago, IL 60652, USA
|
Phone: |
(800) 869-2274
|
Website: |
https://aaa1autotitleloans.com/chicago |
5
★★★★★
Based on 49 Google reviews
Address: |
801 1/2 N Pulaski Rd, Chicago, IL 60651, USA
|
Phone: |
(773) 486-5400
|
Website: |
https://pls247.com/il/index.html |
5
★★★★★
Based on 1 Google reviews
Address: |
7100 W Addison St, Chicago, IL 60634, USA
|
Phone: |
(773) 205-2323
|
Website: |
https://bancmart.com/ |
5
★★★★★
Based on 1 Google reviews
Address: |
6960 W North Ave, Chicago, IL 60707, USA
|
Phone: |
(773) 836-0000
|
Website: |
https://chicagocashlenders.com/ |
4.9
★★★★★
Based on 649 Google reviews
Address: |
4648 S Cicero Ave, Chicago, IL 60638, USA
|
Phone: |
(773) 284-5758
|
Website: |
https://speedycash.com/find-a-store/illinois/chicago/cicero-and-w-47th/ |
4.9
★★★★★
Based on 38 Google reviews
Address: |
337 S Franklin St, Chicago, IL 60606, USA
|
Phone: |
(312) 322-0002
|
Website: |
https://pls247.com/il/index.html |
4.9
★★★★★
Based on 105 Google reviews
Address: |
8700 S Ashland Ave, Chicago, IL 60620, USA
|
Phone: |
(773) 239-2316
|
Website: |
https://illinoistitleloansinc.com/illinois-title-loan-locations/il0328/8700-south-ashland/chicago/il/60620 |
4.9
★★★★★
Based on 19 Google reviews
Address: |
103 N Wells St, Chicago, IL 60606, USA
|
Phone: |
(312) 236-9777
|
Website: |
https://americashloans.net/locations/illinois/chicago/washington-wells/ |
4.9
★★★★★
Based on 483 Google reviews
Address: |
8701 S Cottage Grove Ave, Chicago, IL 60619, USA
|
Phone: |
(773) 962-0621
|
Website: |
https://speedycash.com/find-a-store/illinois/chicago/cottage-grove-and-87th/ |
4.9
★★★★★
Based on 55 Google reviews
Address: |
6008 W North Ave, Chicago, IL 60639, USA
|
Phone: |
(773) 622-8630
|
Website: |
https://americashloans.net/locations/illinois/chicago/north-austin/ |
4.9
★★★★★
Based on 81 Google reviews
Address: |
1513 E 53rd St, Chicago, IL 60615, USA
|
Phone: |
(773) 493-5616
|
Website: |
https://americashloans.net/locations/illinois/chicago/hyde-park/ |
4.9
★★★★★
Based on 28 Google reviews
Address: |
22 E Adams St, Chicago, IL 60603, USA
|
Phone: |
(312) 256-8595
|
Website: |
https://broadwayfs.com/ |
4.9
★★★★★
Based on 7326 Google reviews
Address: |
One Prudential Plaza, 130 E Randolph St Suite 3400, Chicago, IL 60601, USA
|
Phone: |
(800) 990-9130
|
Website: |
https://opploans.com/ |
4.9
★★★★★
Based on 32 Google reviews
Address: |
9500 S Halsted St, Chicago, IL 60628, USA
|
Phone: |
(773) 298-9777
|
Website: |
https://americashloans.net/locations/illinois/chicago/95th-halsted/ |
4.9
★★★★★
Based on 135 Google reviews
Address: |
5638 W Fullerton Ave, Chicago, IL 60639, USA
|
Phone: |
(773) 237-7557
|
Website: |
https://locations.checkngo.com/illinois/chicago/5638-w-fullerton |
4.9
★★★★★
Based on 143 Google reviews
Address: |
2003 W 79th St, Chicago, IL 60620, USA
|
Phone: |
(773) 224-6000
|
Website: |
https://locations.checkngo.com/illinois/chicago/2003-w-79th-st- |
4.9
★★★★★
Based on 137 Google reviews
Address: |
3125 S Ashland Ave Ste 206, Chicago, IL 60608, USA
|
Phone: |
(773) 843-9200
|
Website: |
https://locations.checkngo.com/illinois/chicago/3125-s-ashland-ave- |
4.9
★★★★★
Based on 135 Google reviews
Address: |
3329 W North Ave, Chicago, IL 60647, USA
|
Phone: |
(773) 486-4200
|
Website: |
https://locations.checkngo.com/illinois/chicago/3329-w-north-ave- |
4.9
★★★★★
Based on 42 Google reviews
Address: |
9920 S Western Ave, Chicago, IL 60643, USA
|
Phone: |
(773) 881-3300
|
Website: |
https://pls247.com/il/index.html |
4.8
★★★★★
Based on 90 Google reviews
Address: |
4838 S Cicero Ave, Chicago, IL 60638, USA
|
Phone: |
(773) 582-0800
|
Website: |
https://pls247.com/il/index.html |
4.8
★★★★★
Based on 54 Google reviews
Address: |
4815 W Irving Park Rd, Chicago, IL 60641, USA
|
Phone: |
(773) 736-9777
|
Website: |
https://americashloans.net/locations/illinois/chicago/six-corners/ |
4.8
★★★★★
Based on 35 Google reviews
Address: |
154 N Wabash Ave, Chicago, IL 60601, USA
|
Phone: |
(312) 377-2930
|
Website: |
https://pls247.com/il/index.html |
4.8
★★★★★
Based on 102 Google reviews
Address: |
1552 W 119th St, Chicago, IL 60643, USA
|
Phone: |
(773) 928-5022
|
Website: |
https://speedycash.com/find-a-store/illinois/chicago/ashland-ave-and-119th/ |
4.8
★★★★★
Based on 29 Google reviews
Address: |
1507 E 87th St, Chicago, IL 60619, USA
|
Phone: |
(773) 375-9771
|
Website: |
https://americashloans.net/locations/illinois/chicago/87th-stony/ |
4.8
★★★★★
Based on 48 Google reviews
Address: |
1215 E 87th St, Chicago, IL 60619, USA
|
Phone: |
(773) 768-8000
|
Website: |
https://pls247.com/il/index.html |
4.7
★★★★★
Based on 51 Google reviews
Address: |
5762 N Milwaukee Ave, Chicago, IL 60646, USA
|
Phone: |
(773) 775-4397
|
Website: |
https://illinoistitleloansinc.com/illinois-title-loan-locations/il0324/5762-north-milwaukee/chicago/il/60646 |
4.7
★★★★★
Based on 18 Google reviews
Address: |
4705 N Pulaski Rd, Chicago, IL 60630, USA
|
Phone: |
(773) 279-1880
|
Website: |
https://lendnation.com/location/il/chicago/4705-n-pulaski-3373 |
4.6
★★★★★
Based on 10 Google reviews
Address: |
1113 W Chicago Ave, Chicago, IL 60642, USA
|
Phone: |
(312) 850-9999
|
Website: |
https://lendnation.com/location/il/chicago/1113-w-chicago-avenue-3369 |
4.6
★★★★★
Based on 14 Google reviews
Address: |
9455 S Ashland Ave, Chicago, IL 60620, USA
|
Phone: |
(773) 238-8010
|
Website: |
https://loansdfs.com/ |
4.6
★★★★★
Based on 18 Google reviews
Address: |
4853 N Broadway, Chicago, IL 60640, USA
|
Phone: |
(773) 271-3595
|
Website: |
https://lendnation.com/location/il/chicago/4853-n-broadway-st-3376 |
4.6
★★★★★
Based on 19 Google reviews
Address: |
6414 N Western Ave, Chicago, IL 60645, USA
|
Phone: |
(773) 381-2500
|
Website: |
https://broadwayfs.com/ |
4.6
★★★★★
Based on 7 Google reviews
Address: |
8641 S Cottage Grove Ave, Chicago, IL 60619, USA
|
Phone: |
(773) 846-7941
|
Website: |
https://illinoisloancenters.com/uptown-cash-chicago/ |
4.5
★★★★★
Based on 72 Google reviews
Address: |
7001A N Clark St, Chicago, IL 60626, USA
|
Phone: |
(773) 274-3884
|
Website: |
https://pls247.com/il/index.html |
4.5
★★★★★
Based on 2 Google reviews
Address: |
6432 W North Ave, Chicago, IL 60707, USA
|
Phone: |
(773) 622-4280
|
Website: |
https://No website |
4.4
★★★★★
Based on 15 Google reviews
Address: |
3222 W 87th St, Chicago, IL 60652, USA
|
Phone: |
(773) 925-2575
|
Website: |
https://broadwayfs.com/ |
4.4
★★★★★
Based on 34 Google reviews
Address: |
1916 E 95th St, Chicago, IL 60617, USA
|
Phone: |
(773) 731-7170
|
Website: |
https://lendnation.com/location/il/chicago/1916-e-95th-st-3374 |
4.3
★★★★★
Based on 19 Google reviews
Address: |
3641 E 106th St, Chicago, IL 60617, USA
|
Phone: |
(773) 375-7400
|
Website: |
https://onemainfinancial.com/branches/IL/Chicago/60617/888 |
4.3
★★★★★
Based on 9 Google reviews
Address: |
6140 N Lincoln Ave 101, Chicago, IL 60659, USA
|
Phone: |
(773) 478-1990
|
Website: |
https://sirfinance.com/ |
4.2
★★★★★
Based on 5 Google reviews
Address: |
6351 W Montrose Ave Suite 102, Chicago, IL 60634, USA
|
Phone: |
(800) 975-1691
|
Website: |
https://aggressivelending.com/ |
4.2
★★★★★
Based on 13 Google reviews
Address: |
1236 W Devon Ave, Chicago, IL 60660, USA
|
Phone: |
(773) 262-2274
|
Website: |
https://pawnbrokerchicago.com/ |
4.1
★★★★★
Based on 25 Google reviews
Address: |
1238 N Ashland Ave, Chicago, IL 60622, USA
|
Phone: |
(773) 235-5500
|
Website: |
https://lendnation.com/location/il/chicago/1238-n-ashland-avenue-3370 |
4.1
★★★★★
Based on 10 Google reviews
Address: |
4124 N Milwaukee Ave, Chicago, IL 60641, USA
|
Phone: |
(773) 427-1981
|
Website: |
https://usapaydayloanstore.com/chicago |
4.1
★★★★★
Based on 7 Google reviews
Address: |
5201 N Harlem Ave suite 210, Chicago, IL 60656, USA
|
Phone: |
(773) 823-1508
|
Website: |
https://facebook.com/Money-Max-Loans-374837002931478/ |
4
★★★★★
Based on 1 Google reviews
Address: |
724 W Washington Blvd, Chicago, IL 60661, USA
|
Phone: |
(877) 562-6195
|
Website: |
https://illinoislending.com/about-us/ |
3.5
★★★★★
Based on 8 Google reviews
Address: |
8127 S Cicero Ave, Chicago, IL 60652, USA
|
Phone: |
(773) 767-4751
|
Website: |
https://usapaydayloanstore.com/chicago |
3.4
★★★★★
Based on 26 Google reviews
Address: |
570 W Roosevelt Rd, Chicago, IL 60607, USA
|
Phone: |
(312) 360-0904
|
Website: |
https://pls247.com/il/index.html |
3.4
★★★★★
Based on 18 Google reviews
Address: |
7414 N Western Ave, Chicago, IL 60645, USA
|
Phone: |
(773) 761-5205
|
Website: |
https://onemainfinancial.com/branches/IL/Chicago/60645/889 |
3.4
★★★★★
Based on 17 Google reviews
Address: |
6160 N Cicero Ave, Chicago, IL 60646, USA
|
Phone: |
(888) 272-5105
|
Website: |
https://cashforwhatever.com/ |
3.3
★★★★★
Based on 8 Google reviews
Address: |
10503 S Western Ave, Chicago, IL 60643, USA
|
Phone: |
(773) 233-7200
|
Website: |
https://cashcitypayday.com/ |
3.2
★★★★★
Based on 13 Google reviews
Address: |
6210 W North Ave, Chicago, IL 60639, USA
|
Phone: |
(773) 622-2341
|
Website: |
https://crownroyalpawn.com/ |
3
★★★★★
Based on 17 Google reviews
Address: |
6500 W Irving Park Rd, Chicago, IL 60634, USA
|
Phone: |
(773) 283-4201
|
Website: |
https://onemainfinancial.com/branches/IL/Chicago/60634/4364 |
3
★★★★★
Based on 1 Google reviews
Address: |
8314 S Kedzie Ave, Chicago, IL 60652, USA
|
Phone: |
(773) 778-2622
|
Website: |
https://bmaccash.com/ |
2.8
★★★★★
Based on 20 Google reviews
Address: |
1909 Howard St, Chicago, IL 60626, USA
|
Phone: |
(773) 274-7296
|
Website: |
https://cashamerica.com/ |
2.5
★★★★★
Based on 2 Google reviews
Address: |
100 W Randolph St 111, Chicago, IL 60601, USA
|
Phone: |
(312) 263-1400
|
Website: |
https://illinoislending.com/ |
2.3
★★★★★
Based on 22 Google reviews
Address: |
222 N LaSalle St 1700, Chicago, IL 60601, USA
|
Phone: |
(800) 712-5407
|
Website: |
https://avant.com/ |
1
★★★★★
Based on 1 Google reviews
Address: |
3201 N Harlem Ave, Chicago, IL 60634, USA
|
Phone: |
(773) 736-4991
|
Website: |
https://No website |
1
★★★★★
Based on 1 Google reviews
Address: |
30 S Wacker Dr 3500, Chicago, IL 60606, USA
|
Phone: |
(312) 706-2100
|
Website: |
https://capitalsource.com/ |
1
★★★★★
Based on 14 Google reviews
Address: |
200 W Jackson Blvd, Chicago, IL 60606, USA
|
Phone: |
(800) 414-0063
|
Website: |
https://No website |
0
★★★★★
Based on 0 Google reviews
Address: |
5310 N Broadway, Chicago, IL 60640, USA
|
Phone: |
(773) 271-9777
|
Website: |
https://americashloans.net/locations/illinois/chicago/north-broadway/ |
0
★★★★★
Based on 0 Google reviews
Address: |
1608 S Ashland Ave 94257, Chicago, IL 60608, USA
|
Phone: |
(224) 541-0558
|
Website: |
https://northstaradvance.com/chicago-il/ |
0
★★★★★
Based on 0 Google reviews
Address: |
9401 S Ashland Ave, Chicago, IL 60620, USA
|
Phone: |
(773) 779-8637
|
Website: |
https://bmaccash.com/ |
0
★★★★★
Based on 0 Google reviews
Address: |
2321 S Drake Ave, Chicago, IL 60623, USA
|
Phone: |
(312) 340-0581
|
Website: |
https://nationallendingbureau.com/ |
0
★★★★★
Based on 0 Google reviews
Address: |
177 W Lake St, Chicago, IL 60606, USA
|
Phone: |
|
Website: |
https://fastcash24.pw/ |
0
★★★★★
Based on 0 Google reviews
Address: |
4506 W Monroe St, Chicago, IL 60624, USA
|
Phone: |
(877) 487-4452
|
Website: |
https://philaloan.com/contact.html |
0
★★★★★
Based on 0 Google reviews
Address: |
2622 W Peterson Ave 8, Chicago, IL 60659, USA
|
Phone: |
(773) 764-0429
|
Website: |
https://No website |
0
★★★★★
Based on 0 Google reviews
Address: |
10302 S Halsted St, Chicago, IL 60628, USA
|
Phone: |
(773) 881-8400
|
Website: |
https://fastcash24.pw/ |
0
★★★★★
Based on 0 Google reviews
Address: |
7142 W Belmont Ave, Chicago, IL 60634, USA
|
Phone: |
(773) 282-2050
|
Website: |
https://No website |
0
★★★★★
Based on 0 Google reviews
Address: |
190 S LaSalle St, Chicago, IL 60603, USA
|
Phone: |
(312) 261-9700
|
Website: |
https://conversus.com/ |