OneMain Financial photo
Overall rating for OneMain Financial
Opening hours for OneMain Financial
Monday: 8:30 AM – 5:30 PM
Tuesday: 8:30 AM – 7:00 PM
Wednesday: 8:30 AM – 5:30 PM
Thursday: 8:30 AM – 5:30 PM
Friday: 8:30 AM – 5:30 PM
Saturday: Closed
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in McHenry, Illinois, OneMain Financial can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
OneMain Financial is a direct lender with easy approval for everyone. Even if you have bad credit, OneMain Financial can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 4005 W Kane Ave, Ste M, McHenry, IL 60050, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 2.4, OneMain Financial is loved (or hated) by 12 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent OneMain Financial and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
OneMain Financial contact info
| Name: | OneMain Financial |
|---|---|
| Address: | 4005 W Kane Ave, Ste M, McHenry, IL 60050, USA |
| Phone: | (815) 344-0990 |
| Website: | https://onemainfinancial.com/branches/IL/McHenry/60050/915 |
OneMain Financial offices locations on the map
OneMain Financial rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
OneMain Financial's Reviews
They will value your collateral at the lowest price possible. If you have a vehicle as collateral they will low ball the value so much that you will laught at the number they give you. Very rude customer service, neded to get corporate involved
Scams! Work on closed ended pre-computed loans. Penalize you under for early payoff under RULE 78! DO NOT USE THIS COMPANY!!!!!
Do not use!
WILL NEVER USE THIS COMPANY AGAIN THEY LOST MY TITLE AND NOW STATE THAT THERE IS NOTHING THEY CAN DO I HAVE TO GO AND PAY FOR A LOST TITLE. WHEN I CALLED THE FIRST TIME IN JUNE THEY TOLD ME THEY HAD NOT RECEIVED THE TITLE BACK FROM THE STATE, BECAUSE I HAD PAID THE LOAN OFF SO QUICKLY, BUT AS SOON AS THEY GOT IT THEY WOULD MAIL IT. I HAVE NEVER RECEIVED IT AND THEY ARE TAKING NO RESPONSIBILITY FOR IT. OH THEY WILL SEND ME A LOAN RELEASE LETTER, HOW NICE OF THEM.
I knew from prior reviews that OneMain charges extremely high interest rates and to beware before signing on with them for a loan. The only reason I did was because I knew I could pay it off early and not get penalized. I had a prior loan through my community bank with a small balance which Is why I did not get a loan through my own bank. My poor rating of OneMain Financial is mainly because of poor customer service I received. This was the first major loan I have taken on and the process was confusing. I called and one representative started the initial process of taking down my information and was suppose to call me back later that same day to inform me if I could get a loan and for what amount. Waited all day. Next day I called and was told she left early and no one else seemed to be processing my loan. Another representative finally told me the next afternoon how much OneMain was loaning me. Made appointment to drive over half hour away to sign paperwork. My representative was not friendly and did not explain interest rates and payments well to me. Tried to add on all the extra insurance which I did not want. Asked for loan to be 36 months with higher payments and she still made my loan out for 48 months. Did not explain well at all how a , "precomputed," loan works and how much interest accrues at the end of 48 months with minimal payments. My loan was for $4600 and payments made on time with just the minimal payment due each month would make my loan $9,497. Loan amount then doubles. If you do need a loan from OneMain financial try to pay it off early. My loan was for debt consolidation and OneMain writes out checks to your creditors which they look at your credit report for. I had payed off or down some of my credit card balances so amounts were wrong on credit report. I had to call 3 of my creditors while in the office to get updated amounts. Told her what they were and she still made 2 of the checks out for the wrong amount due. At the end of my appointment , I felt that she was impatient and not at all happy to be helping me. OneMain is charging an extreme amount of interest and customers should not have to put up with the lack of customer service I received. My community bank is amazing and I will never go anywhere else for a loan again. I have been a customer service rep for 26 years and the one I had at OneMain Financial should find another job if she doesn't like hers there.