OneMain Financial photo
Overall rating for OneMain Financial
Opening hours for OneMain Financial
Monday: 8:30 AM – 5:30 PM
Tuesday: 8:30 AM – 7:00 PM
Wednesday: 8:30 AM – 5:30 PM
Thursday: 8:30 AM – 5:30 PM
Friday: 8:30 AM – 5:30 PM
Saturday: Closed
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Effingham, Illinois, OneMain Financial can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
OneMain Financial is a direct lender with easy approval for everyone. Even if you have bad credit, OneMain Financial can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 1304 Thelma Keller Ave Ste 110, Effingham, IL 62401, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 3.7, OneMain Financial is loved (or hated) by 7 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent OneMain Financial and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
OneMain Financial contact info
| Name: | OneMain Financial |
|---|---|
| Address: | 1304 Thelma Keller Ave Ste 110, Effingham, IL 62401, USA |
| Phone: | (217) 342-3958 |
| Website: | https://onemainfinancial.com/branches/IL/Effingham/62401/348 |
OneMain Financial offices locations on the map
OneMain Financial rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
OneMain Financial's Reviews
I'm always treated with dignity and respect when I go in. No one has made me feel bad for needing a little extra money to get by. It's always a joy going into the Effingham office they're a great group of people
Everyone is very helpful and listen to my needs. It was super easy to set up my payments. I appreciate Cody for getting me a loan for house repairs!
This branch took an unauthorized amount from my bank account for another person's Springleaf account without my authorization. When I called to get my money back they insisted that there was nothing they could do! Do not use this branch. If you do? Do NOT let Brandon help you there. He is incompetent and will call you every day regardless if you set up a payment schedule or not.
