1st MidAmerica Credit Union photo
Overall rating for 1st MidAmerica Credit Union
Opening hours for 1st MidAmerica Credit Union
Monday: 8:00 AM – 6:00 PM
Tuesday: 8:00 AM – 6:00 PM
Wednesday: 8:00 AM – 6:00 PM
Thursday: 8:00 AM – 6:00 PM
Friday: 8:00 AM – 6:00 PM
Saturday: 8:00 AM – 1:00 PM
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Bethalto, Illinois, 1st MidAmerica Credit Union can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
1st MidAmerica Credit Union is a direct lender with easy approval for everyone. Even if you have bad credit, 1st MidAmerica Credit Union can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 731 E Bethalto Dr, Bethalto, IL 62010, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 2.9, 1st MidAmerica Credit Union is loved (or hated) by 18 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent 1st MidAmerica Credit Union and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
1st MidAmerica Credit Union contact info
| Name: | 1st MidAmerica Credit Union |
|---|---|
| Address: | 731 E Bethalto Dr, Bethalto, IL 62010, USA |
| Phone: | (618) 258-3168 |
| Website: | https://1stmidamerica.org/ |
1st MidAmerica Credit Union offices locations on the map
1st MidAmerica Credit Union rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
1st MidAmerica Credit Union's Reviews
They have several locations and all the conveniences. The people in the loan department are very friendly, as are most tellers. Some areas where they could use some improvement: *You might not feel particularly appreciated by the folks who answer the customer support line. *If you try to escalate an issue to a manager, they might not call you back. I recently had an issue and felt I had no avenue to address it. I left a negative review on Google, AND GOT A CALL FROM THE REGIONAL MANAGER the next day. That definitely shows a willingness to improve.
More like a bank than a credit union by definition.Have been a member since August 1977 when it was the Olin Credit Union.It's been in a slow but steady decline since Olin's departure decades ago. Big turnover as to help has the work stations regularly manned by tellers who've obviously been poorly trained having to run to the "den mother"on shift for relatively simple instructions,directions, & clarifications. Once regarded as a "Preferred Member"; a decades long member w/a regular savings balance of over $50,000, they've recently decided to charge $4.00 for a simple cashiers check , an amenity that was long gratis for maintaining such a balance level. I'll soon be shopping for a new bank.
I had many problems with them since they renamed the Credit Union, especially during my military service. The worst part was their VA Home Loan Program Manager, I left several messages to save my home. There was never a return call and no appointments were scheduled. I moved to a World-Wide Credit Union and always get great service! I will only walk into this Credit Union when my mother requests for assistance.
It's a bank, not much to say
I have been working with Jeff and Jenny at 1st Mid America Credit Union for over a decade. These are great people and I count on them and they go above and beyond to support our needs. I can't say enough great things about this team and these people. They aren't just bankers, they are my friends and partners in what we are up to in transforming neighborhoods and creating community.