Payday Loans in Wheat Ridge

  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Wheat Ridge, Colorado?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Wheat Ridge, Colorado?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Wheat Ridge, Colorado?

The maximum amount of money you can get on a payday loan in Wheat Ridge, Colorado is $500, and the maximum term is 6 months. The finance charge fees and/or interest rates (APR) if specified can go up to 36% APR (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $500
Minimum Loan Term 7 days
Minimum Loan Term 6 months
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Wheat Ridge, Colorado?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Wheat Ridge, Colorado with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Wheat Ridge, Colorado with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Wheat Ridge, Colorado:

Pine Financial Group Payday Loans Picture

Pine Financial Group

Based on 4 Google reviews
Address: 10200 W 44th Ave 220, Wheat Ridge, CO 80033, USA
Phone: (303) 835-4445
BCS Community Credit Union Payday Loans Picture

BCS Community Credit Union

Based on 25 Google reviews
Address: 4203 Wadsworth Blvd, Wheat Ridge, CO 80033, USA
Phone: (303) 425-6627
Bellco Credit Union Payday Loans Picture

Bellco Credit Union

Based on 36 Google reviews
Address: 5091 Kipling St 110, Wheat Ridge, CO 80033, USA
Phone: (303) 689-7800
Merchants Acceptance Payday Loans Picture

Merchants Acceptance

Based on 1 Google reviews
Address: 6073 W 44th Ave 305, Wheat Ridge, CO 80033, USA
Phone: (303) 467-1340
Website: https://No website
Broadridge Financial Solutions Payday Loans Picture

Broadridge Financial Solutions

Based on 0 Google reviews
Address: 4725 Independence St, Wheat Ridge, CO 80033, USA
Phone: (303) 590-6000
EZMONEY Payday Loans Payday Loans Picture

EZMONEY Payday Loans

Based on 0 Google reviews
Address: 5310 W 38th Ave, Wheat Ridge, CO 80212, USA
Phone: (303) 463-1744
Website: https://No website