Payday Loans in Spokane

APPLY NOW
  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Spokane, Washington?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a quick loan in Washington if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Spokane, Washington?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Spokane, Washington?

The maximum amount of money you can get on a payday loan in Spokane, Washington is $700, and the maximum term is 45 days. The finance charge fees and/or interest rates (APR) if specified can go up to 15% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $700
Minimum Loan Term 7 days
Minimum Loan Term 45 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Spokane, Washington?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Spokane, Washington with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Spokane, Washington with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Spokane, Washington near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Spokane, Washington:

Cheney Federal Credit Union - Westbow Branch Payday Loans Picture

Cheney Federal Credit Union – Westbow Branch

5
★★★★★
Based on 1 Google reviews
Name: Cheney Federal Credit Union - Westbow Branch
Address: 10505 W Westbow Rd, Spokane, WA 99224, USA
Phone: (509) 598-7151
Website: https://cheneyfcu.com/
Imperial PFS Payday Loans Picture

Imperial PFS

5
★★★★★
Based on 1 Google reviews
Name: Imperial PFS
Address: 201 W North River Dr Suite 301, Spokane, WA 99201, USA
Phone: (509) 327-9541
Website: https://ipfs.com/
Academy Mortgage Corporation- Spokane Payday Loans Picture

Academy Mortgage Corporation- Spokane

5
★★★★★
Based on 17 Google reviews
Name: Academy Mortgage Corporation- Spokane
Address: 316 W Boone Ave 363, Spokane, WA 99201, USA
Phone: (509) 340-1955
Website: https://academymortgage.com/branch/spokane
Mountain Capital LLC Payday Loans Picture

Mountain Capital LLC

5
★★★★★
Based on 1 Google reviews
Name: Mountain Capital LLC
Address: 7 S Howard St, Spokane, WA 99201, USA
Phone: (509) 448-0483
Website: https://bestloans24.biz/
Moneytree Payday Loans Picture

Moneytree

4.8
★★★★★
Based on 35 Google reviews
Name: Moneytree
Address: 12510 E Sprague Ave 8, Spokane, WA 99216, USA
Phone: (509) 926-2000
Website: https://moneytreeinc.com/branch/spokane3
Pawn 1 Payday Loans Picture

Pawn 1

4.5
★★★★★
Based on 85 Google reviews
Name: Pawn 1
Address: 3023 E Sprague Ave, Spokane, WA 99202, USA
Phone: (509) 462-8888
Website: https://pawn1.com/
Moneytree Payday Loans Picture

Moneytree

4.2
★★★★★
Based on 25 Google reviews
Name: Moneytree
Address: 1420 W 3rd Ave, Spokane, WA 99201, USA
Phone: (509) 747-6669
Website: https://moneytreeinc.com/branch/spokane1
Moneytree Payday Loans Picture

Moneytree

4.2
★★★★★
Based on 50 Google reviews
Name: Moneytree
Address: 4516 N Division St, Spokane, WA 99207, USA
Phone: (509) 489-5000
Website: https://moneytreeinc.com/branch/spokane2
Loomis Armored US Payday Loans Picture

Loomis Armored US

4
★★★★★
Based on 5 Google reviews
Name: Loomis Armored US
Address: 6202 N Freya St, Spokane, WA 99217, USA
Phone: (509) 536-8155
Website: https://loomis.us/
Umpqua Bank Payday Loans Picture

Umpqua Bank

3.9
★★★★★
Based on 7 Google reviews
Name: Umpqua Bank
Address: 10406 N Division St Suite 101, Spokane, WA 99218, USA
Phone: (509) 468-3740
Website: https://umpquabank.com/
OneMain Financial Payday Loans Picture

OneMain Financial

3.6
★★★★★
Based on 18 Google reviews
Name: OneMain Financial
Address: 9107 N Country Homes Blvd 12, Spokane, WA 99218, USA
Phone: (509) 467-6513
Website: https://onemainfinancial.com/branches/WA/Spokane/99218/4795
Lendmark Financial Services LLC Payday Loans Picture

Lendmark Financial Services LLC

3.3
★★★★★
Based on 3 Google reviews
Name: Lendmark Financial Services LLC
Address: 515 W Francis Ave 4, Spokane, WA 99205, USA
Phone: (509) 328-4064
Website: https://lendmarkfinancial.com/
Cash Source Payday Loans Picture

Cash Source

3
★★★★★
Based on 3 Google reviews
Name: Cash Source
Address: 1616 W 2nd Ave, Spokane, WA 99201, USA
Phone: (509) 363-1050
Website: https://cashsourcespokane.com/
Flanigan Will Payday Loans Picture

Flanigan Will

0
★★★★★
Based on 0 Google reviews
Name: Flanigan Will
Address: 316 W Boone Ave Ste 880, Spokane, WA 99201, USA
Phone: (509) 464-6035
Website: https://guildmortgage.com/williamflanigan
Provident Funding Payday Loans Picture

Provident Funding

0
★★★★★
Based on 0 Google reviews
Name: Provident Funding
Address: 10220 N Nevada St, Spokane, WA 99218, USA
Phone: (509) 462-4132
Website: https://provident.com/
Family Loan & Investment Co Payday Loans Picture

Family Loan & Investment Co

0
★★★★★
Based on 0 Google reviews
Name: Family Loan & Investment Co
Address: 817 S Perry St, Spokane, WA 99202, USA
Phone: (509) 534-4187
Website: https://getcashnow.space/
Amci Finance Payday Loans Picture

Amci Finance

0
★★★★★
Based on 0 Google reviews
Name: Amci Finance
Address: 104 S Freya St 216, Spokane, WA 99202, USA
Phone: (509) 534-6994
Website: https://amcifinance.com/
Gesa Credit Union Home Loan Center Payday Loans Picture

Gesa Credit Union Home Loan Center

0
★★★★★
Based on 0 Google reviews
Name: Gesa Credit Union Home Loan Center
Address: 618 W Riverside Ave Suite 101, Spokane, WA 99201, USA
Phone: (509) 464-4080
Website: https://gesa.com/
Eagle Financial Inc Payday Loans Picture

Eagle Financial Inc

0
★★★★★
Based on 0 Google reviews
Name: Eagle Financial Inc
Address: 400 S Jefferson St 400, Spokane, WA 99204, USA
Phone: (509) 456-4581
Website: https://eagle.com/
Hasenoehrl Nathan Payday Loans Picture

Hasenoehrl Nathan

0
★★★★★
Based on 0 Google reviews
Name: Hasenoehrl Nathan
Address: 3329 E Sprague Ave 1, Spokane, WA 99202, USA
Phone: (509) 535-4691
Website: https://expressloansofamerica.com/
Cash Express Payday Loans Picture

Cash Express

0
★★★★★
Based on 0 Google reviews
Name: Cash Express
Address: 10408 US-2 2, Spokane, WA 99224, USA
Phone: (509) 209-6764
Website: https://cashtn.com/