Payday Loans in Seattle

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Seattle, Washington?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a quick loan in Washington if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Seattle, Washington?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Seattle, Washington?

The maximum amount of money you can get on a payday loan in Seattle, Washington is $700, and the maximum term is 45 days. The finance charge fees and/or interest rates (APR) if specified can go up to 15% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $700
Minimum Loan Term 7 days
Minimum Loan Term 45 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Seattle, Washington?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Seattle, Washington with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Seattle, Washington with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Seattle, Washington near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Seattle, Washington:

Umpqua Bank Payday Loans Picture

Umpqua Bank

4.8
★★★★★
Based on 8 Google reviews
Name: Umpqua Bank
Address: 2620 California Ave SW Suite 500, Seattle, WA 98116, USA
Phone: (206) 694-5460
Website: https://umpquabank.com/
Acme Finance Co Inc Payday Loans Picture

Acme Finance Co Inc

4.8
★★★★★
Based on 49 Google reviews
Name: Acme Finance Co Inc
Address: 10000 Aurora Ave N 312, Seattle, WA 98133, USA
Phone: (206) 622-4400
Website: https://No website
Express Credit Union Payday Loans Picture

Express Credit Union

4.4
★★★★★
Based on 33 Google reviews
Name: Express Credit Union
Address: 1930 6th Ave S 104, Seattle, WA 98134, USA
Phone: (206) 622-1850
Website: https://expresscu.org/
Capitol Loans Payday Loans Picture

Capitol Loans

4.3
★★★★★
Based on 40 Google reviews
Name: Capitol Loans
Address: 620 E Pine St, Seattle, WA 98122, USA
Phone: (206) 860-0153
Website: https://pawnshops.net/store/Capitol-Loans/3727
Qualstar Credit Union - Seattle/SODO Branch Payday Loans Picture

Qualstar Credit Union – Seattle/SODO Branch

4.3
★★★★★
Based on 12 Google reviews
Name: Qualstar Credit Union - Seattle/SODO Branch
Address: 1731 4th Ave S, Seattle, WA 98134, USA
Phone: (800) 848-0018
Website: https://qualstarbranch.qualstarcu.com/qualstar-credit-union-seattle-sodo-branch-255915d88358
Alaska USA Federal Credit Union Payday Loans Picture

Alaska USA Federal Credit Union

4.2
★★★★★
Based on 12 Google reviews
Name: Alaska USA Federal Credit Union
Address: 2600 SW Barton St, Seattle, WA 98126, USA
Phone: (800) 525-9094
Website: https://alaskausa.org/
Umpqua Bank Payday Loans Picture

Umpqua Bank

4.1
★★★★★
Based on 8 Google reviews
Name: Umpqua Bank
Address: 200 Westlake Ave N Suite 110, Seattle, WA 98109, USA
Phone: (206) 749-7200
Website: https://umpquabank.com/
Moneytree Payday Loans Picture

Moneytree

4.1
★★★★★
Based on 31 Google reviews
Name: Moneytree
Address: 10500 Greenwood Ave N, Seattle, WA 98133, USA
Phone: (206) 782-2274
Website: https://moneytreeinc.com/branch/greenwood
HomeStreet Bank Payday Loans Picture

HomeStreet Bank

4.1
★★★★★
Based on 7 Google reviews
Name: HomeStreet Bank
Address: 4022 SW Alaska St, Seattle, WA 98116, USA
Phone: (206) 933-3091
Website: https://homestreet.com/branches/west-seattle-branch
HomeStreet Bank and Home Loan Center Payday Loans Picture

HomeStreet Bank and Home Loan Center

4
★★★★★
Based on 4 Google reviews
Name: HomeStreet Bank and Home Loan Center
Address: 8200 35th Ave NE, Seattle, WA 98115, USA
Phone: (206) 525-2840
Website: https://homestreet.com/branches/wedgwood-branch
Moneytree Payday Loans Picture

Moneytree

4
★★★★★
Based on 16 Google reviews
Name: Moneytree
Address: 1528 3rd Ave, Seattle, WA 98101, USA
Phone: (206) 254-0202
Website: https://moneytreeinc.com/branch/3rd-pine
Moneytree Payday Loans Picture

Moneytree

3.9
★★★★★
Based on 35 Google reviews
Name: Moneytree
Address: 1400 Madison St, Seattle, WA 98104, USA
Phone: (206) 861-1010
Website: https://moneytreeinc.com/branch/first-hill
Washington Federal Bank Payday Loans Picture

Washington Federal Bank

3.7
★★★★★
Based on 3 Google reviews
Name: Washington Federal Bank
Address: 4102 California Ave SW, Seattle, WA 98116, USA
Phone: (206) 932-6299
Website: https://wafdbank.com/locations/washington/seattle/california-ave-dakota
Cash America Pawn Payday Loans Picture

Cash America Pawn

3.4
★★★★★
Based on 27 Google reviews
Name: Cash America Pawn
Address: 2825 Rainier Ave S, Seattle, WA 98144, USA
Phone: (206) 829-2084
Website: https://cashamerica.com/
Pierre Money Mart Payday Loans Picture

Pierre Money Mart

3.4
★★★★★
Based on 177 Google reviews
Name: Pierre Money Mart
Address: 11577 Lake City Way NE, Seattle, WA 98125, USA
Phone: (800) 800-8553
Website: https://pierremoneymart.com/credit-application3
Cash America Pawn Payday Loans Picture

Cash America Pawn

3.3
★★★★★
Based on 32 Google reviews
Name: Cash America Pawn
Address: 12700 Lake City Way NE, Seattle, WA 98125, USA
Phone: (206) 361-9010
Website: https://cashamerica.com/
Cash America Pawn Payday Loans Picture

Cash America Pawn

3.2
★★★★★
Based on 27 Google reviews
Name: Cash America Pawn
Address: 17010 Aurora Ave N, Seattle, WA 98133, USA
Phone: (206) 542-5576
Website: https://cashamerica.com/
Pierre Money Mart Payday Loans Picture

Pierre Money Mart

3
★★★★★
Based on 4 Google reviews
Name: Pierre Money Mart
Address: 12014 Lake City Way NE, Seattle, WA 98125, USA
Phone: (800) 800-8553
Website: https://pierremoneymart.com/
OneMain Financial Payday Loans Picture

OneMain Financial

3
★★★★★
Based on 8 Google reviews
Name: OneMain Financial
Address: 10740 Meridian Ave N Ste 105, Seattle, WA 98133, USA
Phone: (206) 362-4566
Website: https://onemainfinancial.com/branches/WA/Seattle/98133/781
Seattle Credit Union Payday Loans Picture

Seattle Credit Union

3
★★★★★
Based on 13 Google reviews
Name: Seattle Credit Union
Address: 500 S Michigan St, Seattle, WA 98108, USA
Phone: (206) 398-5500
Website: https://seattlecu.com/
Washington Federal Bank Payday Loans Picture

Washington Federal Bank

2.7
★★★★★
Based on 3 Google reviews
Name: Washington Federal Bank
Address: 3219 W McGraw St, Seattle, WA 98199, USA
Phone: (206) 284-5171
Website: https://wafdbank.com/locations/washington/seattle/magnolia
Washington Federal Bank Payday Loans Picture

Washington Federal Bank

2.5
★★★★★
Based on 2 Google reviews
Name: Washington Federal Bank
Address: 6428 California Ave SW, Seattle, WA 98136, USA
Phone: (206) 938-1242
Website: https://wafdbank.com/locations/washington/seattle/california-ave-fauntleroy
Cash America Pawn Payday Loans Picture

Cash America Pawn

2.4
★★★★★
Based on 23 Google reviews
Name: Cash America Pawn
Address: 5718 Martin Luther King Jr Way S, Seattle, WA 98118, USA
Phone: (206) 721-9400
Website: https://cashamerica.com/
Superior Finance Group Payday Loans Picture

Superior Finance Group

0
★★★★★
Based on 0 Google reviews
Name: Superior Finance Group
Address: 2621 Eastlake Ave E, Seattle, WA 98102, USA
Phone: (206) 323-7211
Website: https://fastloan.pw/
Trident Funding Corporation Payday Loans Picture

Trident Funding Corporation

0
★★★★★
Based on 0 Google reviews
Name: Trident Funding Corporation
Address: 2100 Westlake Ave N Suite 101, Seattle, WA 98109, USA
Phone: (206) 721-7704
Website: https://tridentfunding.com/offices/seattle-wa/
Sound Community Bank Loan Office Payday Loans Picture

Sound Community Bank Loan Office

0
★★★★★
Based on 0 Google reviews
Name: Sound Community Bank Loan Office
Address: 3101 E Madison St, Seattle, WA 98112, USA
Phone: (206) 436-1488
Website: https://soundcb.com/
Max Payday Loans Seattle Payday Loans Picture

Max Payday Loans Seattle

0
★★★★★
Based on 0 Google reviews
Name: Max Payday Loans Seattle
Address: 318 2nd Ave S, Seattle, WA 98104, USA
Phone: (425) 230-5303
Website: https://washington.quick-cash.pro/quick-cash-seattle.html
Premium Lending Inc Payday Loans Picture

Premium Lending Inc

0
★★★★★
Based on 0 Google reviews
Name: Premium Lending Inc
Address: 8110 Aurora Ave N, Seattle, WA 98103, USA
Phone: (425) 903-4903
Website: https://No website
Lu Thi Kim Loan Payday Loans Picture

Lu Thi Kim Loan

0
★★★★★
Based on 0 Google reviews
Name: Lu Thi Kim Loan
Address: 9416 Delridge Way SW, Seattle, WA 98106, USA
Phone: (206) 388-9056
Website: https://No website
Apartment Financial Payday Loans Picture

Apartment Financial

0
★★★★★
Based on 0 Google reviews
Name: Apartment Financial
Address: 520 Pike St 1004, Seattle, WA 98101, USA
Phone: (206) 641-9020
Website: https://apartmentfinancial.com/
WADOT Capital Inc Payday Loans Picture

WADOT Capital Inc

0
★★★★★
Based on 0 Google reviews
Name: WADOT Capital Inc
Address: 5413 Meridian Ave N, Seattle, WA 98103, USA
Phone: (206) 362-4444
Website: https://wadotcapital.com/
Payday Loans Seattle Payday Loans Picture

Payday Loans Seattle

0
★★★★★
Based on 0 Google reviews
Name: Payday Loans Seattle
Address: 830 Poplar Pl S, Seattle, WA 98144, USA
Phone: (206) 257-7355
Website: https://moneytreeinc.com/branch/3rd-pine
Asset Based Lending Services Payday Loans Picture

Asset Based Lending Services

0
★★★★★
Based on 0 Google reviews
Name: Asset Based Lending Services
Address: 600 University St 1616, Seattle, WA 98101, USA
Phone: (206) 332-1791
Website: https://No website
EverGreen home Loans Payday Loans Picture

EverGreen home Loans

0
★★★★★
Based on 0 Google reviews
Name: EverGreen home Loans
Address: 1st Ave S, Seattle, WA 98134, USA
Phone:
Website: https://No website
Seville Designs Payday Loans Picture

Seville Designs

0
★★★★★
Based on 0 Google reviews
Name: Seville Designs
Address: 8115 Linden Ave N, Seattle, WA 98103, USA
Phone: (206) 715-1887
Website: https://No website