F&M Bank photo
Overall rating for F&M Bank
Opening hours for F&M Bank
Monday: 8:30 AM – 5:00 PM
Tuesday: 8:30 AM – 5:00 PM
Wednesday: 8:30 AM – 5:00 PM
Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 5:30 PM
Saturday: 8:30 AM – 12:00 PM
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Timberville, Virginia, F&M Bank can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
F&M Bank is a direct lender with easy approval for everyone. Even if you have bad credit, F&M Bank can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 205 S Main St, Timberville, VA 22853, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 3.7, F&M Bank is loved (or hated) by 12 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent F&M Bank and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
F&M Bank contact info
| Name: | F&M Bank |
|---|---|
| Address: | 205 S Main St, Timberville, VA 22853, USA |
| Phone: | (540) 896-8941 |
| Website: | https://fmbankva.com/locations/timberville-headquarters-va/ |
F&M Bank offices locations on the map
F&M Bank rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
F&M Bank's Reviews
I had an overdraft fee charged to my account for an iCloud storage subscription of $0.99 I had Canceled the subscription though iTunes app but the charge still hit my account. I called apple and they refunded the $0.99 so I called the branch in grottoes,VA to inform them apple had refunded the $.99 and to ask them to remove the overdraft fee of $35.00 since the $0.99 was being refunded. So the $0.99 they had paid to cover that charge was going to be refund to them the manger Ashley did not want to refunded the $35.00 overdraft fee although the $0.99 were being refund to them. So basically they are charging me $35.00 for doing what? If they are getting there money back $.99 that they spent to cover my account why can’t I have my overdraft fee removed. I called the corporate office in Timberville and they told me they can’t handle refunds although they are the corporate office and should be able to handle refunds and customer complaints. This bank clearly doesn’t care about their customers. They only care about making money off of you and what they are doing of charging me $35.00 for $0.99 that was refunded to them is so unethical. I paid my overdraft and canceled my account with them. I am not interested in banking with this bank that only cares about robbing people out of their money instead of treating their customers with Integrity so their customers will stay loyal to them and help their business grow. Instead they want to grow they business by unethically charging fees and By only seeing money signs in front of each customer that does business with them and when a customer complaints they provide bad customer services. I don’t recommend this bank to anyone they are so unprofessional and unethical.
Carolyn dove is the most professional helpful Banker that I've ever met
They won't even answer the phone. And 10.49 percent interest on a minivan? Are you kidding me???? You are robbers!!
After living in 10 states and extensively traveling the rest of them, I have had my share of experience with the so-called "big" banks. I have left each of them feeling less like a valued customer and more like a nuisance or liability. Since moving our family's finances to Farmers & Merchants, I have never had a moment of regret. There aren't any conveniences they lack, but there are many, many benefits to working with a smaller, local bank. Time and time again the decision to bank with F & M has proven to be one of our best financial decisions. I highly recommend them, in each of their divisions.
The folks ALL are very helpful no matter what type of question or problem I have. Their service is prompt and on line banking easily accomplished.