Payday Loans in Fredericksburg

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Fredericksburg, Virginia?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan in Virginia if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Fredericksburg, Virginia?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Fredericksburg, Virginia?

The maximum amount of money you can get on a payday loan in Fredericksburg, Virginia is $500, and the maximum term is 30 days. The finance charge fees and/or interest rates (APR) if specified can go up to 20% and 5% verification fee (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $500
Minimum Loan Term 7 days
Minimum Loan Term 30 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Fredericksburg, Virginia?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Fredericksburg, Virginia with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Fredericksburg, Virginia with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Fredericksburg, Virginia near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Fredericksburg, Virginia:

TitleMax Title Loans Payday Loans Picture

TitleMax Title Loans

5
★★★★★
Based on 563 Google reviews
Name: TitleMax Title Loans
Address: 3405 Plank Rd, Fredericksburg, VA 22407, USA
Phone: (540) 786-5270
Website: https://titlemax.com/store/fredericksburg-va-2-title-loans/
Loanmax Title Loans Payday Loans Picture

Loanmax Title Loans

5
★★★★★
Based on 67 Google reviews
Name: Loanmax Title Loans
Address: 3914 Plank Rd, Fredericksburg, VA 22407, USA
Phone: (540) 786-4312
Website: https://loanmaxtitleloans.net/Locations/VIRGINIA/Fredericksburg/3914-Plank-Road
Loanmax Title Loans Payday Loans Picture

Loanmax Title Loans

5
★★★★★
Based on 76 Google reviews
Name: Loanmax Title Loans
Address: 334 Amaret St, Fredericksburg, VA 22401, USA
Phone: (540) 899-9444
Website: https://loanmaxtitleloans.net/Locations/VIRGINIA/Fredericksburg/334-Amaret-Street
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 134 Google reviews
Name: Advance America
Address: 523 Jefferson Davis Hwy, Fredericksburg, VA 22401, USA
Phone: (540) 373-9023
Website: https://advanceamerica.net/store-locations/virginia/523-jefferson-davis-hwy-fredericksburg-22401
TitleMax Title Loans Payday Loans Picture

TitleMax Title Loans

5
★★★★★
Based on 342 Google reviews
Name: TitleMax Title Loans
Address: 5203 Jefferson Davis Hwy, Fredericksburg, VA 22408, USA
Phone: (540) 322-5731
Website: https://titlemax.com/store/fredericksburg-va-title-loans/
Check Into Cash Payday Loans Picture

Check Into Cash

5
★★★★★
Based on 4 Google reviews
Name: Check Into Cash
Address: 5053 Jefferson Davis Hwy, Fredericksburg, VA 22408, USA
Phone: (540) 710-7410
Website: https://local.checkintocash.com/va/fredericksburg/5053-jefferson-davis-highway-22042.html
Express Check Advance Payday Loans Picture

Express Check Advance

5
★★★★★
Based on 63 Google reviews
Name: Express Check Advance
Address: 10679 Courthouse Rd, Fredericksburg, VA 22407, USA
Phone: (540) 710-6027
Website: https://expresscheckadvance.com/
Navy Federal Credit Union - ATM Payday Loans Picture

Navy Federal Credit Union – ATM

5
★★★★★
Based on 4 Google reviews
Name: Navy Federal Credit Union - ATM
Address: 990 Bragg Rd, Fredericksburg, VA 22401, USA
Phone: (888) 842-6328
Website: https://navyfederal.org/
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 145 Google reviews
Name: Advance America
Address: 3940 Plank Rd Ste. X, Fredericksburg, VA 22407, USA
Phone: (540) 548-0138
Website: https://advanceamerica.net/store-locations/virginia/3940-plank-rd-ste-x-fredericksburg-22407
Loanmax Title Loans Payday Loans Picture

Loanmax Title Loans

4.9
★★★★★
Based on 27 Google reviews
Name: Loanmax Title Loans
Address: 5302 Jefferson Davis Hwy, Fredericksburg, VA 22408, USA
Phone: (540) 898-1628
Website: https://loanmaxtitleloans.net/Locations/VIRGINIA/Fredericksburg/5302-Jefferson-Davis-Hwy
Fast Auto Loans Title Loans Payday Loans Picture

Fast Auto Loans Title Loans

4.9
★★★★★
Based on 61 Google reviews
Name: Fast Auto Loans Title Loans
Address: 442 Jefferson Davis Hwy, Fredericksburg, VA 22401, USA
Phone: (540) 373-4893
Website: https://fastautoloansvirginiainc.com/virginia-title-loan-locations/va1355/442-jefferson-davis-highway/fredericksburg/va/22401
Allied Cash Advance Payday Loans Picture

Allied Cash Advance

4.8
★★★★★
Based on 58 Google reviews
Name: Allied Cash Advance
Address: 3822 Jefferson Davis Hwy, Fredericksburg, VA 22408, USA
Phone: (540) 710-1295
Website: https://locations.alliedcash.com/virginia/fredericksburg/3822-jefferson-davis-highway
Embrace Home Loans- Scott Livingston Payday Loans Picture

Embrace Home Loans- Scott Livingston

4.8
★★★★★
Based on 39 Google reviews
Name: Embrace Home Loans- Scott Livingston
Address: 1671 Jefferson Davis Hwy Suite 205, Fredericksburg, VA 22401, USA
Phone: (540) 809-4828
Website: https://scottjlivingston.com/
Lendmark Financial Services LLC Payday Loans Picture

Lendmark Financial Services LLC

4.3
★★★★★
Based on 6 Google reviews
Name: Lendmark Financial Services LLC
Address: 1320 Central Park Blvd 104, Fredericksburg, VA 22401, USA
Phone: (540) 785-6169
Website: https://lendmarkfinancial.com/
OneMain Financial Payday Loans Picture

OneMain Financial

4.3
★★★★★
Based on 19 Google reviews
Name: OneMain Financial
Address: 9815 Jefferson Davis Hwy, Fredericksburg, VA 22407, USA
Phone: (540) 786-7472
Website: https://onemainfinancial.com/branches/VA/Fredericksburg/22407/1615
Mariner Finance Payday Loans Picture

Mariner Finance

4
★★★★★
Based on 4 Google reviews
Name: Mariner Finance
Address: 2217 Plank Rd, Fredericksburg, VA 22401, USA
Phone: (540) 322-4070
Website: https://marinerfinance.com/locations/Virginia/mariner-finance-location-in-Fredericksburg-VA
Fredericksburg Checks Cashed - DNV Check Cashing Payday Loans Picture

Fredericksburg Checks Cashed – DNV Check Cashing

4
★★★★★
Based on 32 Google reviews
Name: Fredericksburg Checks Cashed - DNV Check Cashing
Address: 1301 Jefferson Davis Hwy, Fredericksburg, VA 22401, USA
Phone: (540) 374-1221
Website: https://dnvinc.com/
OneMain Financial Payday Loans Picture

OneMain Financial

3.9
★★★★★
Based on 10 Google reviews
Name: OneMain Financial
Address: 4500 Plank Rd 1010, Fredericksburg, VA 22407, USA
Phone: (540) 786-0085
Website: https://onemainfinancial.com/branches/VA/Fredericksburg/22407/4772
Manshue Check & Cash Payday Loans Picture

Manshue Check & Cash

3.4
★★★★★
Based on 10 Google reviews
Name: Manshue Check & Cash
Address: 3335 Fall Hill Ave, Fredericksburg, VA 22401, USA
Phone: (540) 374-1449
Website: https://No website
Regional Finance Payday Loans Picture

Regional Finance

3
★★★★★
Based on 2 Google reviews
Name: Regional Finance
Address: 3940 Plank Rd Suite K, Fredericksburg, VA 22407, USA
Phone: (540) 736-6148
Website: https://branches.regionalfinance.com/va/fredericksburg/3940-plank-rd.html
Cash-2-U Loans Payday Loans Picture

Cash-2-U Loans

3
★★★★★
Based on 2 Google reviews
Name: Cash-2-U Loans
Address: 5151 Plank Rd, Fredericksburg, VA 22407, USA
Phone: (540) 785-2274
Website: https://cash2uloans.com/
Allied Cash Advance Payday Loans Picture

Allied Cash Advance

0
★★★★★
Based on 0 Google reviews
Name: Allied Cash Advance
Address: 736 Warrenton Rd Suite 109, Fredericksburg, VA 22406, USA
Phone: (540) 368-1818
Website: https://No website
Griffin Capital Funding Payday Loans Picture

Griffin Capital Funding

0
★★★★★
Based on 0 Google reviews
Name: Griffin Capital Funding
Address: 1135 Heatherstone Dr, Fredericksburg, VA 22407, USA
Phone: (800) 710-6762
Website: https://church-loan.com/