Payday Loans in Sumter

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  • Loans up to $5000
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  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Sumter, South Carolina?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a quick loan in South Carolina if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Sumter, South Carolina?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Sumter, South Carolina?

The maximum amount of money you can get on a payday loan in Sumter, South Carolina is $550, and the maximum term is 31 days. The finance charge fees and/or interest rates (APR) if specified can go up to 10% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $550
Minimum Loan Term 7 days
Minimum Loan Term 31 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Sumter, South Carolina?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Sumter, South Carolina with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Sumter, South Carolina with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Sumter, South Carolina near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Sumter, South Carolina:

Personal Cash Loans of SC, Inc. Payday Loans Picture

Personal Cash Loans of SC, Inc.

5
★★★★★
Based on 89 Google reviews
Name: Personal Cash Loans of SC, Inc.
Address: 730-A Broad St, Sumter, SC 29150, USA
Phone: (803) 418-5588
Website: https://personalcashloansofscinc-loanagency.business.site/
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 81 Google reviews
Name: Advance America
Address: 736 Bultman Dr, Sumter, SC 29150, USA
Phone: (803) 938-8302
Website: https://advanceamerica.net/store-locations/south-carolina/736-bultman-drive-sumter-29150
Palmetto Cash Express Payday Loans Picture

Palmetto Cash Express

5
★★★★★
Based on 1 Google reviews
Name: Palmetto Cash Express
Address: 125 W Wesmark Blvd, Sumter, SC 29150, USA
Phone: (803) 778-1500
Website: https://palmettocashexpress.com/
TitleMax Title Secured Loans Payday Loans Picture

TitleMax Title Secured Loans

5
★★★★★
Based on 225 Google reviews
Name: TitleMax Title Secured Loans
Address: 1021 Broad St Ext, Suite B, Sumter, SC 29150, USA
Phone: (803) 774-6000
Website: https://titlemax.com/store/sumter-sc-title-loans/
Lenders Loans Payday Loans Picture

Lenders Loans

5
★★★★★
Based on 3 Google reviews
Name: Lenders Loans
Address: 304 Broad St, Sumter, SC 29150, USA
Phone: (803) 775-3536
Website: https://lendersloans.com/
Check `n Go Payday Loans Picture

Check `n Go

4.9
★★★★★
Based on 125 Google reviews
Name: Check `n Go
Address: 1328 Broad St Suite 120, Sumter, SC 29150, USA
Phone: (803) 795-4577
Website: https://locations.checkngo.com/south-carolina/sumter/1328-broad-street
1st Franklin Financial Payday Loans Picture

1st Franklin Financial

4.9
★★★★★
Based on 19 Google reviews
Name: 1st Franklin Financial
Address: 210 E W Wesmark Blvd Suite 1, Sumter, SC 29150, USA
Phone: (803) 774-2462
Website: https://locations.1ffc.com/sc/sumter/210-e-wesmark-blvd.html
Carolina Payday Loans, Inc. Payday Loans Picture

Carolina Payday Loans, Inc.

4.6
★★★★★
Based on 23 Google reviews
Name: Carolina Payday Loans, Inc.
Address: 507 N Guignard Dr, Sumter, SC 29150, USA
Phone: (803) 934-1211
Website: https://carolinapaydayloansinc.com/south-carolina-payday-loan-locations/sc0724/507-b-north-guignard-drive/sumter/sc/29150
OneMain Financial Payday Loans Picture

OneMain Financial

3.8
★★★★★
Based on 10 Google reviews
Name: OneMain Financial
Address: 1295 Broad St, Sumter, SC 29150, USA
Phone: (803) 469-4049
Website: https://onemainfinancial.com/branches/SC/Sumter/29150/1954
Credit Central Payday Loans Picture

Credit Central

2.7
★★★★★
Based on 7 Google reviews
Name: Credit Central
Address: 810 Broad St 4 4, Sumter, SC 29150, USA
Phone: (803) 775-4554
Website: https://creditcentralllc.com/
Quick Credit Payday Loans Picture

Quick Credit

2.5
★★★★★
Based on 4 Google reviews
Name: Quick Credit
Address: 810 Broad St suite 7, Sumter, SC 29150, USA
Phone: (803) 773-1531
Website: https://mymoneytogo.com/south-carolina-loan-office-locations/personal-loans-sumter-broad-st-suite-7
Mariner Finance Payday Loans Picture

Mariner Finance

1.3
★★★★★
Based on 6 Google reviews
Name: Mariner Finance
Address: 110 W Wesmark Blvd Ste. C, Sumter, SC 29150, USA
Phone: (803) 774-2290
Website: https://marinerfinance.com/locations/south-carolina/mariner-finance-location-in-sumter-sc/
Local Finance and Tax Service of Sumter, SC Payday Loans Picture

Local Finance and Tax Service of Sumter, SC

1
★★★★★
Based on 2 Google reviews
Name: Local Finance and Tax Service of Sumter, SC
Address: 31 W Liberty St, Sumter, SC 29150, USA
Phone: (803) 775-6400
Website: https://localmgmt.net/
Peoples Finance Company Payday Loans Picture

Peoples Finance Company

1
★★★★★
Based on 1 Google reviews
Name: Peoples Finance Company
Address: 730 Broad St, Sumter, SC 29150, USA
Phone: (803) 773-2234
Website: https://loansbyworld.com/
Southern Finance Payday Loans Picture

Southern Finance

0
★★★★★
Based on 0 Google reviews
Name: Southern Finance
Address: 577 Bultman Dr ste 1a, Sumter, SC 29150, USA
Phone: (803) 773-9371
Website: https://mymoneytogo.com/south-carolina-loan-office-locations/personal-loans-sumter-bultman-drive
OneMain Financial Payday Loans Picture

OneMain Financial

0
★★★★★
Based on 0 Google reviews
Name: OneMain Financial
Address: 1121 Broad St 17, Sumter, SC 29150, USA
Phone: (803) 773-7341
Website: https://onemainfinancial.com/branches/SC/Sumter/29150/4058
Republic Finance Payday Loans Picture

Republic Finance

0
★★★★★
Based on 0 Google reviews
Name: Republic Finance
Address: 554 South Pike West Road, Sumter, SC 29150, USA
Phone: (803) 775-3706
Website: https://republicfinance.com/
First Choice Cash Advance Payday Loans Picture

First Choice Cash Advance

0
★★★★★
Based on 0 Google reviews
Name: First Choice Cash Advance
Address: 705 Bultman Dr, Sumter, SC 29150, USA
Phone: (803) 418-5356
Website: https://paydayloanservices.org/
First American Cash Advance Payday Loans Picture

First American Cash Advance

0
★★★★★
Based on 0 Google reviews
Name: First American Cash Advance
Address: 736 Bultman Dr, Sumter, SC 29150, USA
Phone: (803) 469-3707
Website: https://purposefinancialservices.com/
Family Cash Advance Payday Loans Picture

Family Cash Advance

0
★★★★★
Based on 0 Google reviews
Name: Family Cash Advance
Address: 402 Broad St, Sumter, SC 29150, USA
Phone: (803) 938-9711
Website: https://No website
First Choice Cash Advance - Sumter Payday Loans Picture

First Choice Cash Advance – Sumter

0
★★★★★
Based on 0 Google reviews
Name: First Choice Cash Advance - Sumter
Address: 1121 Broad St, Sumter, SC 29150, USA
Phone: (803) 418-5356
Website: https://paydayloanservices.org/