Philadelphia Federal Credit Union photo
Overall rating for Philadelphia Federal Credit Union
Opening hours for Philadelphia Federal Credit Union
Monday: 9:00 AM – 5:00 PM
Tuesday: 9:00 AM – 5:00 PM
Wednesday: 9:00 AM – 5:00 PM
Thursday: 9:00 AM – 6:00 PM
Friday: 9:00 AM – 7:00 PM
Saturday: 9:00 AM – 2:00 PM
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Philadelphia, Pennsylvania, Philadelphia Federal Credit Union can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Philadelphia Federal Credit Union is a direct lender with easy approval for everyone. Even if you have bad credit, Philadelphia Federal Credit Union can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 12800 Townsend Rd, Philadelphia, PA 19154, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 3.1, Philadelphia Federal Credit Union is loved (or hated) by 25 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Philadelphia Federal Credit Union and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Philadelphia Federal Credit Union contact info
| Name: | Philadelphia Federal Credit Union |
|---|---|
| Address: | 12800 Townsend Rd, Philadelphia, PA 19154, USA |
| Phone: | (215) 934-3500 |
| Website: | https://pfcu.com/atm-branch-locations/branches/northeast-12800-townsend-rd |
Philadelphia Federal Credit Union offices locations on the map
Philadelphia Federal Credit Union rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Philadelphia Federal Credit Union's Reviews
I am truly surprised at the negative reviews, can only say that I've not experienced any of the issues as they describe. I've been with this bank for 33 years and have been very satisfied. I like their online and mobile app, and I LOVE the people at the other end of their online "chat". I understand the "rules" concerning mobile deposits and the wait-time for checks to clear, and though nobody wants to wait for their money to be accessible, all banks do this. I've only been in to the actual bank about 5 times in 33 years, so can't evaluate on-site staff. The only negative I have found is that their loan rates are not competitive and it's annoying to have to go to another bank to get a loan.
Matthew S. is AMAZING!! This place and the people here are so friendly and so accommodating... you never feel rushed or pressured- and yet there's none of that being ignored or feeling lost in a bank of just standing around waiting for someone to notice you're alive. Informative, Helpful and courteous. Other banks could benefit a LOT from the social interaction modeled in this location...i can't say enough about my experiences here.
Worst credit union. They nickel and dime their members. I left them due to this fact. They charged me a $28 overdraft fee then charged me $5 a month for not keeping it at a certain amount. I came in today and tried to pay them and they tacked on another $5 to close out the account. So they hit me in almost $70 in fees and they never paid out the item that caused the account to overdraft. When I went to pay the fee, they told me the amount owed was $64.79 two times. I wrote the check out for the $64.79 and then the rep came back and said I owed another $5 and could I please write out another check? She said it was to close out the account. I got so mad, that I got up & left. She never once said “Hold on. Let me get my manager.” Nothing. I’m out of work; I lost my job of 12+ years. They refused to remove any fees to help me out and then they added on another $5. Don’t go here. Go to PFFCU in Bensalem. Much better credit union for sure and their fees are less.
Never been to a bank that makes it harder to access money. Staff is not helpful at all. Awful bank!!
Used their new mobile deposit, awful! The website clearly states that checks are posted during business days at 12 p.m. and 4 p.m. I call and they stated it takes three business days! So I have to wait almost a week to access my money. Oh and it doesn't post a certain amount like if you were to deposit it at the ATM. One last issue is their their one and only ATM, it's always down! As soon as I get my funds I'm closing my account and taking my business to a more efficient bank.