Members 1st Federal Credit Union photo
Overall rating for Members 1st Federal Credit Union
Opening hours for Members 1st Federal Credit Union
Monday: 8:30 AM – 5:00 PM
Tuesday: 8:30 AM – 5:00 PM
Wednesday: 8:30 AM – 5:00 PM
Thursday: 8:30 AM – 6:00 PM
Friday: 8:30 AM – 6:00 PM
Saturday: 9:00 AM – 2:00 PM
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Ephrata, Pennsylvania, Members 1st Federal Credit Union can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Members 1st Federal Credit Union is a direct lender with easy approval for everyone. Even if you have bad credit, Members 1st Federal Credit Union can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 836 E Main St, Ephrata, PA 17522, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 4.2, Members 1st Federal Credit Union is loved (or hated) by 18 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Members 1st Federal Credit Union and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Members 1st Federal Credit Union contact info
| Name: | Members 1st Federal Credit Union |
|---|---|
| Address: | 836 E Main St, Ephrata, PA 17522, USA |
| Phone: | (800) 237-7288 |
| Website: | https://members1st.org/member-branches/ephrata |
Members 1st Federal Credit Union offices locations on the map
Members 1st Federal Credit Union rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Members 1st Federal Credit Union's Reviews
I've been treated exceptionally well from day 1 at this branch. I had accounts at Lancaster Red Rose Credit Union, TD and Bank of America. They could all learn from this institution. I've closed the LRRCU and TD accounts so far as their charges and poor customer service became too much for me. If you have a problem dealing with this bank, you'll find you'll also have the same problems/issues elsewhere.
When I started the Members 1st thought the service was great. Lately not so much - getting charged fees I shouldn't be charged. I went to the Ephrata branch - and as with the big banks the system is skewed to the bank. They can hold checks for 2 days and start charging overdraft fees even though by balance NEVER was less than 0.... Oh well will close this account next week and move to local bank. Hopefully their customers mean more to them than what Members 1st customers do. Will not get into the rest of the conversation with the teller - but I don't feel as though I was treated as a valued customer! - So I must assume I am not!!!
I had hoped Members 1st would be different than the big banks, but they aren't that much different. They are always trying to hit us up with fees. The branch employees, however, are always exceptional & do whatever they can to help! If I have an issue & physically go into my local branch (ephrata), it will be resolved quickly and pleasantly, and I leave feeling like I've just experienced exceptional customer service. If I have to deal with corporate/live chat, it's a completely different experience - impersonal & unwilling to treat members any differently than a "big box" banking institution, such as Chase or Wells Fargo. Overall, of Corporate would take a few lessons from their branch employees, banking here would be a completely different experience!
Every time I have issues with members first(which is often) with the online banking. The staff here takes care of it immediately with courtesy and professionalism like manner. I greatly appreciate you guys making me feel safe and satisfied through every transaction, thank you :).
I recently switched from Wells Fargo to Members First and I am so happy I did. This branch specifically is always clean and very quick to help me take care of anything I need to go inside for.