Payday Loans in Portland

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Portland, Oregon?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a quick loan in Oregon if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Portland, Oregon?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Portland, Oregon?

The maximum amount of money you can get on a payday loan in Portland, Oregon is $50000, and the maximum term is 60 days. The finance charge fees and/or interest rates (APR) if specified can go up to 36% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $50000
Minimum Loan Term 7 days
Minimum Loan Term 60 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Portland, Oregon?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Portland, Oregon with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Portland, Oregon with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Portland, Oregon near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Portland, Oregon:

Academy Mortgage - Beaverton Payday Loans Picture

Academy Mortgage – Beaverton

5
★★★★★
Based on 3 Google reviews
Name: Academy Mortgage - Beaverton
Address: 10260 SW Greenburg Rd 1100, Portland, OR 97223, USA
Phone: (503) 536-9400
Website: https://academymortgage.com/branch/beaverton
TNL Car Title Loans Payday Loans Picture

TNL Car Title Loans

5
★★★★★
Based on 1 Google reviews
Name: TNL Car Title Loans
Address: 16255 SE Division St 136, Portland, OR 97236, USA
Phone: (971) 232-3381
Website: https://thenetlender.com/locations/title-loans-portland
Tucker Capital Inc Payday Loans Picture

Tucker Capital Inc

5
★★★★★
Based on 2 Google reviews
Name: Tucker Capital Inc
Address: 10000 SW Wilshire St, Portland, OR 97225, USA
Phone: (503) 227-3153
Website: https://tuckercapitalinc.com/
Cash Land Payday Loans Picture

Cash Land

5
★★★★★
Based on 4 Google reviews
Name: Cash Land
Address: 11051 SE Division St, Portland, OR 97266, USA
Phone: (503) 252-2528
Website: https://paydayloans24.xyz/
Rapid Cash Payday Loans Picture

Rapid Cash

5
★★★★★
Based on 3 Google reviews
Name: Rapid Cash
Address: 19026 E Burnside St, Portland, OR 97233, USA
Phone: (503) 665-7535
Website: https://fastcash24.pw/
Mom & Pop Merchant Solutions Payday Loans Picture

Mom & Pop Merchant Solutions

4.9
★★★★★
Based on 225 Google reviews
Name: Mom & Pop Merchant Solutions
Address: 1050 SW 6th Ave Suite 1100, Portland, OR 97204, USA
Phone: (503) 388-7748
Website: https://mpbusinessfunding.com/
SILVER LINING JEWELRY AND LOAN GRESHAM Payday Loans Picture

SILVER LINING JEWELRY AND LOAN GRESHAM

4.9
★★★★★
Based on 208 Google reviews
Name: SILVER LINING JEWELRY AND LOAN GRESHAM
Address: 300 SE 181st Ave, Portland, OR 97233, USA
Phone: (503) 667-2210
Website: https://pawntalk.com/
One Stop Check Centers Payday Loans Picture

One Stop Check Centers

4.8
★★★★★
Based on 18 Google reviews
Name: One Stop Check Centers
Address: 1724 NE Broadway St, Portland, OR 97232, USA
Phone: (503) 288-8845
Website: https://cashforgiftcardsportland.com/
Silver Lining Jewelry & Loan Payday Loans Picture

Silver Lining Jewelry & Loan

4.8
★★★★★
Based on 172 Google reviews
Name: Silver Lining Jewelry & Loan
Address: 2122 NE Sandy Blvd, Portland, OR 97232, USA
Phone: (503) 813-9273
Website: https://pawntalk.com/
Umpqua Bank Payday Loans Picture

Umpqua Bank

4.6
★★★★★
Based on 10 Google reviews
Name: Umpqua Bank
Address: 1139 NW Lovejoy St, Portland, OR 97209, USA
Phone: (503) 288-5610
Website: https://umpquabank.com/
ENG Lending Payday Loans Picture

ENG Lending

4.6
★★★★★
Based on 11 Google reviews
Name: ENG Lending
Address: 220 NW 8th Ave, Portland, OR 97209, USA
Phone: (503) 477-9171
Website: https://portland.boefastapp.com/
United Finance Payday Loans Picture

United Finance

4.6
★★★★★
Based on 48 Google reviews
Name: United Finance
Address: 10245 NE Clackamas St, Portland, OR 97220, USA
Phone: (503) 238-6466
Website: https://unitedfinance.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.4
★★★★★
Based on 17 Google reviews
Name: ACE Cash Express
Address: 5600 NE M L King Blvd, Portland, OR 97211, USA
Phone: (503) 287-6669
Website: https://acecashexpress.com/locations/oregon/portland/3189
Umpqua Bank Payday Loans Picture

Umpqua Bank

4.4
★★★★★
Based on 5 Google reviews
Name: Umpqua Bank
Address: 10 NE 181st Ave, Portland, OR 97230, USA
Phone: (503) 666-9431
Website: https://umpquabank.com/
Pacific NW Federal Credit Union - BPA Branch & ATM Payday Loans Picture

Pacific NW Federal Credit Union – BPA Branch & ATM

4.3
★★★★★
Based on 4 Google reviews
Name: Pacific NW Federal Credit Union - BPA Branch & ATM
Address: 911 NE 11th Ave 122, Portland, OR 97232, USA
Phone: (503) 256-5858
Website: https://pnwfcu.org/
Rapid Cash Payday Loans Picture

Rapid Cash

4.2
★★★★★
Based on 78 Google reviews
Name: Rapid Cash
Address: 19026 E Burnside St, Portland, OR 97233, USA
Phone: (503) 665-7535
Website: https://speedycash.com/find-a-store/oregon/portland/burnside-and-stark/
United Finance Payday Loans Picture

United Finance

4.2
★★★★★
Based on 29 Google reviews
Name: United Finance
Address: 515 E Burnside St, Portland, OR 97214, USA
Phone: (503) 232-5153
Website: https://unitedfinance.com/
Rapid Cash Payday Loans Picture

Rapid Cash

4
★★★★★
Based on 102 Google reviews
Name: Rapid Cash
Address: 12131 SE Powell Blvd, Portland, OR 97266, USA
Phone: (503) 762-2224
Website: https://speedycash.com/find-a-store/oregon/portland/powell-and-122nd/
Rapid Cash Payday Loans Picture

Rapid Cash

4
★★★★★
Based on 147 Google reviews
Name: Rapid Cash
Address: 3849 SE Powell Blvd, Portland, OR 97202, USA
Phone: (503) 239-5225
Website: https://speedycash.com/find-a-store/oregon/portland/powell-and-cesar-e-chavez/
ACE Cash Express Payday Loans Picture

ACE Cash Express

4
★★★★★
Based on 25 Google reviews
Name: ACE Cash Express
Address: 2722 N Lombard St, Portland, OR 97217, USA
Phone: (503) 285-2929
Website: https://acecashexpress.com/locations/oregon/portland/3110
Umpqua Bank Home Lending Payday Loans Picture

Umpqua Bank Home Lending

4
★★★★★
Based on 2 Google reviews
Name: Umpqua Bank Home Lending
Address: 9755 SW Barnes Rd Suite 460, Portland, OR 97225, USA
Phone: (503) 484-1585
Website: https://umpquabank.com/home-lending
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.9
★★★★★
Based on 52 Google reviews
Name: ACE Cash Express
Address: 16502 SE Division St Ste H, Portland, OR 97236, USA
Phone: (503) 760-4600
Website: https://acecashexpress.com/locations/oregon/portland/3113
Cashco Financial Services Inc Payday Loans Picture

Cashco Financial Services Inc

3.8
★★★★★
Based on 20 Google reviews
Name: Cashco Financial Services Inc
Address: 3420 SE Cesar Estrada Chavez Blvd, Portland, OR 97202, USA
Phone: (503) 234-2274
Website: https://cashcoloan.com/
OneMain Financial Payday Loans Picture

OneMain Financial

3.7
★★★★★
Based on 20 Google reviews
Name: OneMain Financial
Address: 4340 NE Sandy Blvd, Portland, OR 97213, USA
Phone: (503) 282-3284
Website: https://onemainfinancial.com/branches/OR/Portland/97213/704
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.6
★★★★★
Based on 26 Google reviews
Name: ACE Cash Express
Address: 2929 SE Powell Blvd, Portland, OR 97202, USA
Phone: (503) 233-2274
Website: https://acecashexpress.com/locations/oregon/portland/3188
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.2
★★★★★
Based on 29 Google reviews
Name: ACE Cash Express
Address: 11701 SE 82nd Ave, Portland, OR 97086, USA
Phone: (503) 445-2274
Website: https://acecashexpress.com/locations/oregon/portland/3187
ACE Cash Express Payday Loans Picture

ACE Cash Express

3
★★★★★
Based on 49 Google reviews
Name: ACE Cash Express
Address: 11902 SE Stark St, Portland, OR 97216, USA
Phone: (503) 255-2274
Website: https://acecashexpress.com/locations/oregon/portland/3199
Lincoln Loan Co Payday Loans Picture

Lincoln Loan Co

3
★★★★★
Based on 2 Google reviews
Name: Lincoln Loan Co
Address: 1300 SE Oak St, Portland, OR 97214, USA
Phone: (503) 238-6658
Website: https://easyloan.pw/
Check Cash Western Union Payday Loans Picture

Check Cash Western Union

2.6
★★★★★
Based on 14 Google reviews
Name: Check Cash Western Union
Address: 418 SW 2nd Ave, Portland, OR 97204, USA
Phone: (503) 274-2765
Website: https://checkcashpdx.com/
Jenness John Payday Loans Picture

Jenness John

0
★★★★★
Based on 0 Google reviews
Name: Jenness John
Address: 10260 SW Greenburg Rd 900, Portland, OR 97223, USA
Phone: (503) 452-0001
Website: https://easyloan.pw/
Gateway Financial Payday Loans Picture

Gateway Financial

0
★★★★★
Based on 0 Google reviews
Name: Gateway Financial
Address: 9400 SW Barnes Rd, Portland, OR 97225, USA
Phone: (503) 224-5677
Website: https://No website
Pacific Accounting Payday Loans Picture

Pacific Accounting

0
★★★★★
Based on 0 Google reviews
Name: Pacific Accounting
Address: 2nd, Portland, OR 97210, USA
Phone: (503) 274-2765
Website: https://fastcash24.pw/
West Coast Funding LLC Payday Loans Picture

West Coast Funding LLC

0
★★★★★
Based on 0 Google reviews
Name: West Coast Funding LLC
Address: 4235 SE Ogden St, Portland, OR 97206, USA
Phone: (971) 506-7505
Website: https://No website
Portland Mortgage Payday Loans Picture

Portland Mortgage

0
★★★★★
Based on 0 Google reviews
Name: Portland Mortgage
Address: 128 SW 3rd Ave, Portland, OR 97204, USA
Phone: (503) 564-8295
Website: https://No website
Grant Services Payday Loans Picture

Grant Services

0
★★★★★
Based on 0 Google reviews
Name: Grant Services
Address: 10260 SW Greenburg Rd 400, Portland, OR 97223, USA
Phone: (503) 452-6982
Website: https://No website
Ustl Payday Loans Picture

Ustl

0
★★★★★
Based on 0 Google reviews
Name: Ustl
Address: 5108 SE Powell Blvd, Portland, OR 97206, USA
Phone: (503) 771-1831
Website: https://No website
Northwest Money Source Payday Loans Picture

Northwest Money Source

0
★★★★★
Based on 0 Google reviews
Name: Northwest Money Source
Address: 920 SW 6th Ave Suite 223, Portland, OR 97204, USA
Phone: (503) 224-5747
Website: https://No website
College Bound Funding Payday Loans Picture

College Bound Funding

0
★★★★★
Based on 0 Google reviews
Name: College Bound Funding
Address: 10490 SW Eastridge St, Portland, OR 97225, USA
Phone: (503) 291-1137
Website: https://collegecostconsulting.com/
Weststar Loan Servicing Corporation Payday Loans Picture

Weststar Loan Servicing Corporation

0
★★★★★
Based on 0 Google reviews
Name: Weststar Loan Servicing Corporation
Address: 5933 NE Win Sivers Dr 109, Portland, OR 97220, USA
Phone: (503) 274-0363
Website: https://westloan.com/
WestStar Pacific Mortgage Payday Loans Picture

WestStar Pacific Mortgage

0
★★★★★
Based on 0 Google reviews
Name: WestStar Pacific Mortgage
Address: 12725 SW 66th Ave 201, Portland, OR 97223, USA
Phone: (503) 828-9359
Website: https://westloan.com/about/locations
Chockstone Inc Payday Loans Picture

Chockstone Inc

0
★★★★★
Based on 0 Google reviews
Name: Chockstone Inc
Address: 326 SW Broadway 400, Portland, OR 97205, USA
Phone: (503) 227-7600
Website: https://chockstone.com/
Equity Enhancement Payday Loans Picture

Equity Enhancement

0
★★★★★
Based on 0 Google reviews
Name: Equity Enhancement
Address: 14468 SE Creekside Dr, Portland, OR 97267, USA
Phone: (503) 659-1959
Website: https://No website
Provident Funding Assoc LP Payday Loans Picture

Provident Funding Assoc LP

0
★★★★★
Based on 0 Google reviews
Name: Provident Funding Assoc LP
Address: 5100 SW Macadam Ave, Portland, OR 97239, USA
Phone: (503) 964-5516
Website: https://provident.com/
ATS Finance LLC Payday Loans Picture

ATS Finance LLC

0
★★★★★
Based on 0 Google reviews
Name: ATS Finance LLC
Address: 2647 SE Lake Rd, Portland, OR 97222, USA
Phone: (971) 206-0110
Website: https://No website
Bell Home Loans Payday Loans Picture

Bell Home Loans

0
★★★★★
Based on 0 Google reviews
Name: Bell Home Loans
Address: 10220 SW Greenburg Rd, Portland, OR 97223, USA
Phone: (503) 419-0770
Website: https://No website
Capital Hill Mortgage Payday Loans Picture

Capital Hill Mortgage

0
★★★★★
Based on 0 Google reviews
Name: Capital Hill Mortgage
Address: 205 SE Spokane St, Portland, OR 97202, USA
Phone: (888) 963-3780
Website: https://caphillmortgage.com/