Spencer Savings Bank in Saddle Brook, New Jersey

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

Spencer Savings Bank photo

Spencer Savings Bank photo

Overall rating for Spencer Savings Bank

2.8
★★★★★
Based on 4 reviews on Google

Opening hours for Spencer Savings Bank

Monday: 9:00 AM – 5:00 PM
Tuesday: 9:00 AM – 5:00 PM
Wednesday: 9:00 AM – 5:00 PM
Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 6:00 PM
Saturday: 9:00 AM – 1:00 PM
Sunday: Closed

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Easy Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

If you are looking for reliable financial services like payday loans in Saddle Brook, New Jersey, Spencer Savings Bank can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.

Spencer Savings Bank is a direct lender with easy approval for everyone. Even if you have bad credit, Spencer Savings Bank can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 140 Market St, Saddle Brook, NJ 07663, USA and apply for a quick loan via a short 5-minute application.

Having an overall rating of 2.8, Spencer Savings Bank is loved (or hated) by 4 users, who got their emergency loans same day (or next day) after submitting an application.

Disclaimer: We do not represent Spencer Savings Bank and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.

Spencer Savings Bank contact info

Name: Spencer Savings Bank
Address: 140 Market St, Saddle Brook, NJ 07663, USA
Phone: (201) 843-3046
Website: https://spencersavings.com/

Spencer Savings Bank offices locations on the map

Spencer Savings Bank rates and requirements for payday loans

MIN Loan Amount $100
MAX Loan Amount $5000
MIN. Loan Term 7 days
MAX. Loan Term 60 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

User Rating

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Spencer Savings Bank's Reviews

Danielle Festas profile picture
Danielle Festa
★★★★★

My family has been using this bank for generations. A small bank feel with big bank feature. Very few fees. They know your name when you walk in. Love it here.

Kamil Ms profile picture
Kamil M
★★★★★

Very bad customer service, branch manager valerie gaspard doesn't know her job, very rude and unprofessional

Jaclyn Clarks profile picture
Jaclyn Clark
★★★★★

If I could give zero stars I would! Switching banks immediately! The staff except the manager is friendly but that's it. Won't issue us a debit card for 5 months????!!! Up to branch discretion apparently, according to corporate.... they can't override the decision the branch manager has made. This is preventing us from making a living because my husband Uber's for extra money but we're unable to do that without a debit card! My daughter's school doesn't take payment in the form of check or cash therefore I've had to use other people's cards for payment which makes for a huge inconvenience. The bank system went down the other day on a weekend and we had NO WAY to get money out of our account causing us to be without cash or a debit card on an entire weekend with our children!!! Not even for food. How embarrassing to have to borrow money!!! The manager doesn't care. 5 months we have to live like this? It's impossible!!!! Really liked this bank but we cannot live like this. SWITCHING! And I'm in journalism, will make sure the entire world knows what this awful human at this terribly unapathethic bank with 0 customer satisfaction skills is doing to us and to steer clear. This story will go viral and will end up in the news. This is/ was NOT okay.

Bill Calis profile picture
Bill Cali
★★★★★

A good bank to do business with however they could extend their Saturday hours and possibly have a drive up open for a few hours on Sunday like my commercial bank.