Garden State FCU photo
Overall rating for Garden State FCU
Opening hours for Garden State FCU
Monday: 7:30 AM – 6:00 PM
Tuesday: 7:30 AM – 6:00 PM
Wednesday: 7:30 AM – 6:00 PM
Thursday: 7:30 AM – 6:00 PM
Friday: 7:30 AM – 6:00 PM
Saturday: 9:00 AM – 4:00 PM
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Moorestown, New Jersey, Garden State FCU can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Garden State FCU is a direct lender with easy approval for everyone. Even if you have bad credit, Garden State FCU can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 144 NJ-38, Moorestown, NJ 08057, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 2.9, Garden State FCU is loved (or hated) by 18 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Garden State FCU and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Garden State FCU contact info
| Name: | Garden State FCU |
|---|---|
| Address: | 144 NJ-38, Moorestown, NJ 08057, USA |
| Phone: | (800) 713-2274 |
| Website: | https://gardenstatefcu.org/ |
Garden State FCU offices locations on the map
Garden State FCU rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Garden State FCU's Reviews
It is absolutely ridiculous to charge $45 for a returned payment. The charge is predatory.
Better than ANY BANK I've ever had and Amazing customer service
The staff is friendly and efficient. My shared banking transactions are always a pleasant experience.
So, I applied for a home equity loan and was pre approved. They as you to retrieve all of the documents, which I was okay with. Everything seamed to be going well, until the appraisal. They inform me that I will be getting a call from the appraiser. Well 4 or 5 days later he finally calls and we schedule a time. He comes out and I also did some quick searches to see what some values are and give him that info. A few more days pass and then I get the appraisal back and it’s about $40,0000 less then 2 years ago!!! I was like OMG, how is that if the houses around me are selling as soon as they are on the market??? Well I Review the appraisal with a friend who is an appraiser and come to find out he used houses that are completely out dated and some were 2 bedroom! I own s three bedroom with almost everything updated! In fact we just finished the second bathroom. My friend with that’s the appraiser said the value shouldn’t have gone down since 2014 when I purchased it for $284,000. This guy appraised it for $260,000, WHAT? I purchased the house when everything was out dated and it was a 1.5 bathroom house, I installed a second bathroom to make it 2.5. So I asked Lisa at the bank to take a second look, she said that they only do that on a case by case basis. She said if I found errors that she would ask the appraiser. I found many errors including some racist remarks in the appraisal that talks about my town and the people that live there! So I called the appraiser directly and he said he would be willing to review it and review the comps that another appraiser said he would use and match my house. Well... After all of that, Lisa said we are not going to allow that! REALLY? I gave it two stars because Allie was really nice to work with. J
I'd avoid this place, lots and lots of fees, only 1 location, and they can't do anything electronically, so getting anything done requires you to travel to their one location which can be especially difficult for anyone that works 9-5 considering their hours. For example: Just getting my check for an auto loan required 3 visits to their branch. Then, just to be able to access your account online you have to go to the branch and fill out a form, can't do it electronically even though it's 2018. Never experienced this before, not even 10 years ago... Then I noticed they recorded my email address incorrectly, but nope, can't call to correct this, you have to go to the branch. Ultimately the people I've dealt with there are nice, the rates were okay, but the inconveniences are ridiculous, it's 2018 and everyone else allows you to do this stuff electronically, why would you choose them? Not to mention, if you want at checking account or debit card they charge you fees. Yup, a fee to use your money with your debit card, neither of my banks even do that. Just found out you even get charged a fee if you don't login online often enough. Just overall, zero reason to choose this place over other options.